Compare Bearden, AR Car Insurance Rates (2021)

Car insurance in Bearden, AR averages $341 a month. Bearden, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bearden car insurance rates, compare quotes from the top car insurance companies in Bearden, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bearden, AR after a DUI are $4,947/year
  • Average car insurance rates in Bearden, AR are $4,098/year
  • The cheapest car insurance company in Bearden for teen drivers is USAA

If you need to buy Bearden, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Bearden, AR is right here.

You’ll find Bearden car insurance rates, the cheapest Bearden, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Bearden, Arkansas car insurance rates to Bentonville car insurance rates, Fort Smith car insurance rates, and North Little Rock car insurance rates.

Ready to find affordable Bearden, AR car insurance today? Enter your ZIP code for fast, free Bearden car insurance quotes.

Cheapest Bearden, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bearden, AR car insurance rates? Every Bearden, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bearden, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,971 $3,023 $2,618 $2,810 $10,184 $12,100 $3,332 $3,639
Farmers $2,387 $2,380 $2,138 $2,241 $9,648 $9,999 $2,733 $2,894
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,706 $2,773 $2,421 $2,574 $6,408 $8,225 $3,077 $3,332
Progressive $2,703 $2,581 $2,218 $2,311 $10,956 $12,361 $3,236 $3,493
State Farm $1,772 $1,772 $1,569 $1,569 $4,891 $6,168 $1,991 $2,279
Travelers $2,231 $2,277 $2,182 $2,191 $12,548 $20,057 $2,376 $2,789
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

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Minimum Car Insurance in Bearden, AR

Every driver must carry the minimum car insurance in Bearden, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Bearden, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bearden, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bearden, AR. Compare credit history car insurance rates in Bearden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bearden, Arkansas

Insurance Company Poor Fair Good
Allstate $6,406 $4,883 $3,965
Farmers $4,909 $4,095 $3,903
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,684 $3,739 $3,396
Progressive $5,681 $4,808 $4,458
State Farm $3,986 $2,400 $1,868
Travelers $6,705 $5,579 $5,210
USAA $2,946 $2,005 $1,706

Cheapest Bearden, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bearden, AR to rates for a clean record with top companies.

Annual Bearden, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,251 $5,290 $5,792 $5,006
Farmers $3,641 $4,653 $4,542 $4,373
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $3,047 $3,960 $5,389 $3,363
Progressive $4,304 $5,938 $4,518 $5,170
State Farm $2,539 $2,963 $2,751 $2,751
Travelers $4,891 $5,054 $7,370 $6,010
USAA $1,706 $2,159 $3,118 $1,893

Cheapest Bearden, AR Car Insurance for Teen Drivers

Teen car insurance in Bearden, AR can be expensive. Take a look at rates from the top car insurance companies in Bearden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bearden, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,184 $12,100
Farmers $9,648 $9,999
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,408 $8,225
Progressive $10,956 $12,361
State Farm $4,891 $6,168
Travelers $12,548 $20,057
USAA $4,273 $4,484

Cheapest Bearden, AR Car Insurance for Seniors

Take a look at Bearden, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bearden, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,618 $2,810
Farmers $2,138 $2,241
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,421 $2,574
Progressive $2,218 $2,311
State Farm $1,569 $1,569
Travelers $2,182 $2,191
USAA $1,269 $1,282

Cheapest Bearden, AR Car Insurance Rates After a DUI

A DUI in Bearden, AR increases car insurance rates. Compare Bearden, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bearden, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,792
Farmers $4,542
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,389
Progressive $4,518
State Farm $2,751
Travelers $7,370
USAA $3,118

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Cheapest Bearden, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bearden, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bearden, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,085 $5,085
Farmers $4,302 $4,302
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,940 $3,940
Progressive $4,983 $4,983
State Farm $2,687 $2,816
Travelers $5,831 $5,831
USAA $2,155 $2,283

The Best Cheap Car Insurance Companies in Bearden, AR

Take a look at a side-by-side comparison of the top car insurance companies in Bearden, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bearden, Arkansas

Insurance Company Average Annual Rates
Allstate $5,085
Farmers $4,302
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,940
Progressive $4,983
State Farm $2,751
Travelers $5,831
USAA $2,219

Category Winners: Cheapest Car Insurance in Bearden, Arkansas

Find the cheapest car insurance companies in Bearden, AR for each category right here.

Best Annual Car Insurance Rates by Company in Bearden, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bearden, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bearden car insurance rates. Find the cheapest Bearden, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bearden, Arkansas

Insurance Company Low Medium High
Allstate $4,964 $5,082 $5,208
Farmers $4,112 $4,263 $4,532
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $4,007 $3,868 $3,944
Progressive $4,635 $4,912 $5,401
State Farm $2,635 $2,748 $2,871
Travelers $5,601 $5,849 $6,044
USAA $2,132 $2,212 $2,314

What affects car insurance rates in Bearden, Arkansas?

What factors can have an impact on Bearden, AR car insurance? There are several reasons why Bearden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bearden, Arkansas.

Commute Time in Bearden

The more time you spend in your car the higher the risk of an accident. The average commute length in Bearden, AR is 16.7 minutes according to City-Data.

Compare Car Insurance Quotes in Bearden, AR

Ready to find affordable Bearden, Arkansas car insurance today? Enter your ZIP code for fast, free Bearden, AR car insurance quotes.

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