Compare Bayshore Gardens, FL Car Insurance Rates (2021)

Car insurance in Bayshore Gardens, FL averages $399 a month. Bayshore Gardens, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Bayshore Gardens car insurance rates, compare quotes from the top car insurance companies in Bayshore Gardens, FL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bayshore Gardens for teen drivers is GEICO
  • The cheapest car insurance company in Bayshore Gardens is USAA
  • Average car insurance rates in Bayshore Gardens, FL after a DUI are $5,722/year

If you need to buy Bayshore Gardens, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Bayshore Gardens, FL is right here.

You’ll find Bayshore Gardens car insurance rates, the cheapest Bayshore Gardens, FL car insurance companies, and information on Florida car insurance laws. You can also compare Bayshore Gardens, Florida car insurance rates to Tampa car insurance rates, St. Petersburg car insurance rates, and Miami car insurance rates.

Ready to find affordable Bayshore Gardens, FL car insurance today? Enter your ZIP code for fast, free Bayshore Gardens car insurance quotes.

Cheapest Bayshore Gardens, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bayshore Gardens, FL car insurance rates? Every Bayshore Gardens, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bayshore Gardens, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,004 $4,846 $4,417 $4,517 $18,027 $19,855 $5,008 $5,102
GEICO $2,816 $2,825 $2,638 $2,638 $5,102 $6,411 $3,105 $3,144
Liberty Mutual $3,543 $3,543 $3,246 $3,246 $7,499 $11,558 $3,543 $4,810
Nationwide $2,966 $2,928 $2,644 $2,736 $7,197 $8,877 $3,271 $3,407
Progressive $3,856 $3,613 $3,296 $3,531 $10,878 $11,791 $4,615 $4,369
State Farm $2,239 $2,239 $2,038 $2,038 $6,649 $8,495 $2,499 $2,662
USAA $1,625 $1,596 $1,518 $1,504 $5,594 $6,492 $2,028 $2,188

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bayshore Gardens, FL

Every driver must carry the minimum car insurance in Bayshore Gardens, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Bayshore Gardens, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bayshore Gardens, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bayshore Gardens, FL. Compare credit history car insurance rates in Bayshore Gardens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bayshore Gardens, Florida

Insurance Company Poor Fair Good
Allstate $11,668 $7,386 $5,987
GEICO $5,262 $3,150 $2,343
Liberty Mutual $6,605 $4,843 $3,923
Nationwide $5,318 $3,906 $3,535
Progressive $7,481 $5,322 $4,428
State Farm $4,966 $3,226 $2,630
USAA $4,589 $2,241 $1,625

Cheapest Bayshore Gardens, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bayshore Gardens, FL to rates for a clean record with top companies.

Annual Bayshore Gardens, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,163 $8,608 $9,632 $7,986
GEICO $2,472 $3,182 $4,778 $3,908
Liberty Mutual $3,679 $4,793 $6,979 $5,044
Nationwide $3,625 $3,981 $5,376 $4,031
Progressive $4,531 $6,709 $5,649 $6,086
State Farm $3,290 $3,924 $3,607 $3,607
USAA $2,203 $2,723 $4,037 $2,310

Cheapest Bayshore Gardens, FL Car Insurance for Teen Drivers

Teen car insurance in Bayshore Gardens, FL can be expensive. Take a look at rates from the top car insurance companies in Bayshore Gardens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bayshore Gardens, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,027 $19,855
GEICO $5,102 $6,411
Liberty Mutual $7,499 $11,558
Nationwide $7,197 $8,877
Progressive $10,878 $11,791
State Farm $6,649 $8,495
USAA $5,594 $6,492

Cheapest Bayshore Gardens, FL Car Insurance for Seniors

Take a look at Bayshore Gardens, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bayshore Gardens, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,417 $4,517
GEICO $2,638 $2,638
Liberty Mutual $3,246 $3,246
Nationwide $2,644 $2,736
Progressive $3,296 $3,531
State Farm $2,038 $2,038
USAA $1,518 $1,504

Cheapest Bayshore Gardens, FL Car Insurance Rates After a DUI

A DUI in Bayshore Gardens, FL increases car insurance rates. Compare Bayshore Gardens, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bayshore Gardens, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,632
GEICO $4,778
Liberty Mutual $6,979
Nationwide $5,376
Progressive $5,649
State Farm $3,607
USAA $4,037

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bayshore Gardens, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bayshore Gardens, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bayshore Gardens, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,107 $8,587
GEICO $3,568 $3,602
Liberty Mutual $4,957 $5,290
Nationwide $4,253 $4,253
Progressive $5,744 $5,744
State Farm $3,481 $3,734
USAA $2,786 $2,850

The Best Cheap Car Insurance Companies in Bayshore Gardens, FL

Take a look at a side-by-side comparison of the top car insurance companies in Bayshore Gardens, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bayshore Gardens, Florida

Insurance Company Average Annual Rates
Allstate $8,347
GEICO $3,585
Liberty Mutual $5,123
Nationwide $4,253
Progressive $5,744
State Farm $3,607
USAA $2,818

Category Winners: Cheapest Car Insurance in Bayshore Gardens, Florida

Find the cheapest car insurance companies in Bayshore Gardens, FL for each category right here.

Best Annual Car Insurance Rates by Company in Bayshore Gardens, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bayshore Gardens, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bayshore Gardens car insurance rates. Find the cheapest Bayshore Gardens, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bayshore Gardens, Florida

Insurance Company Low Medium High
Allstate $6,081 $8,859 $10,100
GEICO $2,937 $3,713 $4,105
Liberty Mutual $4,688 $5,206 $5,476
Nationwide $3,336 $4,425 $4,999
Progressive $4,771 $5,884 $6,577
State Farm $3,017 $3,709 $4,096
USAA $2,429 $2,919 $3,106

What affects car insurance rates in Bayshore Gardens, Florida?

What factors can have an impact on Bayshore Gardens, FL car insurance? There are several reasons why Bayshore Gardens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bayshore Gardens, Florida.

Commute Time in Bayshore Gardens

The more time you spend in your car the higher the risk of an accident. The average commute length in Bayshore Gardens, FL is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Bayshore Gardens, FL

Ready to find affordable Bayshore Gardens, Florida car insurance today? Enter your ZIP code for fast, free Bayshore Gardens, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State