Compare Beach, ND Car Insurance Rates (2021)

Car insurance in Beach, ND averages $361 a month. Beach, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Beach car insurance rates, compare quotes from the top car insurance companies in Beach, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Beach, ND are $4,332/year
  • The cheapest ZIP code in Beach is 58621
  • The cheapest car insurance company in Beach for teen drivers is USAA

If you need to buy Beach, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Beach, ND is right here.

You’ll find Beach car insurance rates, the cheapest Beach, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Beach, North Dakota car insurance rates to Bismarck car insurance rates, West Fargo car insurance rates, and Minot car insurance rates.

Ready to find affordable Beach, ND car insurance today? Enter your ZIP code for fast, free Beach car insurance quotes.

Cheapest Beach, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beach, ND car insurance rates? Every Beach, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beach, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,470 $2,484 $2,185 $2,319 $9,572 $11,317 $2,730 $2,962
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $1,933 $1,903 $1,729 $1,797 $6,883 $7,072 $2,202 $2,336
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,405 $2,287 $1,946 $2,023 $9,046 $10,116 $2,958 $3,007
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

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Minimum Car Insurance in Beach, ND

Every driver must carry the minimum car insurance in Beach, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Beach, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Beach, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beach, ND. Compare credit history car insurance rates in Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beach, North Dakota

Insurance Company Poor Fair Good
Allstate $5,684 $4,322 $3,510
American Family $5,170 $3,587 $3,033
Farmers $3,737 $3,055 $2,904
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,381 $2,628 $2,309
Progressive $4,868 $4,077 $3,725
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

Cheapest Beach, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beach, ND to rates for a clean record with top companies.

Annual Beach, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,007 $6,133 $4,241
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,724 $3,473 $3,429 $3,302
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,892 $4,811 $3,939 $4,250
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Cheapest Beach, ND Car Insurance for Teen Drivers

Teen car insurance in Beach, ND can be expensive. Take a look at rates from the top car insurance companies in Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beach, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,572 $11,317
American Family $5,947 $8,573
Farmers $6,883 $7,072
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,413 $5,467
Progressive $9,046 $10,116
State Farm $4,879 $6,182
USAA $3,802 $4,593

Cheapest Beach, ND Car Insurance for Seniors

Take a look at Beach, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beach, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,185 $2,319
American Family $2,553 $2,553
Farmers $1,729 $1,797
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,767 $1,890
Progressive $1,946 $2,023
State Farm $1,575 $1,575
USAA $900 $903

Cheapest Beach, ND Car Insurance Rates After a DUI

A DUI in Beach, ND increases car insurance rates. Compare Beach, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beach, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,133
American Family $5,457
Farmers $3,429
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,909
Progressive $3,939
State Farm $2,757
USAA $2,763

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Cheapest Beach, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beach, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beach, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,395 $4,615
American Family $3,881 $3,979
Farmers $3,232 $3,232
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,773 $2,773
Progressive $4,223 $4,223
State Farm $2,683 $2,831
USAA $1,945 $1,985

Cheapest Beach, ND Car Insurance Rates by ZIP Code

Beach car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Beach, ND.

Annual Car Insurance Rates by ZIP Code in Beach, North Dakota

ZIP Code Average Annual Rates
58621 $4,557
58632 $4,558
58654 $4,558

The Best Cheap Car Insurance Companies in Beach, ND

Take a look at a side-by-side comparison of the top car insurance companies in Beach, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beach, North Dakota

Insurance Company Average Annual Rates
Allstate $4,505
American Family $3,930
Farmers $3,232
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,773
Progressive $4,223
State Farm $2,757
USAA $1,965

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Category Winners: Cheapest Car Insurance in Beach, North Dakota

Find the cheapest car insurance companies in Beach, ND for each category right here.

Best Annual Car Insurance Rates by Company in Beach, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Beach, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beach car insurance rates. Find the cheapest Beach, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beach, North Dakota

Insurance Company Low Medium High
Allstate $4,419 $4,504 $4,592
American Family $4,061 $4,126 $3,604
Farmers $3,164 $3,219 $3,313
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,708 $2,759 $2,851
Progressive $4,109 $4,210 $4,350
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

What affects car insurance rates in Beach, North Dakota?

What factors can have an impact on Beach, ND car insurance? There are several reasons why Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beach, North Dakota.

Commute Time in Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Beach, ND is 17.7 minutes according to City-Data.

Traffic in Beach

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Beach, ND traffic data from INRIX ranks Beach as the 367th-most congested in the world.

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Compare Car Insurance Quotes in Beach, ND

Ready to find affordable Beach, North Dakota car insurance today? Enter your ZIP code for fast, free Beach, ND car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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