Compare Beacon, IA Car Insurance Rates (2021)

Car insurance in Beacon, IA averages $237 a month. Beacon, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Beacon car insurance rates, compare quotes from the top car insurance companies in Beacon, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Beacon is USAA
  • Average car insurance rates in Beacon, IA are $2,849/year
  • The cheapest car insurance company in Beacon for teen drivers is USAA

If you need to buy Beacon, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Beacon, IA is right here.

You’ll find Beacon car insurance rates, the cheapest Beacon, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Beacon, Iowa car insurance rates to West Des Moines car insurance rates, Ames car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Beacon, IA car insurance today? Enter your ZIP code for fast, free Beacon car insurance quotes.

Cheapest Beacon, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beacon, IA car insurance rates? Every Beacon, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beacon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $1,792 $1,792 $1,605 $1,605 $4,797 $6,713 $1,792 $2,156
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,658 $1,597 $1,367 $1,419 $4,060 $4,584 $1,994 $2,156
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,366 $2,416 $2,296 $2,305 $10,524 $16,800 $2,462 $2,909
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

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Minimum Car Insurance in Beacon, IA

Every driver must carry the minimum car insurance in Beacon, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Beacon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Beacon, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beacon, IA. Compare credit history car insurance rates in Beacon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beacon, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,544 $2,606 $2,193
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,782 $2,247 $2,034
State Farm $3,113 $1,926 $1,519
Travelers $5,914 $5,051 $4,815
USAA $2,479 $1,703 $1,474

Cheapest Beacon, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beacon, IA to rates for a clean record with top companies.

Annual Beacon, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,006 $2,950 $3,811 $2,358
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,893 $3,100 $2,054 $2,370
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,838 $5,114 $6,841 $5,245
USAA $1,440 $1,933 $2,515 $1,654

Cheapest Beacon, IA Car Insurance for Teen Drivers

Teen car insurance in Beacon, IA can be expensive. Take a look at rates from the top car insurance companies in Beacon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beacon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $4,797 $6,713
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,060 $4,584
State Farm $3,825 $4,856
Travelers $10,524 $16,800
USAA $3,409 $3,621

Cheapest Beacon, IA Car Insurance for Seniors

Take a look at Beacon, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beacon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,605 $1,605
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,367 $1,419
State Farm $1,254 $1,254
Travelers $2,296 $2,305
USAA $1,155 $1,178

Cheapest Beacon, IA Car Insurance Rates After a DUI

A DUI in Beacon, IA increases car insurance rates. Compare Beacon, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beacon, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,260
American Family $3,811
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,054
State Farm $2,186
Travelers $6,841
USAA $2,515

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Cheapest Beacon, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beacon, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beacon, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,744 $2,877
American Family $2,749 $2,814
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,354 $2,354
State Farm $2,133 $2,239
Travelers $5,260 $5,260
USAA $1,816 $1,954

The Best Cheap Car Insurance Companies in Beacon, IA

Take a look at a side-by-side comparison of the top car insurance companies in Beacon, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beacon, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $2,781
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,354
State Farm $2,186
Travelers $5,260
USAA $1,885

Category Winners: Cheapest Car Insurance in Beacon, Iowa

Find the cheapest car insurance companies in Beacon, IA for each category right here.

Best Annual Car Insurance Rates by Company in Beacon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Beacon, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beacon car insurance rates. Find the cheapest Beacon, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beacon, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $2,790 $2,936 $2,617
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,215 $2,361 $2,486
State Farm $2,083 $2,198 $2,277
Travelers $4,950 $5,339 $5,491
USAA $1,792 $1,891 $1,973

What affects car insurance rates in Beacon, Iowa?

What factors can have an impact on Beacon, IA car insurance? There are several reasons why Beacon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beacon, Iowa.

Commute Time in Beacon

The more time you spend in your car the higher the risk of an accident. The average commute length in Beacon, IA is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Beacon, IA

Ready to find affordable Beacon, Iowa car insurance today? Enter your ZIP code for fast, free Beacon, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State