Compare Beaufort, NC Car Insurance Rates (2021)

Car insurance in Beaufort, NC averages $257 a month. Beaufort, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Beaufort car insurance rates, compare quotes from the top car insurance companies in Beaufort, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Beaufort, NC are $3,083/year
  • Average car insurance rates in Beaufort, NC after a DUI are $5,821/year
  • The cheapest car insurance company in Beaufort is Liberty Mutual

If you need to buy Beaufort, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Beaufort, NC is right here.

You’ll find Beaufort car insurance rates, the cheapest Beaufort, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Beaufort, North Carolina car insurance rates to Fayetteville car insurance rates, Durham car insurance rates, and Cary car insurance rates.

Ready to find affordable Beaufort, NC car insurance today? Enter your ZIP code for fast, free Beaufort car insurance quotes.

Cheapest Beaufort, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beaufort, NC car insurance rates? Every Beaufort, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beaufort, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,314 $5,314 $4,364 $4,364 $12,687 $12,687 $5,419 $5,419
GEICO $2,174 $2,135 $2,144 $2,107 $3,938 $3,905 $1,918 $1,908
Liberty Mutual $1,637 $1,637 $1,694 $1,694 $2,887 $2,887 $1,637 $1,637
Nationwide $2,248 $2,248 $2,248 $2,248 $3,803 $3,803 $2,248 $2,248
Progressive $1,528 $1,528 $1,389 $1,389 $3,736 $3,736 $1,730 $1,730
State Farm $2,260 $2,260 $1,955 $1,955 $3,331 $3,331 $2,793 $2,793
Travelers $2,398 $2,398 $2,378 $2,378 $4,069 $4,069 $2,461 $2,461

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Minimum Car Insurance in Beaufort, NC

Every driver must carry the minimum car insurance in Beaufort, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Beaufort, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Beaufort, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beaufort, NC. Compare credit history car insurance rates in Beaufort from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beaufort, North Carolina

Insurance Company Poor Fair Good
Allstate $9,402 $6,098 $5,339
GEICO $2,727 $2,517 $2,341
Liberty Mutual $1,964 $1,964 $1,964
Nationwide $2,637 $2,637 $2,637
Progressive $2,384 $2,047 $1,856
State Farm $3,629 $2,321 $1,804
Travelers $3,015 $2,747 $2,718

Cheapest Beaufort, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beaufort, NC to rates for a clean record with top companies.

Annual Beaufort, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,753 $6,625 $12,324 $5,082
GEICO $1,319 $1,985 $4,965 $1,845
Liberty Mutual $1,171 $1,503 $3,679 $1,503
Nationwide $1,551 $2,005 $4,985 $2,005
Progressive $981 $1,432 $4,583 $1,387
State Farm $1,387 $1,993 $4,966 $1,993
Travelers $1,687 $2,204 $5,241 $2,173

Cheapest Beaufort, NC Car Insurance for Teen Drivers

Teen car insurance in Beaufort, NC can be expensive. Take a look at rates from the top car insurance companies in Beaufort for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beaufort, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,687 $12,687
GEICO $3,938 $3,905
Liberty Mutual $2,887 $2,887
Nationwide $3,803 $3,803
Progressive $3,736 $3,736
State Farm $3,331 $3,331
Travelers $4,069 $4,069

Cheapest Beaufort, NC Car Insurance for Seniors

Take a look at Beaufort, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beaufort, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,364 $4,364
GEICO $2,144 $2,107
Liberty Mutual $1,694 $1,694
Nationwide $2,248 $2,248
Progressive $1,389 $1,389
State Farm $1,955 $1,955
Travelers $2,378 $2,378

Cheapest Beaufort, NC Car Insurance Rates After a DUI

A DUI in Beaufort, NC increases car insurance rates. Compare Beaufort, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beaufort, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,324
GEICO $4,965
Liberty Mutual $3,679
Nationwide $4,985
Progressive $4,583
State Farm $4,966
Travelers $5,241

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Cheapest Beaufort, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beaufort, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beaufort, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,946 $6,946
GEICO $2,528 $2,528
Liberty Mutual $1,964 $1,964
Nationwide $2,637 $2,637
Progressive $2,096 $2,096
State Farm $2,572 $2,598
Travelers $2,827 $2,827

The Best Cheap Car Insurance Companies in Beaufort, NC

Take a look at a side-by-side comparison of the top car insurance companies in Beaufort, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beaufort, North Carolina

Insurance Company Average Annual Rates
Allstate $6,946
GEICO $2,528
Liberty Mutual $1,964
Nationwide $2,637
Progressive $2,096
State Farm $2,585
Travelers $2,827

Category Winners: Cheapest Car Insurance in Beaufort, North Carolina

Find the cheapest car insurance companies in Beaufort, NC for each category right here.

Best Annual Car Insurance Rates by Company in Beaufort, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Beaufort, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beaufort car insurance rates. Find the cheapest Beaufort, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beaufort, North Carolina

Insurance Company Low Medium High
Allstate $6,698 $6,919 $7,221
GEICO $2,411 $2,519 $2,655
Liberty Mutual $1,871 $1,952 $2,069
Nationwide $2,531 $2,624 $2,755
Progressive $1,989 $2,083 $2,215
State Farm $2,476 $2,571 $2,707
Travelers $2,710 $2,811 $2,958

What affects car insurance rates in Beaufort, North Carolina?

What factors can have an impact on Beaufort, NC car insurance? There are several reasons why Beaufort car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beaufort, North Carolina.

Commute Time in Beaufort

The more time you spend in your car the higher the risk of an accident. The average commute length in Beaufort, NC is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Beaufort, NC

Ready to find affordable Beaufort, North Carolina car insurance today? Enter your ZIP code for fast, free Beaufort, NC car insurance quotes.

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