Compare Bear Lake, PA Car Insurance Rates (2021)

Car insurance in Bear Lake, PA averages $325 a month. Bear Lake, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bear Lake car insurance rates, compare quotes from the top car insurance companies in Bear Lake, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bear Lake is USAA
  • The cheapest car insurance company in Bear Lake for teen drivers is USAA
  • Average car insurance rates in Bear Lake, PA are $3,895/year

If you need to buy Bear Lake, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Bear Lake, PA is right here.

You’ll find Bear Lake car insurance rates, the cheapest Bear Lake, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Bear Lake, Pennsylvania car insurance rates to Harrisburg car insurance rates, York car insurance rates, and Scranton car insurance rates.

Ready to find affordable Bear Lake, PA car insurance today? Enter your ZIP code for fast, free Bear Lake car insurance quotes.

Cheapest Bear Lake, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bear Lake, PA car insurance rates? Every Bear Lake, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bear Lake, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,559 $2,559 $2,334 $2,334 $8,219 $8,219 $2,843 $2,843
GEICO $1,980 $1,713 $1,828 $1,583 $4,832 $4,189 $2,018 $1,747
Liberty Mutual $4,156 $4,156 $3,801 $3,801 $12,275 $12,275 $5,296 $5,296
Nationwide $1,858 $1,858 $1,753 $1,753 $5,166 $5,166 $2,078 $2,078
Progressive $2,673 $2,673 $2,382 $2,382 $8,287 $8,287 $3,434 $3,434
State Farm $1,578 $1,578 $1,375 $1,375 $5,382 $5,382 $1,727 $1,727
Travelers $1,677 $1,677 $1,772 $1,772 $23,200 $23,200 $2,055 $2,055
USAA $1,104 $1,104 $994 $994 $3,234 $3,234 $1,472 $1,472

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bear Lake, PA

Every driver must carry the minimum car insurance in Bear Lake, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Bear Lake, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Bear Lake, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bear Lake, PA. Compare credit history car insurance rates in Bear Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bear Lake, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,104 $3,798 $3,064
GEICO $3,730 $2,103 $1,626
Liberty Mutual $8,151 $5,840 $5,155
Nationwide $3,189 $2,614 $2,337
Progressive $5,571 $3,890 $3,121
State Farm $3,582 $2,216 $1,748
Travelers $7,833 $7,047 $6,647
USAA $2,130 $1,577 $1,395

Cheapest Bear Lake, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bear Lake, PA to rates for a clean record with top companies.

Annual Bear Lake, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,822 $4,490 $3,822 $3,822
GEICO $1,832 $3,089 $2,472 $2,552
Liberty Mutual $5,876 $6,618 $6,517 $6,517
Nationwide $1,950 $2,609 $3,663 $2,631
Progressive $3,817 $5,201 $3,924 $3,834
State Farm $2,329 $2,701 $2,515 $2,515
Travelers $5,162 $7,249 $9,042 $7,249
USAA $1,373 $1,882 $2,014 $1,534

Cheapest Bear Lake, PA Car Insurance for Teen Drivers

Teen car insurance in Bear Lake, PA can be expensive. Take a look at rates from the top car insurance companies in Bear Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bear Lake, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,219 $8,219
GEICO $4,832 $4,189
Liberty Mutual $12,275 $12,275
Nationwide $5,166 $5,166
Progressive $8,287 $8,287
State Farm $5,382 $5,382
Travelers $23,200 $23,200
USAA $3,234 $3,234

Cheapest Bear Lake, PA Car Insurance for Seniors

Take a look at Bear Lake, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bear Lake, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,334 $2,334
GEICO $1,828 $1,583
Liberty Mutual $3,801 $3,801
Nationwide $1,753 $1,753
Progressive $2,382 $2,382
State Farm $1,375 $1,375
Travelers $1,772 $1,772
USAA $994 $994

Cheapest Bear Lake, PA Car Insurance Rates After a DUI

A DUI in Bear Lake, PA increases car insurance rates. Compare Bear Lake, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bear Lake, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,822
GEICO $2,472
Liberty Mutual $6,517
Nationwide $3,663
Progressive $3,924
State Farm $2,515
Travelers $9,042
USAA $2,014

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bear Lake, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bear Lake, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bear Lake, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,913 $4,064
GEICO $2,441 $2,531
Liberty Mutual $6,217 $6,547
Nationwide $2,714 $2,714
Progressive $4,194 $4,194
State Farm $2,441 $2,590
Travelers $7,176 $7,176
USAA $1,652 $1,749

The Best Cheap Car Insurance Companies in Bear Lake, PA

Take a look at a side-by-side comparison of the top car insurance companies in Bear Lake, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bear Lake, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,989
GEICO $2,486
Liberty Mutual $6,382
Nationwide $2,714
Progressive $4,194
State Farm $2,515
Travelers $7,176
USAA $1,701

Category Winners: Cheapest Car Insurance in Bear Lake, Pennsylvania

Find the cheapest car insurance companies in Bear Lake, PA for each category right here.

Best Annual Car Insurance Rates by Company in Bear Lake, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bear Lake, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bear Lake car insurance rates. Find the cheapest Bear Lake, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bear Lake, Pennsylvania

Insurance Company Low Medium High
Allstate $3,820 $4,012 $4,133
GEICO $2,297 $2,505 $2,657
Liberty Mutual $6,143 $6,417 $6,586
Nationwide $2,753 $2,743 $2,645
Progressive $3,873 $4,223 $4,485
State Farm $2,386 $2,542 $2,619
Travelers $7,402 $7,148 $6,977
USAA $1,592 $1,714 $1,796

What affects car insurance rates in Bear Lake, Pennsylvania?

What factors can have an impact on Bear Lake, PA car insurance? There are several reasons why Bear Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bear Lake, Pennsylvania.

Commute Time in Bear Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Bear Lake, PA is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Bear Lake, PA

Ready to find affordable Bear Lake, Pennsylvania car insurance today? Enter your ZIP code for fast, free Bear Lake, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption