Compare Bear Creek, NC Car Insurance Rates (2021)

Car insurance in Bear Creek, NC averages $260 a month. Bear Creek, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bear Creek car insurance rates, compare quotes from the top car insurance companies in Bear Creek, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bear Creek is Liberty Mutual
  • Average car insurance rates in Bear Creek, NC are $3,119/year
  • The cheapest car insurance company in Bear Creek for teen drivers is Liberty Mutual

If you need to buy Bear Creek, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Bear Creek, NC is right here.

You’ll find Bear Creek car insurance rates, the cheapest Bear Creek, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Bear Creek, North Carolina car insurance rates to Raleigh car insurance rates, Wilmington car insurance rates, and Charlotte car insurance rates.

Ready to find affordable Bear Creek, NC car insurance today? Enter your ZIP code for fast, free Bear Creek car insurance quotes.

Cheapest Bear Creek, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bear Creek, NC car insurance rates? Every Bear Creek, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bear Creek, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,128 $5,128 $4,215 $4,215 $12,186 $12,186 $5,229 $5,229
GEICO $2,423 $2,376 $2,380 $2,335 $4,417 $4,378 $2,115 $2,102
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,633 $1,633 $1,479 $1,479 $3,804 $3,804 $1,830 $1,830
State Farm $2,281 $2,281 $1,973 $1,973 $3,356 $3,356 $2,819 $2,819
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

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Minimum Car Insurance in Bear Creek, NC

Every driver must carry the minimum car insurance in Bear Creek, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Bear Creek, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bear Creek, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bear Creek, NC. Compare credit history car insurance rates in Bear Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bear Creek, North Carolina

Insurance Company Poor Fair Good
Allstate $9,076 $5,867 $5,126
GEICO $3,055 $2,801 $2,591
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,483 $2,131 $1,945
State Farm $3,663 $2,341 $1,819
Travelers $3,102 $2,823 $2,792

Cheapest Bear Creek, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bear Creek, NC to rates for a clean record with top companies.

Annual Bear Creek, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,613 $6,367 $11,882 $4,896
GEICO $1,549 $2,266 $5,348 $2,099
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,024 $1,496 $4,779 $1,448
State Farm $1,407 $2,011 $5,002 $2,011
Travelers $1,727 $2,264 $5,402 $2,231

Cheapest Bear Creek, NC Car Insurance for Teen Drivers

Teen car insurance in Bear Creek, NC can be expensive. Take a look at rates from the top car insurance companies in Bear Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bear Creek, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,186 $12,186
GEICO $4,417 $4,378
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,804 $3,804
State Farm $3,356 $3,356
Travelers $4,143 $4,143

Cheapest Bear Creek, NC Car Insurance for Seniors

Take a look at Bear Creek, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bear Creek, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,215 $4,215
GEICO $2,380 $2,335
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,479 $1,479
State Farm $1,973 $1,973
Travelers $2,458 $2,458

Cheapest Bear Creek, NC Car Insurance Rates After a DUI

A DUI in Bear Creek, NC increases car insurance rates. Compare Bear Creek, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bear Creek, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,882
GEICO $5,348
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,779
State Farm $5,002
Travelers $5,402

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Cheapest Bear Creek, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bear Creek, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bear Creek, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,689 $6,689
GEICO $2,816 $2,816
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,186 $2,186
State Farm $2,591 $2,624
Travelers $2,906 $2,906

The Best Cheap Car Insurance Companies in Bear Creek, NC

Take a look at a side-by-side comparison of the top car insurance companies in Bear Creek, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bear Creek, North Carolina

Insurance Company Average Annual Rates
Allstate $6,689
GEICO $2,816
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,187
State Farm $2,608
Travelers $2,906

Category Winners: Cheapest Car Insurance in Bear Creek, North Carolina

Find the cheapest car insurance companies in Bear Creek, NC for each category right here.

Best Annual Car Insurance Rates by Company in Bear Creek, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Bear Creek, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bear Creek car insurance rates. Find the cheapest Bear Creek, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bear Creek, North Carolina

Insurance Company Low Medium High
Allstate $6,469 $6,667 $6,932
GEICO $2,698 $2,806 $2,944
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,082 $2,173 $2,304
State Farm $2,516 $2,595 $2,712
Travelers $2,790 $2,891 $3,037

Compare Car Insurance Quotes in Bear Creek, NC

Ready to find affordable Bear Creek, North Carolina car insurance today? Enter your ZIP code for fast, free Bear Creek, NC car insurance quotes.

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