Compare Beaumont, TX Car Insurance Rates (2021)

Car insurance in Beaumont, TX averages $358 a month. Beaumont, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Beaumont car insurance rates, compare quotes from the top car insurance companies in Beaumont, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Beaumont, TX after a DUI are $4,886/year
  • Average car insurance rates in Beaumont, TX are $4,296/year
  • The cheapest car insurance company in Beaumont for teen drivers is USAA

If you need to buy Beaumont, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Beaumont, TX is right here.

You’ll find Beaumont car insurance rates, the cheapest Beaumont, TX car insurance companies, and information on Texas car insurance laws. You can also compare Beaumont, Texas car insurance rates to Plano car insurance rates, Arlington car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Beaumont, TX car insurance today? Enter your ZIP code for fast, free Beaumont car insurance quotes.

Cheapest Beaumont, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beaumont, TX car insurance rates? Every Beaumont, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beaumont, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,733 $3,757 $3,684 $3,684 $9,919 $11,944 $4,603 $4,780
American Family $3,008 $3,370 $2,868 $3,306 $8,499 $11,152 $4,425 $5,067
GEICO $2,777 $3,027 $2,717 $3,136 $6,256 $6,466 $3,012 $2,979
Nationwide $2,604 $2,645 $2,299 $2,432 $7,524 $9,652 $3,074 $3,325
Progressive $2,620 $2,467 $2,336 $2,378 $11,213 $12,502 $3,091 $3,116
State Farm $2,346 $2,346 $2,098 $2,098 $5,746 $7,342 $2,559 $2,631
USAA $1,745 $1,747 $1,675 $1,652 $4,977 $5,391 $2,318 $2,464

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Minimum Car Insurance in Beaumont, TX

Every driver must carry the minimum car insurance in Beaumont, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Beaumont, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Beaumont, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beaumont, TX. Compare credit history car insurance rates in Beaumont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beaumont, Texas

Insurance Company Poor Fair Good
Allstate $7,326 $5,366 $4,597
American Family $7,116 $4,550 $3,969
GEICO $5,878 $3,313 $2,198
Nationwide $5,033 $4,043 $3,507
Progressive $5,579 $4,834 $4,483
State Farm $4,800 $2,996 $2,392
USAA $4,019 $2,337 $1,884

Cheapest Beaumont, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beaumont, TX to rates for a clean record with top companies.

Annual Beaumont, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,447 $6,933 $7,225 $4,447
American Family $4,718 $6,099 $5,313 $4,718
GEICO $3,216 $4,296 $3,528 $4,144
Nationwide $3,636 $3,636 $5,396 $4,109
Progressive $4,323 $5,623 $5,052 $4,863
State Farm $3,003 $3,463 $4,115 $3,003
USAA $2,039 $3,031 $3,573 $2,342

Cheapest Beaumont, TX Car Insurance for Teen Drivers

Teen car insurance in Beaumont, TX can be expensive. Take a look at rates from the top car insurance companies in Beaumont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beaumont, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,919 $11,944
American Family $8,499 $11,152
GEICO $6,256 $6,466
Nationwide $7,524 $9,652
Progressive $11,213 $12,502
State Farm $5,746 $7,342
USAA $4,977 $5,391

Cheapest Beaumont, TX Car Insurance for Seniors

Take a look at Beaumont, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beaumont, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,684 $3,684
American Family $2,868 $3,306
GEICO $2,717 $3,136
Nationwide $2,299 $2,432
Progressive $2,336 $2,378
State Farm $2,098 $2,098
USAA $1,675 $1,652

Cheapest Beaumont, TX Car Insurance Rates After a DUI

A DUI in Beaumont, TX increases car insurance rates. Compare Beaumont, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beaumont, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,225
American Family $5,313
GEICO $3,528
Nationwide $5,396
Progressive $5,052
State Farm $4,115
USAA $3,573

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Cheapest Beaumont, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beaumont, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beaumont, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,619 $5,907
American Family $5,212 $5,212
GEICO $3,727 $3,866
Nationwide $4,194 $4,194
Progressive $4,965 $4,965
State Farm $3,396 $3,396
USAA $2,711 $2,781

Cheapest Beaumont, TX Car Insurance Rates by ZIP Code

Beaumont car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Beaumont, TX.

Annual Car Insurance Rates by ZIP Code in Beaumont, Texas

ZIP Code Average Annual Rates
77701 $6,397
77702 $6,412
77703 $6,474
77705 $6,573
77706 $6,339
77707 $6,411
77708 $6,386
77713 $6,257

The Best Cheap Car Insurance Companies in Beaumont, TX

Take a look at a side-by-side comparison of the top car insurance companies in Beaumont, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beaumont, Texas

Insurance Company Average Annual Rates
Allstate $5,763
American Family $5,212
GEICO $3,796
Nationwide $4,194
Progressive $4,965
State Farm $3,396
USAA $2,746

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Category Winners: Cheapest Car Insurance in Beaumont, Texas

Find the cheapest car insurance companies in Beaumont, TX for each category right here.

Best Annual Car Insurance Rates by Company in Beaumont, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Beaumont, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beaumont car insurance rates. Find the cheapest Beaumont, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beaumont, Texas

Insurance Company Low Medium High
Allstate $5,616 $5,708 $5,965
American Family $4,852 $5,010 $5,774
GEICO $3,562 $3,738 $4,089
Nationwide $4,513 $4,015 $4,054
Progressive $4,696 $4,938 $5,262
State Farm $3,198 $3,382 $3,608
USAA $2,641 $2,734 $2,864

What affects car insurance rates in Beaumont, Texas?

What factors can have an impact on Beaumont, TX car insurance? There are several reasons why Beaumont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beaumont, Texas.

Car Theft in Beaumont

High levels of vehicle theft can make car insurance more expensive. Beaumont, TX car theft statistics from the FBI indicate 410 vehicle thefts a year.

Commute Time in Beaumont

The more time you spend in your car the higher the risk of an accident. The average commute length in Beaumont, TX is 18.8 minutes according to City-Data.

Traffic in Beaumont

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Beaumont, TX traffic data from INRIX ranks Beaumont as the 748th-most congested in the world.

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Compare Car Insurance Quotes in Beaumont, TX

Ready to find affordable Beaumont, Texas car insurance today? Enter your ZIP code for fast, free Beaumont, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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