Compare Beaver, WV Car Insurance Rates (2021)

Car insurance in Beaver, WV averages $346 a month. Beaver, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Beaver car insurance rates, compare quotes from the top car insurance companies in Beaver, WV.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Beaver is State Farm
  • Average car insurance rates in Beaver, WV are $4,156/year
  • The cheapest car insurance company in Beaver for teen drivers is State Farm

If you need to buy Beaver, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Beaver, WV is right here.

You’ll find Beaver car insurance rates, the cheapest Beaver, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Beaver, West Virginia car insurance rates to St. Albans car insurance rates, Martinsburg car insurance rates, and Weirton car insurance rates.

Ready to find affordable Beaver, WV car insurance today? Enter your ZIP code for fast, free Beaver car insurance quotes.

Cheapest Beaver, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beaver, WV car insurance rates? Every Beaver, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beaver, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,809 $2,603 $2,525 $2,530 $10,205 $10,638 $3,083 $3,077
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,992 $4,332 $3,206 $3,909 $15,528 $17,521 $4,102 $4,512
Nationwide $1,910 $1,936 $1,744 $1,821 $4,982 $6,271 $2,159 $2,303
Progressive $2,394 $2,292 $2,217 $2,210 $10,771 $12,128 $2,882 $2,967
State Farm $1,844 $1,844 $1,675 $1,675 $4,288 $5,537 $2,188 $1,716
USAA $1,717 $1,689 $1,604 $1,610 $5,788 $6,380 $2,216 $2,373

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Beaver, WV

Every driver must carry the minimum car insurance in Beaver, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Beaver, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Beaver, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beaver, WV. Compare credit history car insurance rates in Beaver from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beaver, West Virginia

Insurance Company Poor Fair Good
Allstate $5,685 $4,515 $3,851
GEICO $4,974 $4,048 $3,358
Liberty Mutual $10,208 $6,280 $4,925
Nationwide $3,292 $2,779 $2,601
Progressive $5,280 $4,619 $4,299
State Farm $3,738 $2,271 $1,779
USAA $4,290 $2,484 $1,993

Cheapest Beaver, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beaver, WV to rates for a clean record with top companies.

Annual Beaver, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,949 $4,684 $5,611 $4,492
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,830 $7,397 $8,186 $7,138
Nationwide $2,323 $3,087 $3,578 $2,575
Progressive $4,007 $5,406 $4,805 $4,713
State Farm $2,369 $2,823 $2,596 $2,596
USAA $2,292 $2,722 $3,876 $2,799

Cheapest Beaver, WV Car Insurance for Teen Drivers

Teen car insurance in Beaver, WV can be expensive. Take a look at rates from the top car insurance companies in Beaver for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beaver, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,205 $10,638
GEICO $7,282 $8,784
Liberty Mutual $15,528 $17,521
Nationwide $4,982 $6,271
Progressive $10,771 $12,128
State Farm $4,288 $5,537
USAA $5,788 $6,380

Cheapest Beaver, WV Car Insurance for Seniors

Take a look at Beaver, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beaver, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,525 $2,530
GEICO $2,766 $2,681
Liberty Mutual $3,206 $3,909
Nationwide $1,744 $1,821
Progressive $2,217 $2,210
State Farm $1,675 $1,675
USAA $1,604 $1,610

Cheapest Beaver, WV Car Insurance Rates After a DUI

A DUI in Beaver, WV increases car insurance rates. Compare Beaver, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beaver, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,611
GEICO $7,093
Liberty Mutual $8,186
Nationwide $3,578
Progressive $4,805
State Farm $2,596
USAA $3,876

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Beaver, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beaver, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beaver, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,684 $4,684
GEICO $4,081 $4,172
Liberty Mutual $7,138 $7,138
Nationwide $2,891 $2,891
Progressive $4,733 $4,733
State Farm $2,526 $2,666
USAA $2,888 $2,956

The Best Cheap Car Insurance Companies in Beaver, WV

Take a look at a side-by-side comparison of the top car insurance companies in Beaver, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beaver, West Virginia

Insurance Company Average Annual Rates
Allstate $4,684
GEICO $4,126
Liberty Mutual $7,138
Nationwide $2,891
Progressive $4,733
State Farm $2,596
USAA $2,922

Category Winners: Cheapest Car Insurance in Beaver, West Virginia

Find the cheapest car insurance companies in Beaver, WV for each category right here.

Best Annual Car Insurance Rates by Company in Beaver, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Beaver, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beaver car insurance rates. Find the cheapest Beaver, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beaver, West Virginia

Insurance Company Low Medium High
Allstate $4,499 $4,675 $4,878
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,762 $7,120 $7,531
Nationwide $2,814 $2,879 $2,979
Progressive $4,536 $4,683 $4,979
State Farm $2,428 $2,590 $2,769
USAA $2,808 $2,917 $3,042

What affects car insurance rates in Beaver, West Virginia?

What factors can have an impact on Beaver, WV car insurance? There are several reasons why Beaver car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beaver, West Virginia.

Commute Time in Beaver

The more time you spend in your car the higher the risk of an accident. The average commute length in Beaver, WV is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Beaver, WV

Ready to find affordable Beaver, West Virginia car insurance today? Enter your ZIP code for fast, free Beaver, WV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption