Compare Bay Point, CA Car Insurance Rates (2021)

Car insurance in Bay Point, CA averages $315 a month. Bay Point, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bay Point car insurance rates, compare quotes from the top car insurance companies in Bay Point, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bay Point, CA after a DUI are $5,320/year
  • The cheapest car insurance company in Bay Point is Progressive
  • The cheapest car insurance company in Bay Point for teen drivers is USAA

If you need to buy Bay Point, California car insurance, the options can be confusing. Everything you need to know about car insurance in Bay Point, CA is right here.

You’ll find Bay Point car insurance rates, the cheapest Bay Point, CA car insurance companies, and information on California car insurance laws. You can also compare Bay Point, California car insurance rates to Long Beach car insurance rates, San Francisco car insurance rates, and Fresno car insurance rates.

Ready to find affordable Bay Point, CA car insurance today? Enter your ZIP code for fast, free Bay Point car insurance quotes.

Cheapest Bay Point, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bay Point, CA car insurance rates? Every Bay Point, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bay Point, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,865 $2,081 $2,104 $7,885 $9,929 $3,666 $4,042
Farmers $2,757 $2,757 $2,486 $2,486 $8,788 $14,411 $3,267 $3,638
GEICO $1,876 $1,877 $1,764 $1,764 $5,737 $5,845 $2,698 $2,761
Liberty Mutual $2,293 $2,175 $2,131 $2,065 $5,050 $5,354 $2,591 $2,606
Nationwide $3,670 $3,506 $3,190 $3,009 $9,350 $10,313 $4,399 $4,358
Progressive $1,593 $1,639 $1,336 $1,592 $4,160 $5,031 $2,276 $2,447
State Farm $3,556 $3,556 $3,177 $3,177 $6,516 $8,062 $3,938 $4,063
Travelers $2,525 $2,448 $2,228 $2,203 $5,181 $5,979 $3,292 $3,226
USAA $1,983 $1,881 $1,934 $1,945 $4,497 $4,537 $2,755 $2,607

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Minimum Car Insurance in Bay Point, CA

Every driver must carry the minimum car insurance in Bay Point, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Bay Point, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Bay Point, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bay Point, CA to rates for a clean record with top companies.

Annual Bay Point, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,667 $4,491 $7,055 $3,501
Farmers $3,749 $5,108 $6,365 $5,073
GEICO $2,126 $3,284 $4,115 $2,637
Liberty Mutual $2,633 $3,528 $3,182 $2,790
Nationwide $3,642 $4,669 $7,918 $4,669
Progressive $1,651 $2,785 $3,225 $2,375
State Farm $3,212 $3,833 $7,247 $3,730
Travelers $2,265 $3,666 $4,289 $3,320
USAA $1,838 $2,735 $4,482 $2,014

Cheapest Bay Point, CA Car Insurance for Teen Drivers

Teen car insurance in Bay Point, CA can be expensive. Take a look at rates from the top car insurance companies in Bay Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bay Point, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,885 $9,929
Farmers $8,788 $14,411
GEICO $5,737 $5,845
Liberty Mutual $5,050 $5,354
Nationwide $9,350 $10,313
Progressive $4,160 $5,031
State Farm $6,516 $8,062
Travelers $5,181 $5,979
USAA $4,497 $4,537

Cheapest Bay Point, CA Car Insurance for Seniors

Take a look at Bay Point, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bay Point, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,081 $2,104
Farmers $2,486 $2,486
GEICO $1,764 $1,764
Liberty Mutual $2,131 $2,065
Nationwide $3,190 $3,009
Progressive $1,336 $1,592
State Farm $3,177 $3,177
Travelers $2,228 $2,203
USAA $1,934 $1,945

Cheapest Bay Point, CA Car Insurance Rates After a DUI

A DUI in Bay Point, CA increases car insurance rates. Compare Bay Point, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bay Point, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,055
Farmers $6,365
GEICO $4,115
Liberty Mutual $3,182
Nationwide $7,918
Progressive $3,225
State Farm $7,247
Travelers $4,289
USAA $4,482

Cheapest Bay Point, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bay Point, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bay Point, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,992 $4,866
Farmers $4,604 $5,544
GEICO $2,762 $3,319
Liberty Mutual $2,785 $3,281
Nationwide $4,611 $5,837
Progressive $2,277 $2,741
State Farm $4,344 $4,667
Travelers $3,042 $3,729
USAA $2,552 $2,983

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The Best Cheap Car Insurance Companies in Bay Point, CA

Take a look at a side-by-side comparison of the top car insurance companies in Bay Point, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bay Point, California

Insurance Company Average Annual Rates
Allstate $4,429
Farmers $5,074
GEICO $3,040
Liberty Mutual $3,033
Nationwide $5,224
Progressive $2,509
State Farm $4,506
Travelers $3,385
USAA $2,767

Category Winners: Cheapest Car Insurance in Bay Point, California

Find the cheapest car insurance companies in Bay Point, CA for each category right here.

Best Annual Car Insurance Rates by Company in Bay Point, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Bay Point, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bay Point car insurance rates. Find the cheapest Bay Point, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bay Point, California

Insurance Company Low Medium High
Allstate $4,193 $4,467 $4,626
Farmers $4,730 $5,111 $5,380
GEICO $2,817 $3,071 $3,233
Liberty Mutual $2,845 $3,058 $3,196
Nationwide $4,739 $5,315 $5,619
Progressive $2,291 $2,577 $2,660
State Farm $4,121 $4,571 $4,825
Travelers $2,999 $3,471 $3,686
USAA $2,533 $2,817 $2,952

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What affects car insurance rates in Bay Point, California?

What factors can have an impact on Bay Point, CA car insurance? There are several reasons why Bay Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bay Point, California.

Commute Time in Bay Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Bay Point, CA is 35.9 minutes according to City-Data.

Compare Car Insurance Quotes in Bay Point, CA

Ready to find affordable Bay Point, California car insurance today? Enter your ZIP code for fast, free Bay Point, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State