Compare Baxter, KY Car Insurance Rates (2021)

Car insurance in Baxter, KY averages $533 a month. Baxter, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Baxter car insurance rates, compare quotes from the top car insurance companies in Baxter, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Baxter is USAA
  • Average car insurance rates in Baxter, KY are $6,401/year
  • The cheapest car insurance company in Baxter for teen drivers is USAA

If you need to buy Baxter, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Baxter, KY is right here.

You’ll find Baxter car insurance rates, the cheapest Baxter, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Baxter, Kentucky car insurance rates to Frankfort car insurance rates, Bowling Green car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Baxter, KY car insurance today? Enter your ZIP code for fast, free Baxter car insurance quotes.

Cheapest Baxter, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Baxter, KY car insurance rates? Every Baxter, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baxter, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,901 $5,813 $5,429 $5,771 $22,046 $24,393 $6,386 $6,654
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,601 $3,909 $3,051 $3,411 $15,001 $16,589 $3,780 $3,953
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $2,624 $2,478 $2,379 $2,376 $13,341 $15,140 $3,258 $3,301
State Farm $2,239 $2,239 $1,999 $1,999 $6,183 $7,833 $2,482 $2,741
Travelers $3,465 $3,532 $3,397 $3,410 $17,425 $28,270 $3,621 $4,203
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

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Minimum Car Insurance in Baxter, KY

Every driver must carry the minimum car insurance in Baxter, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Baxter, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Baxter, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Baxter, KY. Compare credit history car insurance rates in Baxter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Baxter, Kentucky

Insurance Company Poor Fair Good
Allstate $13,886 $9,334 $7,677
GEICO $8,861 $4,424 $2,884
Liberty Mutual $9,568 $5,832 $4,586
Nationwide $9,986 $7,742 $6,667
Progressive $6,251 $5,475 $5,111
State Farm $4,958 $3,039 $2,396
Travelers $9,396 $7,939 $7,911
USAA $4,820 $2,697 $2,196

Cheapest Baxter, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Baxter, KY to rates for a clean record with top companies.

Annual Baxter, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,531 $11,122 $11,908 $9,635
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,544 $8,558 $6,647 $5,899
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $4,629 $6,919 $5,275 $5,626
State Farm $3,193 $3,735 $3,464 $3,464
Travelers $7,323 $7,537 $10,948 $7,854
USAA $2,436 $3,454 $4,127 $2,933

Cheapest Baxter, KY Car Insurance for Teen Drivers

Teen car insurance in Baxter, KY can be expensive. Take a look at rates from the top car insurance companies in Baxter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Baxter, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,046 $24,393
GEICO $8,902 $10,417
Liberty Mutual $15,001 $16,589
Nationwide $13,093 $16,143
Progressive $13,341 $15,140
State Farm $6,183 $7,833
Travelers $17,425 $28,270
USAA $5,756 $6,065

Cheapest Baxter, KY Car Insurance for Seniors

Take a look at Baxter, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Baxter, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,429 $5,771
GEICO $4,595 $4,158
Liberty Mutual $3,051 $3,411
Nationwide $5,260 $5,461
Progressive $2,379 $2,376
State Farm $1,999 $1,999
Travelers $3,397 $3,410
USAA $1,955 $1,999

Cheapest Baxter, KY Car Insurance Rates After a DUI

A DUI in Baxter, KY increases car insurance rates. Compare Baxter, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Baxter, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,908
GEICO $8,597
Liberty Mutual $6,647
Nationwide $10,669
Progressive $5,275
State Farm $3,464
Travelers $10,948
USAA $4,127

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Cheapest Baxter, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Baxter, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Baxter, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,299 $10,299
GEICO $5,341 $5,438
Liberty Mutual $6,662 $6,662
Nationwide $8,132 $8,132
Progressive $5,612 $5,612
State Farm $3,381 $3,548
Travelers $8,415 $8,415
USAA $3,114 $3,361

The Best Cheap Car Insurance Companies in Baxter, KY

Take a look at a side-by-side comparison of the top car insurance companies in Baxter, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Baxter, Kentucky

Insurance Company Average Annual Rates
Allstate $10,299
GEICO $5,390
Liberty Mutual $6,662
Nationwide $8,132
Progressive $5,612
State Farm $3,464
Travelers $8,415
USAA $3,238

Category Winners: Cheapest Car Insurance in Baxter, Kentucky

Find the cheapest car insurance companies in Baxter, KY for each category right here.

Best Annual Car Insurance Rates by Company in Baxter, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Baxter, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Baxter car insurance rates. Find the cheapest Baxter, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Baxter, Kentucky

Insurance Company Low Medium High
Allstate $8,843 $10,209 $11,846
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,375 $6,623 $6,987
Nationwide $8,122 $7,993 $8,280
Progressive $5,060 $5,497 $6,279
State Farm $3,222 $3,451 $3,719
Travelers $7,963 $8,447 $8,836
USAA $3,078 $3,229 $3,405

Compare Car Insurance Quotes in Baxter, KY

Ready to find affordable Baxter, Kentucky car insurance today? Enter your ZIP code for fast, free Baxter, KY car insurance quotes.

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