Compare Beaver Island, MI Car Insurance Rates (2021)

Car insurance in Beaver Island, MI averages $791 a month. Beaver Island, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Beaver Island car insurance rates, compare quotes from the top car insurance companies in Beaver Island, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Beaver Island, MI after a DUI are $15,976/year
  • The cheapest car insurance company in Beaver Island is USAA
  • The cheapest car insurance company in Beaver Island for teen drivers is USAA

If you need to buy Beaver Island, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Beaver Island, MI is right here.

You’ll find Beaver Island car insurance rates, the cheapest Beaver Island, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Beaver Island, Michigan car insurance rates to Livonia car insurance rates, Dearborn car insurance rates, and Warren car insurance rates.

Ready to find affordable Beaver Island, MI car insurance today? Enter your ZIP code for fast, free Beaver Island car insurance quotes.

Cheapest Beaver Island, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beaver Island, MI car insurance rates? Every Beaver Island, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beaver Island, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,269 $18,269 $17,084 $17,084 $43,218 $43,218 $19,206 $19,206
Farmers $3,746 $3,746 $3,508 $3,508 $8,057 $8,057 $4,201 $4,201
GEICO $3,405 $3,405 $3,469 $3,469 $9,576 $9,576 $3,257 $3,257
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,689 $2,485 $2,385 $2,677 $9,536 $10,058 $3,110 $2,832
State Farm $6,774 $6,774 $6,273 $6,273 $23,569 $23,569 $7,946 $7,946
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,348 $2,243 $2,206 $2,098 $5,718 $5,482 $2,872 $2,782

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Minimum Car Insurance in Beaver Island, MI

Every driver must carry the minimum car insurance in Beaver Island, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Beaver Island, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Beaver Island, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beaver Island, MI. Compare credit history car insurance rates in Beaver Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beaver Island, Michigan

Insurance Company Poor Fair Good
Allstate $37,430 $20,552 $15,349
Farmers $6,498 $4,235 $3,900
GEICO $6,327 $4,659 $3,796
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,169 $4,344 $3,902
State Farm $18,064 $9,144 $6,213
Travelers $8,169 $7,922 $7,822
USAA $4,801 $2,747 $2,108

Cheapest Beaver Island, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beaver Island, MI to rates for a clean record with top companies.

Annual Beaver Island, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,886 $15,983 $53,293 $16,615
Farmers $4,107 $5,214 $5,157 $5,034
GEICO $1,753 $3,677 $11,062 $3,216
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $3,789 $4,977 $4,485 $4,635
State Farm $7,122 $8,520 $18,303 $10,616
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,596 $3,224 $4,227 $2,828

Cheapest Beaver Island, MI Car Insurance for Teen Drivers

Teen car insurance in Beaver Island, MI can be expensive. Take a look at rates from the top car insurance companies in Beaver Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beaver Island, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,218 $43,218
Farmers $8,057 $8,057
GEICO $9,576 $9,576
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $9,536 $10,058
State Farm $23,569 $23,569
Travelers $16,137 $16,137
USAA $5,718 $5,482

Cheapest Beaver Island, MI Car Insurance for Seniors

Take a look at Beaver Island, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beaver Island, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,084 $17,084
Farmers $3,508 $3,508
GEICO $3,469 $3,469
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,385 $2,677
State Farm $6,273 $6,273
Travelers $4,589 $4,589
USAA $2,206 $2,098

Cheapest Beaver Island, MI Car Insurance Rates After a DUI

A DUI in Beaver Island, MI increases car insurance rates. Compare Beaver Island, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beaver Island, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $53,293
Farmers $5,157
GEICO $11,062
Liberty Mutual $28,109
Nationwide $6,765
Progressive $4,485
State Farm $18,303
Travelers $12,382
USAA $4,227

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Cheapest Beaver Island, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beaver Island, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beaver Island, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,444 $24,444
Farmers $4,878 $4,878
GEICO $4,815 $5,039
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $4,471 $4,471
State Farm $10,840 $11,441
Travelers $7,926 $8,017
USAA $3,182 $3,255

The Best Cheap Car Insurance Companies in Beaver Island, MI

Take a look at a side-by-side comparison of the top car insurance companies in Beaver Island, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beaver Island, Michigan

Insurance Company Average Annual Rates
Allstate $24,444
Farmers $4,878
GEICO $4,927
Liberty Mutual $17,919
Nationwide $6,507
Progressive $4,471
State Farm $11,140
Travelers $7,971
USAA $3,219

Category Winners: Cheapest Car Insurance in Beaver Island, Michigan

Find the cheapest car insurance companies in Beaver Island, MI for each category right here.

Best Annual Car Insurance Rates by Company in Beaver Island, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Beaver Island, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beaver Island car insurance rates. Find the cheapest Beaver Island, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beaver Island, Michigan

Insurance Company Low Medium High
Allstate $23,889 $24,493 $24,949
Farmers $4,766 $4,869 $4,999
GEICO $4,591 $4,882 $5,308
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,329 $4,478 $4,608
State Farm $10,589 $11,208 $11,624
Travelers $7,889 $7,978 $8,047
USAA $3,124 $3,226 $3,306

Compare Car Insurance Quotes in Beaver Island, MI

Ready to find affordable Beaver Island, Michigan car insurance today? Enter your ZIP code for fast, free Beaver Island, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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