Compare Bay, AR Car Insurance Rates (2021)

Car insurance in Bay, AR averages $343 a month. Bay, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bay car insurance rates, compare quotes from the top car insurance companies in Bay, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bay, AR after a DUI are $4,960/year
  • Average car insurance rates in Bay, AR are $4,121/year
  • The cheapest car insurance company in Bay is USAA

If you need to buy Bay, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Bay, AR is right here.

You’ll find Bay car insurance rates, the cheapest Bay, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Bay, Arkansas car insurance rates to Fayetteville car insurance rates, Jonesboro car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Bay, AR car insurance today? Enter your ZIP code for fast, free Bay car insurance quotes.

Cheapest Bay, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bay, AR car insurance rates? Every Bay, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bay, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,905 $2,585 $2,764 $10,633 $12,743 $3,180 $3,439
Farmers $2,284 $2,280 $2,034 $2,143 $9,935 $10,339 $2,616 $2,750
GEICO $2,360 $2,325 $2,170 $2,109 $6,473 $6,458 $2,341 $2,375
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,700 $2,549 $2,222 $2,326 $11,558 $13,022 $3,217 $3,471
State Farm $1,748 $1,748 $1,586 $1,586 $5,333 $6,685 $1,976 $2,273
Travelers $2,243 $2,281 $2,237 $2,242 $13,605 $22,013 $2,409 $2,731
USAA $1,384 $1,393 $1,290 $1,291 $4,468 $4,663 $1,784 $1,917

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Minimum Car Insurance in Bay, AR

Every driver must carry the minimum car insurance in Bay, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Bay, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bay, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bay, AR. Compare credit history car insurance rates in Bay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bay, Arkansas

Insurance Company Poor Fair Good
Allstate $6,459 $4,954 $4,013
Farmers $4,878 $4,104 $3,910
GEICO $3,982 $3,279 $2,718
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,733 $3,811 $3,473
Progressive $5,806 $4,968 $4,625
State Farm $4,154 $2,500 $1,946
Travelers $7,121 $5,962 $5,578
USAA $3,005 $2,059 $1,758

Cheapest Bay, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bay, AR to rates for a clean record with top companies.

Annual Bay, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,238 $5,339 $5,926 $5,065
Farmers $3,634 $4,661 $4,554 $4,341
GEICO $2,274 $3,466 $5,118 $2,448
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,423 $6,156 $4,654 $5,300
State Farm $2,613 $3,121 $2,867 $2,867
Travelers $5,208 $5,380 $7,907 $6,386
USAA $1,742 $2,219 $3,200 $1,934

Cheapest Bay, AR Car Insurance for Teen Drivers

Teen car insurance in Bay, AR can be expensive. Take a look at rates from the top car insurance companies in Bay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bay, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,633 $12,743
Farmers $9,935 $10,339
GEICO $6,473 $6,458
Liberty Mutual $7,986 $8,798
Nationwide $6,624 $8,442
Progressive $11,558 $13,022
State Farm $5,333 $6,685
Travelers $13,605 $22,013
USAA $4,468 $4,663

Cheapest Bay, AR Car Insurance for Seniors

Take a look at Bay, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bay, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,585 $2,764
Farmers $2,034 $2,143
GEICO $2,170 $2,109
Liberty Mutual $2,111 $2,361
Nationwide $2,440 $2,578
Progressive $2,222 $2,326
State Farm $1,586 $1,586
Travelers $2,237 $2,242
USAA $1,290 $1,291

Cheapest Bay, AR Car Insurance Rates After a DUI

A DUI in Bay, AR increases car insurance rates. Compare Bay, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bay, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,926
Farmers $4,554
GEICO $5,118
Liberty Mutual $4,959
Nationwide $5,453
Progressive $4,654
State Farm $2,867
Travelers $7,907
USAA $3,200

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Cheapest Bay, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bay, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bay, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,142 $5,142
Farmers $4,297 $4,297
GEICO $3,298 $3,355
Liberty Mutual $3,825 $3,825
Nationwide $4,006 $4,006
Progressive $5,133 $5,133
State Farm $2,796 $2,937
Travelers $6,220 $6,220
USAA $2,209 $2,338

The Best Cheap Car Insurance Companies in Bay, AR

Take a look at a side-by-side comparison of the top car insurance companies in Bay, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bay, Arkansas

Insurance Company Average Annual Rates
Allstate $5,142
Farmers $4,297
GEICO $3,326
Liberty Mutual $3,825
Nationwide $4,006
Progressive $5,133
State Farm $2,867
Travelers $6,220
USAA $2,274

Category Winners: Cheapest Car Insurance in Bay, Arkansas

Find the cheapest car insurance companies in Bay, AR for each category right here.

Best Annual Car Insurance Rates by Company in Bay, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bay, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bay car insurance rates. Find the cheapest Bay, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bay, Arkansas

Insurance Company Low Medium High
Allstate $4,986 $5,139 $5,302
Farmers $4,047 $4,243 $4,603
GEICO $3,174 $3,325 $3,480
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $4,022 $3,922 $4,073
Progressive $4,624 $5,018 $5,757
State Farm $2,705 $2,865 $3,031
Travelers $5,856 $6,235 $6,569
USAA $2,171 $2,265 $2,386

What affects car insurance rates in Bay, Arkansas?

What factors can have an impact on Bay, AR car insurance? There are several reasons why Bay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bay, Arkansas.

Commute Time in Bay

The more time you spend in your car the higher the risk of an accident. The average commute length in Bay, AR is 20.8 minutes according to City-Data.

Traffic in Bay

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bay, AR traffic data from INRIX ranks Bay as the 436th-most congested in the world.

Compare Car Insurance Quotes in Bay, AR

Ready to find affordable Bay, Arkansas car insurance today? Enter your ZIP code for fast, free Bay, AR car insurance quotes.

Free Car Insurance Comparison

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