Compare Bear Branch, KY Car Insurance Rates (2021)

Car insurance in Bear Branch, KY averages $561 a month. Bear Branch, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bear Branch car insurance rates, compare quotes from the top car insurance companies in Bear Branch, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bear Branch, KY after a DUI are $8,026/year
  • Average car insurance rates in Bear Branch, KY are $6,734/year
  • The cheapest car insurance company in Bear Branch for teen drivers is USAA

If you need to buy Bear Branch, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Bear Branch, KY is right here.

You’ll find Bear Branch car insurance rates, the cheapest Bear Branch, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Bear Branch, Kentucky car insurance rates to Henderson car insurance rates, Nicholasville car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Bear Branch, KY car insurance today? Enter your ZIP code for fast, free Bear Branch car insurance quotes.

Cheapest Bear Branch, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bear Branch, KY car insurance rates? Every Bear Branch, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bear Branch, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,230 $25,709 $6,689 $6,983
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,405 $4,796 $3,796 $4,261 $17,536 $19,366 $4,549 $4,651
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,892 $2,733 $2,609 $2,613 $14,513 $16,460 $3,591 $3,644
State Farm $2,778 $2,778 $2,461 $2,461 $7,570 $9,609 $3,082 $3,408
Travelers $3,465 $3,532 $3,397 $3,410 $17,425 $28,270 $3,621 $4,203
USAA $2,125 $2,130 $1,915 $1,948 $5,722 $6,019 $2,690 $2,948

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Minimum Car Insurance in Bear Branch, KY

Every driver must carry the minimum car insurance in Bear Branch, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Bear Branch, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bear Branch, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bear Branch, KY. Compare credit history car insurance rates in Bear Branch from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bear Branch, Kentucky

Insurance Company Poor Fair Good
Allstate $14,578 $9,809 $8,066
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,394 $6,929 $5,438
Nationwide $9,500 $7,372 $6,351
Progressive $6,847 $5,978 $5,570
State Farm $6,131 $3,738 $2,936
Travelers $9,396 $7,939 $7,911
USAA $4,746 $2,655 $2,161

Cheapest Bear Branch, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bear Branch, KY to rates for a clean record with top companies.

Annual Bear Branch, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,691 $12,528 $10,113
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,582 $10,191 $7,891 $7,016
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,058 $7,549 $5,770 $6,152
State Farm $3,944 $4,593 $4,268 $4,268
Travelers $7,323 $7,537 $10,948 $7,854
USAA $2,397 $3,396 $4,069 $2,886

Cheapest Bear Branch, KY Car Insurance for Teen Drivers

Teen car insurance in Bear Branch, KY can be expensive. Take a look at rates from the top car insurance companies in Bear Branch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bear Branch, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,230 $25,709
GEICO $8,902 $10,417
Liberty Mutual $17,536 $19,366
Nationwide $12,445 $15,350
Progressive $14,513 $16,460
State Farm $7,570 $9,609
Travelers $17,425 $28,270
USAA $5,722 $6,019

Cheapest Bear Branch, KY Car Insurance for Seniors

Take a look at Bear Branch, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bear Branch, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,595 $4,158
Liberty Mutual $3,796 $4,261
Nationwide $5,015 $5,208
Progressive $2,609 $2,613
State Farm $2,461 $2,461
Travelers $3,397 $3,410
USAA $1,915 $1,948

Cheapest Bear Branch, KY Car Insurance Rates After a DUI

A DUI in Bear Branch, KY increases car insurance rates. Compare Bear Branch, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bear Branch, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,528
GEICO $8,597
Liberty Mutual $7,891
Nationwide $10,137
Progressive $5,770
State Farm $4,268
Travelers $10,948
USAA $4,069

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Cheapest Bear Branch, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bear Branch, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bear Branch, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,818 $10,818
GEICO $5,341 $5,438
Liberty Mutual $7,920 $7,920
Nationwide $7,741 $7,741
Progressive $6,132 $6,132
State Farm $4,166 $4,371
Travelers $8,415 $8,415
USAA $3,068 $3,306

The Best Cheap Car Insurance Companies in Bear Branch, KY

Take a look at a side-by-side comparison of the top car insurance companies in Bear Branch, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bear Branch, Kentucky

Insurance Company Average Annual Rates
Allstate $10,818
GEICO $5,390
Liberty Mutual $7,920
Nationwide $7,741
Progressive $6,132
State Farm $4,268
Travelers $8,415
USAA $3,187

Category Winners: Cheapest Car Insurance in Bear Branch, Kentucky

Find the cheapest car insurance companies in Bear Branch, KY for each category right here.

Best Annual Car Insurance Rates by Company in Bear Branch, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bear Branch, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bear Branch car insurance rates. Find the cheapest Bear Branch, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bear Branch, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,728 $12,364
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,382 $7,847 $8,531
Nationwide $7,713 $7,608 $7,902
Progressive $5,581 $6,016 $6,798
State Farm $4,007 $4,256 $4,542
Travelers $7,963 $8,447 $8,836
USAA $3,041 $3,179 $3,341

Compare Car Insurance Quotes in Bear Branch, KY

Ready to find affordable Bear Branch, Kentucky car insurance today? Enter your ZIP code for fast, free Bear Branch, KY car insurance quotes.

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