Compare Beach Haven, NJ Car Insurance Rates (2021)

Car insurance in Beach Haven, NJ averages $397 a month. Beach Haven, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Beach Haven car insurance rates, compare quotes from the top car insurance companies in Beach Haven, NJ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Beach Haven for teen drivers is GEICO
  • The cheapest car insurance company in Beach Haven is GEICO
  • Average car insurance rates in Beach Haven, NJ after a DUI are $5,585/year

If you need to buy Beach Haven, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Beach Haven, NJ is right here.

You’ll find Beach Haven car insurance rates, the cheapest Beach Haven, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Beach Haven, New Jersey car insurance rates to Newark car insurance rates, Jersey City car insurance rates, and Trenton car insurance rates.

Ready to find affordable Beach Haven, NJ car insurance today? Enter your ZIP code for fast, free Beach Haven car insurance quotes.

Cheapest Beach Haven, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beach Haven, NJ car insurance rates? Every Beach Haven, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beach Haven, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,873 $2,802 $2,802 $9,023 $11,016 $3,391 $3,485
Farmers $4,058 $4,078 $3,952 $3,839 $11,432 $13,045 $4,778 $4,794
GEICO $2,024 $1,986 $1,974 $1,974 $3,636 $3,626 $2,320 $2,259
Liberty Mutual $4,406 $4,406 $4,837 $4,837 $11,371 $12,900 $4,837 $5,548
Progressive $1,816 $1,674 $1,638 $1,696 $7,973 $8,692 $2,133 $2,015
State Farm $3,627 $3,627 $3,284 $3,284 $11,790 $15,131 $4,129 $4,608
Travelers $2,691 $2,614 $2,491 $2,512 $6,048 $6,796 $2,626 $2,605

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Beach Haven, NJ

Every driver must carry the minimum car insurance in Beach Haven, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Beach Haven, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Beach Haven, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beach Haven, NJ. Compare credit history car insurance rates in Beach Haven from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beach Haven, New Jersey

Insurance Company Poor Fair Good
Allstate $6,652 $4,308 $3,394
Farmers $7,449 $5,814 $5,478
GEICO $3,716 $2,147 $1,562
Liberty Mutual $8,417 $6,242 $5,270
Progressive $3,877 $3,376 $3,111
State Farm $8,934 $5,402 $4,219
Travelers $4,739 $3,497 $2,408

Cheapest Beach Haven, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beach Haven, NJ to rates for a clean record with top companies.

Annual Beach Haven, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,596 $5,954 $5,221 $4,368
Farmers $4,861 $8,160 $6,732 $5,234
GEICO $1,929 $2,530 $3,511 $1,929
Liberty Mutual $6,379 $7,301 $6,511 $6,379
Progressive $2,958 $3,988 $3,404 $3,468
State Farm $3,376 $6,119 $9,820 $5,425
Travelers $2,739 $4,052 $3,898 $3,503

Cheapest Beach Haven, NJ Car Insurance for Teen Drivers

Teen car insurance in Beach Haven, NJ can be expensive. Take a look at rates from the top car insurance companies in Beach Haven for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beach Haven, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,023 $11,016
Farmers $11,432 $13,045
GEICO $3,636 $3,626
Liberty Mutual $11,371 $12,900
Progressive $7,973 $8,692
State Farm $11,790 $15,131
Travelers $6,048 $6,796

Cheapest Beach Haven, NJ Car Insurance for Seniors

Take a look at Beach Haven, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beach Haven, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $2,802
Farmers $3,952 $3,839
GEICO $1,974 $1,974
Liberty Mutual $4,837 $4,837
Progressive $1,638 $1,696
State Farm $3,284 $3,284
Travelers $2,491 $2,512

Cheapest Beach Haven, NJ Car Insurance Rates After a DUI

A DUI in Beach Haven, NJ increases car insurance rates. Compare Beach Haven, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beach Haven, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,221
Farmers $6,732
GEICO $3,511
Liberty Mutual $6,511
Progressive $3,404
State Farm $9,820
Travelers $3,898

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Beach Haven, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beach Haven, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beach Haven, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,776 $4,794
Farmers $6,247 $6,247
GEICO $2,455 $2,495
Liberty Mutual $6,578 $6,707
Progressive $3,455 $3,455
State Farm $6,027 $6,343
Travelers $3,548 $3,548

The Best Cheap Car Insurance Companies in Beach Haven, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Beach Haven, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beach Haven, New Jersey

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $6,247
GEICO $2,475
Liberty Mutual $6,643
Progressive $3,455
State Farm $6,185
Travelers $3,548

Category Winners: Cheapest Car Insurance in Beach Haven, New Jersey

Find the cheapest car insurance companies in Beach Haven, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Beach Haven, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Beach Haven, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beach Haven car insurance rates. Find the cheapest Beach Haven, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beach Haven, New Jersey

Insurance Company Low Medium High
Allstate $4,432 $4,852 $5,070
Farmers $5,634 $6,220 $6,887
GEICO $2,223 $2,521 $2,681
Liberty Mutual $5,935 $6,846 $7,148
Progressive $3,159 $3,505 $3,699
State Farm $5,754 $6,265 $6,536
Travelers $3,278 $3,552 $3,814

What affects car insurance rates in Beach Haven, New Jersey?

What factors can have an impact on Beach Haven, NJ car insurance? There are several reasons why Beach Haven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beach Haven, New Jersey.

Commute Time in Beach Haven

The more time you spend in your car the higher the risk of an accident. The average commute length in Beach Haven, NJ is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in Beach Haven, NJ

Ready to find affordable Beach Haven, New Jersey car insurance today? Enter your ZIP code for fast, free Beach Haven, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption