Compare Bayard, NE Car Insurance Rates (2021)

Car insurance in Bayard, NE averages $295 a month. Bayard, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bayard car insurance rates, compare quotes from the top car insurance companies in Bayard, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bayard, NE after a DUI are $4,138/year
  • The cheapest car insurance company in Bayard for teen drivers is American Family
  • The cheapest car insurance company in Bayard is American Family

If you need to buy Bayard, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Bayard, NE is right here.

You’ll find Bayard car insurance rates, the cheapest Bayard, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Bayard, Nebraska car insurance rates to Hastings car insurance rates, North Platte car insurance rates, and Lincoln car insurance rates.

Ready to find affordable Bayard, NE car insurance today? Enter your ZIP code for fast, free Bayard car insurance quotes.

Cheapest Bayard, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bayard, NE car insurance rates? Every Bayard, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bayard, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,751 $1,751 $1,591 $1,591 $2,895 $4,225 $1,713 $1,849
Farmers $2,297 $2,288 $2,064 $2,169 $8,519 $8,774 $2,599 $2,730
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,411 $3,709 $2,691 $3,275 $13,959 $15,691 $3,602 $4,001
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,110 $2,046 $1,729 $1,795 $7,862 $8,881 $2,524 $2,696
State Farm $1,634 $1,634 $1,426 $1,426 $4,340 $5,553 $1,803 $2,040
USAA $1,504 $1,508 $1,354 $1,410 $4,552 $5,488 $1,965 $2,209

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Minimum Car Insurance in Bayard, NE

Every driver must carry the minimum car insurance in Bayard, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Bayard, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bayard, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bayard, NE. Compare credit history car insurance rates in Bayard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bayard, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,902 $1,990 $1,620
Farmers $4,518 $3,725 $3,547
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,109 $5,465 $4,303
Nationwide $3,030 $2,399 $2,114
Progressive $4,266 $3,566 $3,284
State Farm $3,606 $2,162 $1,678
USAA $3,345 $2,249 $1,902

Cheapest Bayard, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bayard, NE to rates for a clean record with top companies.

Annual Bayard, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,125 $2,309 $2,125 $2,125
Farmers $3,329 $4,255 $4,151 $3,986
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,412 $6,341 $6,901 $6,516
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,154 $4,605 $3,527 $3,535
State Farm $2,313 $2,651 $2,482 $2,482
USAA $1,900 $2,381 $3,562 $2,152

Cheapest Bayard, NE Car Insurance for Teen Drivers

Teen car insurance in Bayard, NE can be expensive. Take a look at rates from the top car insurance companies in Bayard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bayard, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,895 $4,225
Farmers $8,519 $8,774
GEICO $7,445 $9,812
Liberty Mutual $13,959 $15,691
Nationwide $3,970 $4,975
Progressive $7,862 $8,881
State Farm $4,340 $5,553
USAA $4,552 $5,488

Cheapest Bayard, NE Car Insurance for Seniors

Take a look at Bayard, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bayard, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,591 $1,591
Farmers $2,064 $2,169
GEICO $3,747 $3,606
Liberty Mutual $2,691 $3,275
Nationwide $1,592 $1,711
Progressive $1,729 $1,795
State Farm $1,426 $1,426
USAA $1,354 $1,410

Cheapest Bayard, NE Car Insurance Rates After a DUI

A DUI in Bayard, NE increases car insurance rates. Compare Bayard, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bayard, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,125
Farmers $4,151
GEICO $6,834
Liberty Mutual $6,901
Nationwide $3,695
Progressive $3,527
State Farm $2,482
USAA $3,562

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Cheapest Bayard, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bayard, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bayard, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,153 $2,189
Farmers $3,930 $3,930
GEICO $4,799 $4,953
Liberty Mutual $6,292 $6,292
Nationwide $2,515 $2,515
Progressive $3,705 $3,705
State Farm $2,418 $2,546
USAA $2,469 $2,528

The Best Cheap Car Insurance Companies in Bayard, NE

Take a look at a side-by-side comparison of the top car insurance companies in Bayard, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bayard, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,171
Farmers $3,930
GEICO $4,876
Liberty Mutual $6,292
Nationwide $2,515
Progressive $3,705
State Farm $2,482
USAA $2,499

Category Winners: Cheapest Car Insurance in Bayard, Nebraska

Find the cheapest car insurance companies in Bayard, NE for each category right here.

Best Annual Car Insurance Rates by Company in Bayard, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Bayard, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bayard car insurance rates. Find the cheapest Bayard, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bayard, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,156 $2,235 $2,121
Farmers $3,777 $3,879 $4,134
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,138 $6,262 $6,477
Nationwide $2,570 $2,502 $2,471
Progressive $3,529 $3,696 $3,891
State Farm $2,388 $2,478 $2,580
USAA $2,428 $2,495 $2,573

What affects car insurance rates in Bayard, Nebraska?

What factors can have an impact on Bayard, NE car insurance? There are several reasons why Bayard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bayard, Nebraska.

Commute Time in Bayard

The more time you spend in your car the higher the risk of an accident. The average commute length in Bayard, NE is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Bayard, NE

Ready to find affordable Bayard, Nebraska car insurance today? Enter your ZIP code for fast, free Bayard, NE car insurance quotes.

Free Car Insurance Comparison

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