Compare Bayonne, NJ Car Insurance Rates (2021)

Car insurance in Bayonne, NJ averages $572 a month. Bayonne, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bayonne car insurance rates, compare quotes from the top car insurance companies in Bayonne, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bayonne, NJ after a DUI are $8,071/year
  • The cheapest car insurance company in Bayonne for teen drivers is GEICO
  • Average car insurance rates in Bayonne, NJ are $6,865/year

If you need to buy Bayonne, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Bayonne, NJ is right here.

You’ll find Bayonne car insurance rates, the cheapest Bayonne, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Bayonne, New Jersey car insurance rates to Jersey City car insurance rates, Bayonne car insurance rates, and Camden car insurance rates.

Ready to find affordable Bayonne, NJ car insurance today? Enter your ZIP code for fast, free Bayonne car insurance quotes.

Cheapest Bayonne, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bayonne, NJ car insurance rates? Every Bayonne, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bayonne, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,190 $4,172 $4,080 $4,080 $13,110 $15,860 $4,951 $5,051
Farmers $6,054 $6,132 $5,868 $5,758 $18,292 $21,118 $7,229 $7,478
GEICO $2,479 $2,430 $2,414 $2,414 $4,498 $4,499 $2,849 $2,778
Liberty Mutual $5,752 $5,752 $6,328 $6,328 $15,294 $17,402 $6,328 $7,309
Progressive $2,497 $2,304 $2,245 $2,301 $11,650 $12,967 $2,971 $2,870
State Farm $5,539 $5,539 $5,012 $5,012 $18,268 $23,470 $6,323 $7,062
Travelers $3,876 $3,721 $3,577 $3,585 $8,521 $9,454 $3,731 $3,663

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Minimum Car Insurance in Bayonne, NJ

Every driver must carry the minimum car insurance in Bayonne, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Bayonne, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Bayonne, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bayonne, NJ. Compare credit history car insurance rates in Bayonne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bayonne, New Jersey

Insurance Company Poor Fair Good
Allstate $9,744 $6,186 $4,879
Farmers $11,578 $9,074 $8,571
GEICO $4,597 $2,635 $1,904
Liberty Mutual $11,191 $8,273 $6,970
Progressive $5,576 $4,862 $4,489
State Farm $13,812 $8,308 $6,465
Travelers $6,816 $4,927 $3,305

Cheapest Bayonne, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bayonne, NJ to rates for a clean record with top companies.

Annual Bayonne, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,210 $8,677 $7,525 $6,333
Farmers $7,505 $12,894 $10,360 $8,206
GEICO $2,363 $3,114 $4,341 $2,363
Liberty Mutual $8,460 $9,685 $8,641 $8,460
Progressive $4,279 $5,729 $4,891 $5,004
State Farm $5,152 $9,426 $15,191 $8,344
Travelers $3,838 $5,771 $5,546 $4,910

Cheapest Bayonne, NJ Car Insurance for Teen Drivers

Teen car insurance in Bayonne, NJ can be expensive. Take a look at rates from the top car insurance companies in Bayonne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bayonne, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,110 $15,860
Farmers $18,292 $21,118
GEICO $4,498 $4,499
Liberty Mutual $15,294 $17,402
Progressive $11,650 $12,967
State Farm $18,268 $23,470
Travelers $8,521 $9,454

Cheapest Bayonne, NJ Car Insurance for Seniors

Take a look at Bayonne, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bayonne, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,080 $4,080
Farmers $5,868 $5,758
GEICO $2,414 $2,414
Liberty Mutual $6,328 $6,328
Progressive $2,245 $2,301
State Farm $5,012 $5,012
Travelers $3,577 $3,585

Cheapest Bayonne, NJ Car Insurance Rates After a DUI

A DUI in Bayonne, NJ increases car insurance rates. Compare Bayonne, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bayonne, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,525
Farmers $10,360
GEICO $4,341
Liberty Mutual $8,641
Progressive $4,891
State Farm $15,191
Travelers $5,546

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Cheapest Bayonne, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bayonne, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bayonne, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,924 $6,948
Farmers $9,741 $9,741
GEICO $3,020 $3,070
Liberty Mutual $8,724 $8,899
Progressive $4,976 $4,976
State Farm $9,278 $9,778
Travelers $5,016 $5,016

The Best Cheap Car Insurance Companies in Bayonne, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Bayonne, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bayonne, New Jersey

Insurance Company Average Annual Rates
Allstate $6,936
Farmers $9,741
GEICO $3,045
Liberty Mutual $8,811
Progressive $4,976
State Farm $9,528
Travelers $5,016

Category Winners: Cheapest Car Insurance in Bayonne, New Jersey

Find the cheapest car insurance companies in Bayonne, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Bayonne, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Bayonne, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bayonne car insurance rates. Find the cheapest Bayonne, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bayonne, New Jersey

Insurance Company Low Medium High
Allstate $6,342 $7,046 $7,421
Farmers $8,874 $9,678 $10,672
GEICO $2,734 $3,099 $3,302
Liberty Mutual $7,848 $9,085 $9,501
Progressive $4,569 $5,039 $5,319
State Farm $8,828 $9,656 $10,100
Travelers $4,600 $5,012 $5,435

What affects car insurance rates in Bayonne, New Jersey?

What factors can have an impact on Bayonne, NJ car insurance? There are several reasons why Bayonne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bayonne, New Jersey.

Commute Time in Bayonne

The more time you spend in your car the higher the risk of an accident. The average commute length in Bayonne, NJ is 36.1 minutes according to City-Data.

Compare Car Insurance Quotes in Bayonne, NJ

Ready to find affordable Bayonne, New Jersey car insurance today? Enter your ZIP code for fast, free Bayonne, NJ car insurance quotes.

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