Compare Baxter, WV Car Insurance Rates (2021)

Car insurance in Baxter, WV averages $317 a month. Baxter, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Baxter car insurance rates, compare quotes from the top car insurance companies in Baxter, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Baxter, WV are $3,807/year
  • The cheapest car insurance company in Baxter is State Farm
  • Average car insurance rates in Baxter, WV after a DUI are $4,674/year

If you need to buy Baxter, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Baxter, WV is right here.

You’ll find Baxter car insurance rates, the cheapest Baxter, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Baxter, West Virginia car insurance rates to Fairmont car insurance rates, Charleston car insurance rates, and Weirton car insurance rates.

Ready to find affordable Baxter, WV car insurance today? Enter your ZIP code for fast, free Baxter car insurance quotes.

Cheapest Baxter, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Baxter, WV car insurance rates? Every Baxter, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baxter, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,672 $2,571 $2,577 $10,420 $10,877 $3,190 $3,197
GEICO $2,447 $2,412 $2,328 $2,256 $6,041 $7,285 $2,351 $2,450
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $1,858 $1,884 $1,697 $1,774 $4,791 $6,034 $2,095 $2,236
Progressive $1,994 $1,919 $1,845 $1,841 $8,593 $9,677 $2,388 $2,465
State Farm $1,640 $1,640 $1,481 $1,481 $3,703 $4,780 $1,940 $1,531
USAA $1,752 $1,726 $1,628 $1,639 $5,834 $6,460 $2,265 $2,432

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Minimum Car Insurance in Baxter, WV

Every driver must carry the minimum car insurance in Baxter, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Baxter, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Baxter, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Baxter, WV. Compare credit history car insurance rates in Baxter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Baxter, West Virginia

Insurance Company Poor Fair Good
Allstate $5,814 $4,627 $3,954
GEICO $4,155 $3,379 $2,804
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $3,184 $2,689 $2,515
Progressive $4,298 $3,743 $3,479
State Farm $3,269 $1,991 $1,563
USAA $4,382 $2,513 $2,007

Cheapest Baxter, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Baxter, WV to rates for a clean record with top companies.

Annual Baxter, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,048 $4,799 $5,743 $4,602
GEICO $2,136 $3,431 $5,925 $2,292
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,249 $2,982 $3,460 $2,494
Progressive $3,265 $4,366 $3,900 $3,829
State Farm $2,085 $2,464 $2,274 $2,274
USAA $2,331 $2,757 $3,937 $2,844

Cheapest Baxter, WV Car Insurance for Teen Drivers

Teen car insurance in Baxter, WV can be expensive. Take a look at rates from the top car insurance companies in Baxter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Baxter, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,420 $10,877
GEICO $6,041 $7,285
Liberty Mutual $13,850 $15,628
Nationwide $4,791 $6,034
Progressive $8,593 $9,677
State Farm $3,703 $4,780
USAA $5,834 $6,460

Cheapest Baxter, WV Car Insurance for Seniors

Take a look at Baxter, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Baxter, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,577
GEICO $2,328 $2,256
Liberty Mutual $3,016 $3,667
Nationwide $1,697 $1,774
Progressive $1,845 $1,841
State Farm $1,481 $1,481
USAA $1,628 $1,639

Cheapest Baxter, WV Car Insurance Rates After a DUI

A DUI in Baxter, WV increases car insurance rates. Compare Baxter, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Baxter, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
GEICO $5,925
Liberty Mutual $7,480
Nationwide $3,460
Progressive $3,900
State Farm $2,274
USAA $3,937

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Cheapest Baxter, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Baxter, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Baxter, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,798 $4,798
GEICO $3,409 $3,483
Liberty Mutual $6,526 $6,526
Nationwide $2,796 $2,796
Progressive $3,840 $3,840
State Farm $2,214 $2,335
USAA $2,933 $3,002

The Best Cheap Car Insurance Companies in Baxter, WV

Take a look at a side-by-side comparison of the top car insurance companies in Baxter, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Baxter, West Virginia

Insurance Company Average Annual Rates
Allstate $4,798
GEICO $3,446
Liberty Mutual $6,526
Nationwide $2,796
Progressive $3,840
State Farm $2,274
USAA $2,967

Category Winners: Cheapest Car Insurance in Baxter, West Virginia

Find the cheapest car insurance companies in Baxter, WV for each category right here.

Best Annual Car Insurance Rates by Company in Baxter, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Baxter, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Baxter car insurance rates. Find the cheapest Baxter, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Baxter, West Virginia

Insurance Company Low Medium High
Allstate $4,653 $4,791 $4,950
GEICO $3,259 $3,453 $3,626
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $2,736 $2,783 $2,869
Progressive $3,684 $3,798 $4,038
State Farm $2,135 $2,268 $2,421
USAA $2,869 $2,962 $3,070

Compare Car Insurance Quotes in Baxter, WV

Ready to find affordable Baxter, West Virginia car insurance today? Enter your ZIP code for fast, free Baxter, WV car insurance quotes.

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