Compare Bean Station, TN Car Insurance Rates (2021)

Car insurance in Bean Station, TN averages $297 a month. Bean Station, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Bean Station car insurance rates, compare quotes from the top car insurance companies in Bean Station, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bean Station for teen drivers is State Farm
  • The cheapest car insurance company in Bean Station is State Farm
  • Average car insurance rates in Bean Station, TN are $3,561/year

If you need to buy Bean Station, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Bean Station, TN is right here.

You’ll find Bean Station car insurance rates, the cheapest Bean Station, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Bean Station, Tennessee car insurance rates to Memphis car insurance rates, Knoxville car insurance rates, and Jackson car insurance rates.

Ready to find affordable Bean Station, TN car insurance today? Enter your ZIP code for fast, free Bean Station car insurance quotes.

Cheapest Bean Station, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bean Station, TN car insurance rates? Every Bean Station, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bean Station, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,872 $2,749 $2,587 $2,685 $10,964 $11,911 $3,049 $3,153
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $1,883 $1,897 $1,732 $1,732 $5,836 $5,927 $1,920 $1,981
Liberty Mutual $3,541 $129 $2,909 $3,249 $14,257 $15,845 $3,801 $4,060
Nationwide $2,383 $2,401 $2,132 $2,165 $6,680 $8,613 $2,748 $2,981
Progressive $1,807 $1,701 $1,471 $1,540 $8,224 $9,261 $2,179 $2,386
State Farm $1,447 $1,447 $1,307 $1,307 $4,466 $5,571 $1,636 $1,912
Travelers $1,683 $1,770 $1,544 $1,641 $4,818 $5,997 $1,788 $1,881
USAA $1,568 $1,593 $1,416 $1,414 $5,662 $6,485 $2,047 $2,183

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Minimum Car Insurance in Bean Station, TN

Every driver must carry the minimum car insurance in Bean Station, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Bean Station, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bean Station, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bean Station, TN. Compare credit history car insurance rates in Bean Station from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bean Station, Tennessee

Insurance Company Poor Fair Good
Allstate $6,381 $4,881 $3,726
Farmers $3,644 $2,849 $2,694
GEICO $3,247 $2,783 $2,560
Liberty Mutual $8,574 $5,244 $4,103
Nationwide $4,532 $3,582 $3,174
Progressive $4,010 $3,464 $3,240
State Farm $3,465 $2,080 $1,616
Travelers $3,349 $2,644 $1,927
USAA $4,055 $2,375 $1,958

Cheapest Bean Station, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bean Station, TN to rates for a clean record with top companies.

Annual Bean Station, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,168 $4,980 $6,053 $4,784
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,092 $2,790 $4,481 $2,092
Liberty Mutual $4,847 $6,977 $6,494 $5,577
Nationwide $3,252 $3,252 $4,898 $3,649
Progressive $3,145 $4,087 $3,349 $3,704
State Farm $2,173 $2,601 $2,387 $2,387
Travelers $2,139 $2,748 $3,042 $2,631
USAA $2,030 $3,048 $3,589 $2,517

Cheapest Bean Station, TN Car Insurance for Teen Drivers

Teen car insurance in Bean Station, TN can be expensive. Take a look at rates from the top car insurance companies in Bean Station for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bean Station, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,964 $11,911
Farmers $6,619 $7,034
GEICO $5,836 $5,927
Liberty Mutual $14,257 $15,845
Nationwide $6,680 $8,613
Progressive $8,224 $9,261
State Farm $4,466 $5,571
Travelers $4,818 $5,997
USAA $5,662 $6,485

Cheapest Bean Station, TN Car Insurance for Seniors

Take a look at Bean Station, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bean Station, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,587 $2,685
Farmers $1,458 $1,599
GEICO $1,732 $1,732
Liberty Mutual $2,909 $3,249
Nationwide $2,132 $2,165
Progressive $1,471 $1,540
State Farm $1,307 $1,307
Travelers $1,544 $1,641
USAA $1,416 $1,414

Cheapest Bean Station, TN Car Insurance Rates After a DUI

A DUI in Bean Station, TN increases car insurance rates. Compare Bean Station, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bean Station, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,053
Farmers $3,314
GEICO $4,481
Liberty Mutual $6,494
Nationwide $4,898
Progressive $3,349
State Farm $2,387
Travelers $3,042
USAA $3,589

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Cheapest Bean Station, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bean Station, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bean Station, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,996 $4,996
Farmers $3,062 $3,062
GEICO $2,844 $2,883
Liberty Mutual $5,974 $5,974
Nationwide $3,763 $3,763
Progressive $3,571 $3,571
State Farm $2,331 $2,443
Travelers $2,537 $2,744
USAA $2,717 $2,875

The Best Cheap Car Insurance Companies in Bean Station, TN

Take a look at a side-by-side comparison of the top car insurance companies in Bean Station, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bean Station, Tennessee

Insurance Company Average Annual Rates
Allstate $4,996
Farmers $3,062
GEICO $2,864
Liberty Mutual $5,974
Nationwide $3,763
Progressive $3,571
State Farm $2,387
Travelers $2,640
USAA $2,796

Category Winners: Cheapest Car Insurance in Bean Station, Tennessee

Find the cheapest car insurance companies in Bean Station, TN for each category right here.

Best Annual Car Insurance Rates by Company in Bean Station, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Bean Station, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bean Station car insurance rates. Find the cheapest Bean Station, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bean Station, Tennessee

Insurance Company Low Medium High
Allstate $4,807 $4,983 $5,198
Farmers $2,887 $3,047 $3,253
GEICO $2,713 $2,855 $3,023
Liberty Mutual $5,719 $5,971 $6,232
Nationwide $3,795 $3,682 $3,811
Progressive $3,345 $3,570 $3,798
State Farm $2,258 $2,397 $2,506
Travelers $2,475 $2,638 $2,807
USAA $2,708 $2,786 $2,894

What affects car insurance rates in Bean Station, Tennessee?

What factors can have an impact on Bean Station, TN car insurance? There are several reasons why Bean Station car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bean Station, Tennessee.

Commute Time in Bean Station

The more time you spend in your car the higher the risk of an accident. The average commute length in Bean Station, TN is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Bean Station, TN

Ready to find affordable Bean Station, Tennessee car insurance today? Enter your ZIP code for fast, free Bean Station, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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