Compare Bay Lake, FL Car Insurance Rates (2021)

Car insurance in Bay Lake, FL averages $385 a month. Bay Lake, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Bay Lake car insurance rates, compare quotes from the top car insurance companies in Bay Lake, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bay Lake, FL after a DUI are $5,585/year
  • The cheapest car insurance company in Bay Lake is USAA
  • The cheapest car insurance company in Bay Lake for teen drivers is GEICO

If you need to buy Bay Lake, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Bay Lake, FL is right here.

You’ll find Bay Lake car insurance rates, the cheapest Bay Lake, FL car insurance companies, and information on Florida car insurance laws. You can also compare Bay Lake, Florida car insurance rates to Tallahassee car insurance rates, St. Petersburg car insurance rates, and Hialeah car insurance rates.

Ready to find affordable Bay Lake, FL car insurance today? Enter your ZIP code for fast, free Bay Lake car insurance quotes.

Cheapest Bay Lake, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bay Lake, FL car insurance rates? Every Bay Lake, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bay Lake, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,388 $4,218 $3,834 $3,908 $15,472 $16,844 $4,402 $4,483
GEICO $2,905 $2,915 $2,722 $2,722 $5,216 $6,533 $3,199 $3,238
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $3,054 $3,003 $2,723 $2,814 $7,364 $9,023 $3,358 $3,476
Progressive $3,599 $3,398 $3,092 $3,305 $10,166 $11,068 $4,342 $4,147
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,676 $1,645 $1,568 $1,552 $5,805 $6,722 $2,095 $2,258

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Minimum Car Insurance in Bay Lake, FL

Every driver must carry the minimum car insurance in Bay Lake, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Bay Lake, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bay Lake, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bay Lake, FL. Compare credit history car insurance rates in Bay Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bay Lake, Florida

Insurance Company Poor Fair Good
Allstate $10,040 $6,368 $5,174
GEICO $5,381 $3,240 $2,422
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,464 $3,991 $3,600
Progressive $7,019 $4,990 $4,159
State Farm $4,393 $2,864 $2,340
USAA $4,754 $2,316 $1,676

Cheapest Bay Lake, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bay Lake, FL to rates for a clean record with top companies.

Annual Bay Lake, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,186 $7,424 $8,281 $6,884
GEICO $2,551 $3,273 $4,892 $4,009
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,701 $4,074 $5,513 $4,120
Progressive $4,258 $6,291 $5,300 $5,709
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,274 $2,818 $4,182 $2,387

Cheapest Bay Lake, FL Car Insurance for Teen Drivers

Teen car insurance in Bay Lake, FL can be expensive. Take a look at rates from the top car insurance companies in Bay Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bay Lake, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,472 $16,844
GEICO $5,216 $6,533
Liberty Mutual $8,295 $12,826
Nationwide $7,364 $9,023
Progressive $10,166 $11,068
State Farm $5,900 $7,551
USAA $5,805 $6,722

Cheapest Bay Lake, FL Car Insurance for Seniors

Take a look at Bay Lake, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bay Lake, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,834 $3,908
GEICO $2,722 $2,722
Liberty Mutual $3,548 $3,548
Nationwide $2,723 $2,814
Progressive $3,092 $3,305
State Farm $1,798 $1,798
USAA $1,568 $1,552

Cheapest Bay Lake, FL Car Insurance Rates After a DUI

A DUI in Bay Lake, FL increases car insurance rates. Compare Bay Lake, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bay Lake, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,281
GEICO $4,892
Liberty Mutual $7,727
Nationwide $5,513
Progressive $5,300
State Farm $3,199
USAA $4,182

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Cheapest Bay Lake, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bay Lake, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bay Lake, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,989 $7,398
GEICO $3,664 $3,699
Liberty Mutual $5,459 $5,830
Nationwide $4,352 $4,352
Progressive $5,389 $5,389
State Farm $3,089 $3,309
USAA $2,882 $2,948

The Best Cheap Car Insurance Companies in Bay Lake, FL

Take a look at a side-by-side comparison of the top car insurance companies in Bay Lake, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bay Lake, Florida

Insurance Company Average Annual Rates
Allstate $7,194
GEICO $3,681
Liberty Mutual $5,644
Nationwide $4,352
Progressive $5,389
State Farm $3,199
USAA $2,915

Category Winners: Cheapest Car Insurance in Bay Lake, Florida

Find the cheapest car insurance companies in Bay Lake, FL for each category right here.

Best Annual Car Insurance Rates by Company in Bay Lake, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bay Lake, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bay Lake car insurance rates. Find the cheapest Bay Lake, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bay Lake, Florida

Insurance Company Low Medium High
Allstate $5,511 $7,576 $8,494
GEICO $3,031 $3,808 $4,205
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,456 $4,520 $5,079
Progressive $4,507 $5,517 $6,145
State Farm $2,725 $3,281 $3,591
USAA $2,524 $3,017 $3,204

Compare Car Insurance Quotes in Bay Lake, FL

Ready to find affordable Bay Lake, Florida car insurance today? Enter your ZIP code for fast, free Bay Lake, FL car insurance quotes.

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