Compare Bear Valley Springs, CA Car Insurance Rates (2021)

Car insurance in Bear Valley Springs, CA averages $273 a month. Bear Valley Springs, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bear Valley Springs car insurance rates, compare quotes from the top car insurance companies in Bear Valley Springs, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bear Valley Springs, CA are $3,277/year
  • The cheapest car insurance company in Bear Valley Springs for teen drivers is USAA
  • Average car insurance rates in Bear Valley Springs, CA after a DUI are $4,593/year

If you need to buy Bear Valley Springs, California car insurance, the options can be confusing. Everything you need to know about car insurance in Bear Valley Springs, CA is right here.

You’ll find Bear Valley Springs car insurance rates, the cheapest Bear Valley Springs, CA car insurance companies, and information on California car insurance laws. You can also compare Bear Valley Springs, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Bear Valley Springs, CA car insurance today? Enter your ZIP code for fast, free Bear Valley Springs car insurance quotes.

Cheapest Bear Valley Springs, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bear Valley Springs, CA car insurance rates? Every Bear Valley Springs, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bear Valley Springs, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,710 $2,716 $1,963 $1,992 $7,416 $9,328 $3,486 $3,852
Farmers $2,435 $2,435 $2,194 $2,194 $7,774 $12,781 $2,887 $3,216
GEICO $1,566 $1,566 $1,472 $1,472 $4,747 $4,830 $2,246 $2,298
Liberty Mutual $2,320 $2,191 $2,165 $2,093 $5,052 $5,392 $2,610 $2,641
Nationwide $2,648 $2,527 $2,337 $2,202 $6,692 $7,400 $3,146 $3,099
Progressive $1,417 $1,458 $1,213 $1,434 $3,752 $4,520 $2,041 $2,195
State Farm $2,986 $2,986 $2,668 $2,668 $5,478 $6,796 $3,303 $3,406
Travelers $2,245 $2,176 $1,987 $1,966 $4,593 $5,238 $2,905 $2,845
USAA $1,756 $1,663 $1,717 $1,723 $3,990 $4,009 $2,429 $2,294

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Minimum Car Insurance in Bear Valley Springs, CA

Every driver must carry the minimum car insurance in Bear Valley Springs, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Bear Valley Springs, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Bear Valley Springs, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bear Valley Springs, CA to rates for a clean record with top companies.

Annual Bear Valley Springs, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,516 $4,249 $6,666 $3,302
Farmers $3,315 $4,518 $5,635 $4,489
GEICO $1,766 $2,723 $3,420 $2,191
Liberty Mutual $2,655 $3,555 $3,209 $2,813
Nationwide $2,625 $3,365 $5,670 $3,365
Progressive $1,478 $2,504 $2,910 $2,123
State Farm $2,700 $3,221 $6,089 $3,135
Travelers $2,010 $3,255 $3,773 $2,940
USAA $1,628 $2,418 $3,961 $1,783

Cheapest Bear Valley Springs, CA Car Insurance for Teen Drivers

Teen car insurance in Bear Valley Springs, CA can be expensive. Take a look at rates from the top car insurance companies in Bear Valley Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bear Valley Springs, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,416 $9,328
Farmers $7,774 $12,781
GEICO $4,747 $4,830
Liberty Mutual $5,052 $5,392
Nationwide $6,692 $7,400
Progressive $3,752 $4,520
State Farm $5,478 $6,796
Travelers $4,593 $5,238
USAA $3,990 $4,009

Cheapest Bear Valley Springs, CA Car Insurance for Seniors

Take a look at Bear Valley Springs, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bear Valley Springs, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,963 $1,992
Farmers $2,194 $2,194
GEICO $1,472 $1,472
Liberty Mutual $2,165 $2,093
Nationwide $2,337 $2,202
Progressive $1,213 $1,434
State Farm $2,668 $2,668
Travelers $1,987 $1,966
USAA $1,717 $1,723

Cheapest Bear Valley Springs, CA Car Insurance Rates After a DUI

A DUI in Bear Valley Springs, CA increases car insurance rates. Compare Bear Valley Springs, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bear Valley Springs, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,666
Farmers $5,635
GEICO $3,420
Liberty Mutual $3,209
Nationwide $5,670
Progressive $2,910
State Farm $6,089
Travelers $3,773
USAA $3,961

Cheapest Bear Valley Springs, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bear Valley Springs, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bear Valley Springs, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,771 $4,595
Farmers $4,074 $4,905
GEICO $2,294 $2,756
Liberty Mutual $2,806 $3,310
Nationwide $3,321 $4,191
Progressive $2,049 $2,459
State Farm $3,649 $3,924
Travelers $2,699 $3,290
USAA $2,256 $2,640

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The Best Cheap Car Insurance Companies in Bear Valley Springs, CA

Take a look at a side-by-side comparison of the top car insurance companies in Bear Valley Springs, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bear Valley Springs, California

Insurance Company Average Annual Rates
Allstate $4,183
Farmers $4,489
GEICO $2,525
Liberty Mutual $3,058
Nationwide $3,756
Progressive $2,254
State Farm $3,786
Travelers $2,994
USAA $2,448

Category Winners: Cheapest Car Insurance in Bear Valley Springs, California

Find the cheapest car insurance companies in Bear Valley Springs, CA for each category right here.

Best Annual Car Insurance Rates by Company in Bear Valley Springs, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Bear Valley Springs, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bear Valley Springs car insurance rates. Find the cheapest Bear Valley Springs, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bear Valley Springs, California

Insurance Company Low Medium High
Allstate $3,954 $4,219 $4,376
Farmers $4,199 $4,521 $4,748
GEICO $2,274 $2,554 $2,748
Liberty Mutual $2,840 $3,084 $3,250
Nationwide $3,331 $3,825 $4,114
Progressive $2,016 $2,320 $2,426
State Farm $3,426 $3,847 $4,087
Travelers $2,609 $3,073 $3,302
USAA $2,225 $2,494 $2,624

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What affects car insurance rates in Bear Valley Springs, California?

What factors can have an impact on Bear Valley Springs, CA car insurance? There are several reasons why Bear Valley Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bear Valley Springs, California.

Commute Time in Bear Valley Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Bear Valley Springs, CA is 40.2 minutes according to City-Data.

Compare Car Insurance Quotes in Bear Valley Springs, CA

Ready to find affordable Bear Valley Springs, California car insurance today? Enter your ZIP code for fast, free Bear Valley Springs, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State