Compare Beaver Dam, WI Car Insurance Rates (2021)

Car insurance in Beaver Dam, WI averages $225 a month. Beaver Dam, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Beaver Dam car insurance rates, compare quotes from the top car insurance companies in Beaver Dam, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Beaver Dam is American Family
  • Average car insurance rates in Beaver Dam, WI are $2,701/year
  • Average car insurance rates in Beaver Dam, WI after a DUI are $2,995/year

If you need to buy Beaver Dam, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Beaver Dam, WI is right here.

You’ll find Beaver Dam car insurance rates, the cheapest Beaver Dam, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Beaver Dam, Wisconsin car insurance rates to Milwaukee car insurance rates, Green Bay car insurance rates, and Madison car insurance rates.

Ready to find affordable Beaver Dam, WI car insurance today? Enter your ZIP code for fast, free Beaver Dam car insurance quotes.

Cheapest Beaver Dam, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beaver Dam, WI car insurance rates? Every Beaver Dam, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beaver Dam, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,198 $2,314 $2,031 $2,240 $7,156 $9,135 $2,232 $2,428
American Family $904 $942 $867 $870 $2,843 $3,116 $1,073 $1,140
Farmers $1,792 $1,792 $1,585 $1,685 $8,717 $9,034 $2,036 $2,126
GEICO $1,138 $1,260 $1,191 $1,377 $3,807 $4,096 $1,052 $1,078
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,533 $1,447 $1,256 $1,319 $6,036 $6,791 $1,831 $1,981
State Farm $1,109 $1,109 $988 $988 $3,175 $4,012 $1,251 $1,427
USAA $1,210 $1,204 $1,102 $1,116 $3,112 $3,595 $1,563 $1,709

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Minimum Car Insurance in Beaver Dam, WI

Every driver must carry the minimum car insurance in Beaver Dam, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Beaver Dam, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Beaver Dam, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beaver Dam, WI. Compare credit history car insurance rates in Beaver Dam from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beaver Dam, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,878 $3,360 $2,913
American Family $1,969 $1,296 $1,144
Farmers $4,060 $3,440 $3,288
GEICO $2,457 $1,755 $1,412
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,182 $4,324 $4,324
Progressive $3,140 $2,683 $2,500
State Farm $2,620 $1,505 $1,147
USAA $2,800 $1,488 $1,191

Cheapest Beaver Dam, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beaver Dam, WI to rates for a clean record with top companies.

Annual Beaver Dam, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,029 $4,168 $3,900 $3,770
American Family $1,406 $1,491 $1,491 $1,491
Farmers $3,131 $3,962 $3,750 $3,540
GEICO $1,296 $2,101 $2,425 $1,677
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,536 $3,087 $2,638 $2,835
State Farm $1,615 $1,899 $1,757 $1,757
USAA $1,430 $1,805 $2,437 $1,633

Cheapest Beaver Dam, WI Car Insurance for Teen Drivers

Teen car insurance in Beaver Dam, WI can be expensive. Take a look at rates from the top car insurance companies in Beaver Dam for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beaver Dam, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,156 $9,135
American Family $2,843 $3,116
Farmers $8,717 $9,034
GEICO $3,807 $4,096
Liberty Mutual $5,627 $6,311
Nationwide $6,584 $10,130
Progressive $6,036 $6,791
State Farm $3,175 $4,012
USAA $3,112 $3,595

Cheapest Beaver Dam, WI Car Insurance for Seniors

Take a look at Beaver Dam, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beaver Dam, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,031 $2,240
American Family $867 $870
Farmers $1,585 $1,685
GEICO $1,191 $1,377
Liberty Mutual $1,281 $1,454
Nationwide $2,616 $2,751
Progressive $1,256 $1,319
State Farm $988 $988
USAA $1,102 $1,116

Cheapest Beaver Dam, WI Car Insurance Rates After a DUI

A DUI in Beaver Dam, WI increases car insurance rates. Compare Beaver Dam, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beaver Dam, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,900
American Family $1,491
Farmers $3,750
GEICO $2,425
Liberty Mutual $3,028
Nationwide $5,525
Progressive $2,638
State Farm $1,757
USAA $2,437

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Cheapest Beaver Dam, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beaver Dam, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beaver Dam, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,627 $3,806
American Family $1,444 $1,495
Farmers $3,596 $3,596
GEICO $1,837 $1,912
Liberty Mutual $2,687 $2,687
Nationwide $4,610 $4,610
Progressive $2,774 $2,774
State Farm $1,714 $1,801
USAA $1,803 $1,850

The Best Cheap Car Insurance Companies in Beaver Dam, WI

Take a look at a side-by-side comparison of the top car insurance companies in Beaver Dam, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beaver Dam, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,717
American Family $1,469
Farmers $3,596
GEICO $1,875
Liberty Mutual $2,687
Nationwide $4,610
Progressive $2,774
State Farm $1,757
USAA $1,826

Category Winners: Cheapest Car Insurance in Beaver Dam, Wisconsin

Find the cheapest car insurance companies in Beaver Dam, WI for each category right here.

Best Annual Car Insurance Rates by Company in Beaver Dam, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Beaver Dam, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beaver Dam car insurance rates. Find the cheapest Beaver Dam, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beaver Dam, Wisconsin

Insurance Company Low Medium High
Allstate $3,573 $3,708 $3,869
American Family $1,446 $1,484 $1,479
Farmers $3,293 $3,565 $3,930
GEICO $1,738 $1,874 $2,012
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,459 $4,608 $4,763
Progressive $2,569 $2,799 $2,954
State Farm $1,656 $1,762 $1,853
USAA $1,754 $1,828 $1,896

What affects car insurance rates in Beaver Dam, Wisconsin?

What factors can have an impact on Beaver Dam, WI car insurance? There are several reasons why Beaver Dam car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beaver Dam, Wisconsin.

Car Theft in Beaver Dam

High levels of vehicle theft can make car insurance more expensive. Beaver Dam, WI car theft statistics from the FBI indicate 8 vehicle thefts a year.

Commute Time in Beaver Dam

The more time you spend in your car the higher the risk of an accident. The average commute length in Beaver Dam, WI is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Beaver Dam, WI

Ready to find affordable Beaver Dam, Wisconsin car insurance today? Enter your ZIP code for fast, free Beaver Dam, WI car insurance quotes.

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