Compare Bay View, OH Car Insurance Rates (2021)

Car insurance in Bay View, OH averages $210 a month. Bay View, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bay View car insurance rates, compare quotes from the top car insurance companies in Bay View, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bay View, OH after a DUI are $2,947/year
  • The cheapest car insurance company in Bay View is American Family
  • Average car insurance rates in Bay View, OH are $2,523/year

If you need to buy Bay View, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Bay View, OH is right here.

You’ll find Bay View car insurance rates, the cheapest Bay View, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Bay View, Ohio car insurance rates to Lorain car insurance rates, Hamilton car insurance rates, and Columbus car insurance rates.

Ready to find affordable Bay View, OH car insurance today? Enter your ZIP code for fast, free Bay View car insurance quotes.

Cheapest Bay View, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bay View, OH car insurance rates? Every Bay View, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bay View, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,903 $1,890 $1,726 $1,843 $5,333 $6,093 $1,985 $2,110
American Family $861 $892 $790 $792 $2,657 $2,877 $1,063 $1,117
Farmers $1,615 $1,612 $1,420 $1,500 $7,300 $7,601 $1,810 $1,886
GEICO $1,176 $1,148 $1,117 $1,139 $3,167 $2,943 $1,303 $1,100
Liberty Mutual $1,886 $2,057 $1,451 $1,765 $9,995 $11,281 $1,998 $2,178
Nationwide $1,982 $1,989 $1,793 $1,802 $5,115 $6,573 $2,120 $2,459
Progressive $1,439 $1,354 $1,201 $1,237 $6,424 $7,223 $1,725 $1,779
State Farm $1,266 $1,266 $1,139 $1,139 $4,034 $5,056 $1,474 $1,695
Travelers $1,305 $1,323 $1,310 $1,299 $5,726 $9,028 $1,365 $1,540
USAA $859 $866 $818 $817 $2,635 $2,933 $1,146 $1,234

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Minimum Car Insurance in Bay View, OH

Every driver must carry the minimum car insurance in Bay View, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Bay View, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bay View, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bay View, OH. Compare credit history car insurance rates in Bay View from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bay View, Ohio

Insurance Company Poor Fair Good
Allstate $3,666 $2,680 $2,234
American Family $1,834 $1,250 $1,059
Farmers $3,495 $2,963 $2,821
GEICO $1,960 $1,637 $1,314
Liberty Mutual $5,830 $3,587 $2,813
Nationwide $3,592 $2,897 $2,449
Progressive $3,140 $2,716 $2,538
State Farm $3,039 $1,879 $1,482
Travelers $3,197 $2,785 $2,603
USAA $1,833 $1,299 $1,109

Cheapest Bay View, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bay View, OH to rates for a clean record with top companies.

Annual Bay View, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,395 $2,905 $3,423 $2,718
American Family $1,325 $1,400 $1,400 $1,400
Farmers $2,551 $3,288 $3,206 $3,327
GEICO $1,109 $1,601 $2,340 $1,497
Liberty Mutual $3,423 $4,400 $4,488 $3,995
Nationwide $2,395 $3,036 $3,841 $2,644
Progressive $2,413 $3,281 $2,569 $2,928
State Farm $1,939 $2,328 $2,134 $2,134
Travelers $2,099 $2,747 $4,152 $2,450
USAA $1,085 $1,454 $1,913 $1,202

Cheapest Bay View, OH Car Insurance for Teen Drivers

Teen car insurance in Bay View, OH can be expensive. Take a look at rates from the top car insurance companies in Bay View for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bay View, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,333 $6,093
American Family $2,657 $2,877
Farmers $7,300 $7,601
GEICO $3,167 $2,943
Liberty Mutual $9,995 $11,281
Nationwide $5,115 $6,573
Progressive $6,424 $7,223
State Farm $4,034 $5,056
Travelers $5,726 $9,028
USAA $2,635 $2,933

Cheapest Bay View, OH Car Insurance for Seniors

Take a look at Bay View, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bay View, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,843
American Family $790 $792
Farmers $1,420 $1,500
GEICO $1,117 $1,139
Liberty Mutual $1,451 $1,765
Nationwide $1,793 $1,802
Progressive $1,201 $1,237
State Farm $1,139 $1,139
Travelers $1,310 $1,299
USAA $818 $817

Cheapest Bay View, OH Car Insurance Rates After a DUI

A DUI in Bay View, OH increases car insurance rates. Compare Bay View, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bay View, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,423
American Family $1,400
Farmers $3,206
GEICO $2,340
Liberty Mutual $4,488
Nationwide $3,841
Progressive $2,569
State Farm $2,134
Travelers $4,152
USAA $1,913

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Cheapest Bay View, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bay View, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bay View, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,860 $2,860
American Family $1,365 $1,398
Farmers $3,093 $3,093
GEICO $1,609 $1,665
Liberty Mutual $4,077 $4,077
Nationwide $2,979 $2,979
Progressive $2,798 $2,798
State Farm $2,081 $2,186
Travelers $2,862 $2,862
USAA $1,359 $1,468

The Best Cheap Car Insurance Companies in Bay View, OH

Take a look at a side-by-side comparison of the top car insurance companies in Bay View, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bay View, Ohio

Insurance Company Average Annual Rates
Allstate $2,860
American Family $1,381
Farmers $3,093
GEICO $1,637
Liberty Mutual $4,077
Nationwide $2,979
Progressive $2,798
State Farm $2,134
Travelers $2,862
USAA $1,413

Category Winners: Cheapest Car Insurance in Bay View, Ohio

Find the cheapest car insurance companies in Bay View, OH for each category right here.

Best Annual Car Insurance Rates by Company in Bay View, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Bay View, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bay View car insurance rates. Find the cheapest Bay View, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bay View, Ohio

Insurance Company Low Medium High
Allstate $2,757 $2,854 $2,969
American Family $1,353 $1,391 $1,399
Farmers $2,921 $3,043 $3,315
GEICO $1,578 $1,628 $1,704
Liberty Mutual $3,918 $4,099 $4,213
Nationwide $3,285 $2,888 $2,764
Progressive $2,702 $2,777 $2,915
State Farm $2,026 $2,140 $2,235
Travelers $2,778 $2,901 $2,907
USAA $1,348 $1,412 $1,480

What affects car insurance rates in Bay View, Ohio?

What factors can have an impact on Bay View, OH car insurance? There are several reasons why Bay View car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bay View, Ohio.

Commute Time in Bay View

The more time you spend in your car the higher the risk of an accident. The average commute length in Bay View, OH is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Bay View, OH

Ready to find affordable Bay View, Ohio car insurance today? Enter your ZIP code for fast, free Bay View, OH car insurance quotes.

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