Compare Bedford, IN Car Insurance Rates (2021)

Car insurance in Bedford, IN averages $277 a month. Bedford, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bedford car insurance rates, compare quotes from the top car insurance companies in Bedford, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bedford is USAA
  • Average car insurance rates in Bedford, IN after a DUI are $3,937/year
  • The cheapest car insurance company in Bedford for teen drivers is USAA

If you need to buy Bedford, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Bedford, IN is right here.

You’ll find Bedford car insurance rates, the cheapest Bedford, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Bedford, Indiana car insurance rates to South Bend car insurance rates, Indianapolis car insurance rates, and Hammond car insurance rates.

Ready to find affordable Bedford, IN car insurance today? Enter your ZIP code for fast, free Bedford car insurance quotes.

Cheapest Bedford, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bedford, IN car insurance rates? Every Bedford, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bedford, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,580 $2,213 $2,420 $7,830 $9,870 $2,560 $2,784
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,479 $1,460 $1,268 $1,422 $7,827 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,773 $1,690 $1,597 $1,613 $10,175 $11,459 $2,227 $2,284
State Farm $1,606 $1,606 $1,423 $1,423 $4,761 $6,114 $1,773 $1,971
Travelers $1,097 $1,116 $1,029 $1,028 $6,678 $10,490 $1,161 $1,345
USAA $1,008 $995 $932 $944 $2,764 $3,106 $1,364 $1,467

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bedford, IN

Every driver must carry the minimum car insurance in Bedford, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Bedford, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bedford, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bedford, IN. Compare credit history car insurance rates in Bedford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bedford, Indiana

Insurance Company Poor Fair Good
Allstate $5,079 $3,780 $3,432
American Family $4,759 $3,089 $2,586
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,263 $2,756 $2,572
Progressive $4,538 $4,002 $3,767
State Farm $3,768 $2,246 $1,741
Travelers $3,333 $2,825 $2,822
USAA $2,127 $1,397 $1,194

Cheapest Bedford, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bedford, IN to rates for a clean record with top companies.

Annual Bedford, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,260 $4,803 $4,436 $3,890
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,890 $3,367 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,081 $5,367 $3,675 $4,285
State Farm $2,526 $2,762 $2,526 $2,526
Travelers $2,544 $3,143 $3,558 $2,727
USAA $1,191 $1,688 $1,938 $1,474

Cheapest Bedford, IN Car Insurance for Teen Drivers

Teen car insurance in Bedford, IN can be expensive. Take a look at rates from the top car insurance companies in Bedford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bedford, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $9,870
American Family $6,007 $8,693
Farmers $7,827 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,118 $6,678
Progressive $10,175 $11,459
State Farm $4,761 $6,114
Travelers $6,678 $10,490
USAA $2,764 $3,106

Cheapest Bedford, IN Car Insurance for Seniors

Take a look at Bedford, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bedford, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,213 $2,420
American Family $1,958 $1,958
Farmers $1,268 $1,422
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,543 $1,655
Progressive $1,597 $1,613
State Farm $1,423 $1,423
Travelers $1,029 $1,028
USAA $932 $944

Cheapest Bedford, IN Car Insurance Rates After a DUI

A DUI in Bedford, IN increases car insurance rates. Compare Bedford, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bedford, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,436
American Family $4,835
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,046
Progressive $3,675
State Farm $2,526
Travelers $3,558
USAA $1,938

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bedford, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bedford, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bedford, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,097 $4,097
American Family $3,436 $3,520
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,864 $2,864
Progressive $4,102 $4,102
State Farm $2,511 $2,659
Travelers $2,993 $2,993
USAA $1,552 $1,594

The Best Cheap Car Insurance Companies in Bedford, IN

Take a look at a side-by-side comparison of the top car insurance companies in Bedford, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bedford, Indiana

Insurance Company Average Annual Rates
Allstate $4,097
American Family $3,478
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,863
Progressive $4,102
State Farm $2,585
Travelers $2,993
USAA $1,573

Category Winners: Cheapest Car Insurance in Bedford, Indiana

Find the cheapest car insurance companies in Bedford, IN for each category right here.

Best Annual Car Insurance Rates by Company in Bedford, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bedford, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bedford car insurance rates. Find the cheapest Bedford, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bedford, Indiana

Insurance Company Low Medium High
Allstate $3,901 $4,082 $4,308
American Family $3,439 $3,593 $3,402
Farmers $3,113 $3,221 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,921 $2,840 $2,830
Progressive $3,887 $4,042 $4,377
State Farm $2,470 $2,584 $2,701
Travelers $2,952 $3,020 $3,007
USAA $1,523 $1,569 $1,625

What affects car insurance rates in Bedford, Indiana?

What factors can have an impact on Bedford, IN car insurance? There are several reasons why Bedford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bedford, Indiana.

Car Theft in Bedford

High levels of vehicle theft can make car insurance more expensive. Bedford, IN car theft statistics from the FBI indicate 20 vehicle thefts a year.

Commute Time in Bedford

The more time you spend in your car the higher the risk of an accident. The average commute length in Bedford, IN is 19.7 minutes according to City-Data.

Traffic in Bedford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bedford, IN traffic data from INRIX ranks Bedford as the 313th-most congested in the world.

Compare Car Insurance Quotes in Bedford, IN

Ready to find affordable Bedford, Indiana car insurance today? Enter your ZIP code for fast, free Bedford, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State