Compare Beavercreek, OH Car Insurance Rates (2021)

Car insurance in Beavercreek, OH averages $233 a month. Beavercreek, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Beavercreek car insurance rates, compare quotes from the top car insurance companies in Beavercreek, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Beavercreek, OH after a DUI are $3,245/year
  • The cheapest car insurance company in Beavercreek for teen drivers is USAA
  • The cheapest car insurance company in Beavercreek is USAA

If you need to buy Beavercreek, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Beavercreek, OH is right here.

You’ll find Beavercreek car insurance rates, the cheapest Beavercreek, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Beavercreek, Ohio car insurance rates to Columbus car insurance rates, Lorain car insurance rates, and Cleveland car insurance rates.

Ready to find affordable Beavercreek, OH car insurance today? Enter your ZIP code for fast, free Beavercreek car insurance quotes.

Cheapest Beavercreek, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beavercreek, OH car insurance rates? Every Beavercreek, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beavercreek, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,065 $2,049 $1,870 $1,997 $5,825 $6,670 $2,156 $2,293
American Family $941 $974 $869 $870 $2,997 $3,243 $1,167 $1,227
Farmers $1,717 $1,714 $1,511 $1,598 $7,768 $8,077 $1,924 $2,004
GEICO $1,239 $1,210 $1,177 $1,201 $3,363 $3,125 $1,374 $1,158
Liberty Mutual $2,108 $2,300 $1,622 $1,970 $11,080 $12,510 $2,243 $2,450
Nationwide $2,228 $2,239 $2,011 $2,025 $5,729 $7,384 $2,388 $2,779
Progressive $1,780 $1,667 $1,487 $1,534 $8,091 $9,098 $2,127 $2,198
State Farm $1,409 $1,409 $1,272 $1,272 $4,562 $5,718 $1,642 $1,888
Travelers $1,422 $1,442 $1,422 $1,411 $6,217 $9,799 $1,486 $1,686
USAA $815 $821 $781 $776 $2,544 $2,824 $1,086 $1,167

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Minimum Car Insurance in Beavercreek, OH

Every driver must carry the minimum car insurance in Beavercreek, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Beavercreek, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Beavercreek, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beavercreek, OH. Compare credit history car insurance rates in Beavercreek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beavercreek, Ohio

Insurance Company Poor Fair Good
Allstate $3,995 $2,918 $2,433
American Family $2,037 $1,392 $1,179
Farmers $3,720 $3,149 $2,998
GEICO $2,074 $1,731 $1,388
Liberty Mutual $6,497 $3,985 $3,123
Nationwide $4,042 $3,255 $2,747
Progressive $3,914 $3,398 $3,181
State Farm $3,415 $2,111 $1,664
Travelers $3,476 $3,027 $2,828
USAA $1,749 $1,244 $1,062

Cheapest Beavercreek, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beavercreek, OH to rates for a clean record with top companies.

Annual Beavercreek, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,608 $3,162 $3,732 $2,961
American Family $1,472 $1,557 $1,557 $1,557
Farmers $2,711 $3,495 $3,409 $3,541
GEICO $1,169 $1,694 $2,480 $1,580
Liberty Mutual $3,812 $4,889 $4,995 $4,446
Nationwide $2,683 $3,413 $4,330 $2,966
Progressive $3,013 $4,111 $3,211 $3,656
State Farm $2,174 $2,619 $2,397 $2,397
Travelers $2,283 $2,985 $4,512 $2,662
USAA $1,038 $1,393 $1,828 $1,149

Cheapest Beavercreek, OH Car Insurance for Teen Drivers

Teen car insurance in Beavercreek, OH can be expensive. Take a look at rates from the top car insurance companies in Beavercreek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beavercreek, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,825 $6,670
American Family $2,997 $3,243
Farmers $7,768 $8,077
GEICO $3,363 $3,125
Liberty Mutual $11,080 $12,510
Nationwide $5,729 $7,384
Progressive $8,091 $9,098
State Farm $4,562 $5,718
Travelers $6,217 $9,799
USAA $2,544 $2,824

Cheapest Beavercreek, OH Car Insurance for Seniors

Take a look at Beavercreek, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beavercreek, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,997
American Family $869 $870
Farmers $1,511 $1,598
GEICO $1,177 $1,201
Liberty Mutual $1,622 $1,970
Nationwide $2,011 $2,025
Progressive $1,487 $1,534
State Farm $1,272 $1,272
Travelers $1,422 $1,411
USAA $781 $776

Cheapest Beavercreek, OH Car Insurance Rates After a DUI

A DUI in Beavercreek, OH increases car insurance rates. Compare Beavercreek, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beavercreek, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,732
American Family $1,557
Farmers $3,409
GEICO $2,480
Liberty Mutual $4,995
Nationwide $4,330
Progressive $3,211
State Farm $2,397
Travelers $4,512
USAA $1,828

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Cheapest Beavercreek, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beavercreek, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beavercreek, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,116 $3,116
American Family $1,517 $1,555
Farmers $3,289 $3,289
GEICO $1,702 $1,760
Liberty Mutual $4,535 $4,535
Nationwide $3,348 $3,348
Progressive $3,498 $3,498
State Farm $2,337 $2,457
Travelers $3,111 $3,111
USAA $1,301 $1,402

Cheapest Beavercreek, OH Car Insurance Rates by ZIP Code

Beavercreek car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Beavercreek, OH.

Annual Car Insurance Rates by ZIP Code in Beavercreek, Ohio

ZIP Code Average Annual Rates
45430 $2,682
45431 $2,721
45432 $2,720
45434 $2,653

The Best Cheap Car Insurance Companies in Beavercreek, OH

Take a look at a side-by-side comparison of the top car insurance companies in Beavercreek, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beavercreek, Ohio

Insurance Company Average Annual Rates
Allstate $3,115
American Family $1,536
Farmers $3,289
GEICO $1,731
Liberty Mutual $4,535
Nationwide $3,348
Progressive $3,498
State Farm $2,397
Travelers $3,111
USAA $1,352

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Category Winners: Cheapest Car Insurance in Beavercreek, Ohio

Find the cheapest car insurance companies in Beavercreek, OH for each category right here.

Best Annual Car Insurance Rates by Company in Beavercreek, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Cheapest Beavercreek, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beavercreek car insurance rates. Find the cheapest Beavercreek, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beavercreek, Ohio

Insurance Company Low Medium High
Allstate $3,013 $3,109 $3,224
American Family $1,505 $1,547 $1,556
Farmers $3,104 $3,234 $3,529
GEICO $1,669 $1,722 $1,801
Liberty Mutual $4,372 $4,557 $4,677
Nationwide $3,704 $3,244 $3,095
Progressive $3,358 $3,467 $3,668
State Farm $2,269 $2,405 $2,516
Travelers $3,027 $3,152 $3,153
USAA $1,290 $1,350 $1,415

What affects car insurance rates in Beavercreek, Ohio?

What factors can have an impact on Beavercreek, OH car insurance? There are several reasons why Beavercreek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beavercreek, Ohio.

Car Theft in Beavercreek

High levels of vehicle theft can make car insurance more expensive. Beavercreek, OH car theft statistics from the FBI indicate 43 vehicle thefts a year.

Commute Time in Beavercreek

The more time you spend in your car the higher the risk of an accident. The average commute length in Beavercreek, OH is 19.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Beavercreek, OH

Ready to find affordable Beavercreek, Ohio car insurance today? Enter your ZIP code for fast, free Beavercreek, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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