Compare Battle Lake, MN Car Insurance Rates (2021)

Car insurance in Battle Lake, MN averages $361 a month. Battle Lake, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Battle Lake car insurance rates, compare quotes from the top car insurance companies in Battle Lake, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Battle Lake, MN are $4,327/year
  • The cheapest car insurance company in Battle Lake for teen drivers is State Farm
  • Average car insurance rates in Battle Lake, MN after a DUI are $5,805/year

If you need to buy Battle Lake, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Battle Lake, MN is right here.

You’ll find Battle Lake car insurance rates, the cheapest Battle Lake, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Battle Lake, Minnesota car insurance rates to Bloomington car insurance rates, Minneapolis car insurance rates, and Duluth car insurance rates.

Ready to find affordable Battle Lake, MN car insurance today? Enter your ZIP code for fast, free Battle Lake car insurance quotes.

Cheapest Battle Lake, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Battle Lake, MN car insurance rates? Every Battle Lake, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Battle Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,941 $2,941 $2,823 $2,823 $6,647 $9,634 $3,579 $3,758
American Family $2,024 $2,024 $1,834 $1,834 $5,456 $7,932 $2,024 $2,288
Farmers $1,939 $1,939 $1,869 $1,979 $5,634 $5,718 $2,544 $2,507
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,848 $1,862 $1,644 $1,748 $4,617 $5,629 $2,158 $2,248
State Farm $1,496 $1,496 $1,321 $1,321 $3,145 $3,902 $1,740 $1,432
USAA $1,849 $1,843 $1,677 $1,685 $4,880 $5,373 $2,421 $2,588

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Minimum Car Insurance in Battle Lake, MN

Every driver must carry the minimum car insurance in Battle Lake, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Battle Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Battle Lake, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Battle Lake, MN. Compare credit history car insurance rates in Battle Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Battle Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,464 $3,486 $3,231
American Family $4,301 $2,892 $2,337
Farmers $3,749 $2,738 $2,561
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,234 $2,607 $2,317
State Farm $2,889 $1,767 $1,289
USAA $4,403 $2,126 $1,840

Cheapest Battle Lake, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Battle Lake, MN to rates for a clean record with top companies.

Annual Battle Lake, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,242 $4,630 $5,501 $4,201
American Family $2,124 $3,892 $4,284 $2,407
Farmers $2,582 $3,246 $3,301 $2,936
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,153 $2,865 $3,301 $2,557
State Farm $1,830 $2,133 $1,982 $1,982
USAA $2,074 $2,633 $3,981 $2,470

Cheapest Battle Lake, MN Car Insurance for Teen Drivers

Teen car insurance in Battle Lake, MN can be expensive. Take a look at rates from the top car insurance companies in Battle Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Battle Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,647 $9,634
American Family $5,456 $7,932
Farmers $5,634 $5,718
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,617 $5,629
State Farm $3,145 $3,902
USAA $4,880 $5,373

Cheapest Battle Lake, MN Car Insurance for Seniors

Take a look at Battle Lake, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Battle Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,823 $2,823
American Family $1,834 $1,834
Farmers $1,869 $1,979
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,644 $1,748
State Farm $1,321 $1,321
USAA $1,677 $1,685

Cheapest Battle Lake, MN Car Insurance Rates After a DUI

A DUI in Battle Lake, MN increases car insurance rates. Compare Battle Lake, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Battle Lake, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,501
American Family $4,284
Farmers $3,301
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,301
State Farm $1,982
USAA $3,981

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Cheapest Battle Lake, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Battle Lake, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Battle Lake, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,393 $4,393
American Family $3,140 $3,214
Farmers $3,016 $3,016
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,719 $2,719
State Farm $1,930 $2,033
USAA $2,753 $2,826

The Best Cheap Car Insurance Companies in Battle Lake, MN

Take a look at a side-by-side comparison of the top car insurance companies in Battle Lake, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Battle Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,393
American Family $3,177
Farmers $3,016
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,719
State Farm $1,982
USAA $2,789

Category Winners: Cheapest Car Insurance in Battle Lake, Minnesota

Find the cheapest car insurance companies in Battle Lake, MN for each category right here.

Best Annual Car Insurance Rates by Company in Battle Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Battle Lake, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Battle Lake car insurance rates. Find the cheapest Battle Lake, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Battle Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,336 $4,389 $4,455
American Family $3,170 $3,265 $3,096
Farmers $2,897 $3,030 $3,121
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,580 $2,737 $2,841
State Farm $1,915 $1,987 $2,043
USAA $2,714 $2,787 $2,867

What affects car insurance rates in Battle Lake, Minnesota?

What factors can have an impact on Battle Lake, MN car insurance? There are several reasons why Battle Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Battle Lake, Minnesota.

Commute Time in Battle Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Battle Lake, MN is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Battle Lake, MN

Ready to find affordable Battle Lake, Minnesota car insurance today? Enter your ZIP code for fast, free Battle Lake, MN car insurance quotes.

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