Compare Bedford, MI Car Insurance Rates (2021)

Car insurance in Bedford, MI averages $757 a month. Bedford, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Bedford car insurance rates, compare quotes from the top car insurance companies in Bedford, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bedford for teen drivers is USAA
  • Average car insurance rates in Bedford, MI are $9,082/year
  • The cheapest car insurance company in Bedford is USAA

If you need to buy Bedford, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Bedford, MI is right here.

You’ll find Bedford car insurance rates, the cheapest Bedford, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Bedford, Michigan car insurance rates to Sterling Heights car insurance rates, Livonia car insurance rates, and Troy car insurance rates.

Ready to find affordable Bedford, MI car insurance today? Enter your ZIP code for fast, free Bedford car insurance quotes.

Cheapest Bedford, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bedford, MI car insurance rates? Every Bedford, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bedford, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,508 $14,508 $13,470 $13,470 $35,762 $35,762 $15,283 $15,283
Farmers $4,397 $4,397 $4,105 $4,105 $9,732 $9,732 $4,949 $4,949
GEICO $3,824 $3,824 $3,903 $3,903 $10,818 $10,818 $3,659 $3,659
Liberty Mutual $13,665 $13,665 $13,531 $13,531 $31,994 $31,994 $13,665 $13,665
Nationwide $3,951 $3,951 $3,507 $3,507 $10,555 $10,555 $4,338 $4,338
Progressive $3,324 $3,085 $2,932 $3,277 $12,363 $13,195 $3,878 $3,585
State Farm $5,996 $5,996 $5,524 $5,524 $20,473 $20,473 $7,023 $7,023
Travelers $5,474 $5,474 $4,697 $4,697 $16,530 $16,530 $5,948 $5,948
USAA $2,352 $2,239 $2,212 $2,097 $5,723 $5,466 $2,869 $2,767

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Minimum Car Insurance in Bedford, MI

Every driver must carry the minimum car insurance in Bedford, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Bedford, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bedford, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bedford, MI. Compare credit history car insurance rates in Bedford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bedford, Michigan

Insurance Company Poor Fair Good
Allstate $30,008 $16,590 $12,669
Farmers $7,676 $5,053 $4,658
GEICO $7,135 $5,247 $4,270
Liberty Mutual $28,803 $16,640 $9,198
Nationwide $6,969 $5,284 $4,510
Progressive $6,581 $5,541 $4,992
State Farm $15,797 $8,012 $5,453
Travelers $8,365 $8,112 $8,010
USAA $4,795 $2,747 $2,105

Cheapest Bedford, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bedford, MI to rates for a clean record with top companies.

Annual Bedford, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,714 $12,964 $42,834 $13,510
Farmers $4,866 $6,202 $6,126 $5,989
GEICO $1,950 $4,133 $12,511 $3,609
Liberty Mutual $12,602 $15,323 $28,702 $16,229
Nationwide $4,798 $6,358 $5,803 $5,392
Progressive $4,830 $6,362 $5,706 $5,921
State Farm $6,313 $7,510 $15,888 $9,305
Travelers $5,532 $7,889 $12,690 $6,538
USAA $2,593 $3,224 $4,220 $2,824

Cheapest Bedford, MI Car Insurance for Teen Drivers

Teen car insurance in Bedford, MI can be expensive. Take a look at rates from the top car insurance companies in Bedford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bedford, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,762 $35,762
Farmers $9,732 $9,732
GEICO $10,818 $10,818
Liberty Mutual $31,994 $31,994
Nationwide $10,555 $10,555
Progressive $12,363 $13,195
State Farm $20,473 $20,473
Travelers $16,530 $16,530
USAA $5,723 $5,466

Cheapest Bedford, MI Car Insurance for Seniors

Take a look at Bedford, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bedford, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,470 $13,470
Farmers $4,105 $4,105
GEICO $3,903 $3,903
Liberty Mutual $13,531 $13,531
Nationwide $3,507 $3,507
Progressive $2,932 $3,277
State Farm $5,524 $5,524
Travelers $4,697 $4,697
USAA $2,212 $2,097

Cheapest Bedford, MI Car Insurance Rates After a DUI

A DUI in Bedford, MI increases car insurance rates. Compare Bedford, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bedford, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,834
Farmers $6,126
GEICO $12,511
Liberty Mutual $28,702
Nationwide $5,803
Progressive $5,706
State Farm $15,888
Travelers $12,690
USAA $4,220

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Cheapest Bedford, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bedford, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bedford, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,756 $19,756
Farmers $5,796 $5,796
GEICO $5,425 $5,676
Liberty Mutual $17,591 $18,837
Nationwide $5,588 $5,588
Progressive $5,705 $5,705
State Farm $9,497 $10,011
Travelers $8,115 $8,209
USAA $3,179 $3,252

The Best Cheap Car Insurance Companies in Bedford, MI

Take a look at a side-by-side comparison of the top car insurance companies in Bedford, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bedford, Michigan

Insurance Company Average Annual Rates
Allstate $19,756
Farmers $5,796
GEICO $5,551
Liberty Mutual $18,214
Nationwide $5,588
Progressive $5,705
State Farm $9,754
Travelers $8,162
USAA $3,215

Category Winners: Cheapest Car Insurance in Bedford, Michigan

Find the cheapest car insurance companies in Bedford, MI for each category right here.

Best Annual Car Insurance Rates by Company in Bedford, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bedford, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bedford car insurance rates. Find the cheapest Bedford, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bedford, Michigan

Insurance Company Low Medium High
Allstate $19,292 $19,797 $20,178
Farmers $5,673 $5,785 $5,929
GEICO $5,207 $5,504 $5,942
Liberty Mutual $17,840 $18,178 $18,623
Nationwide $5,838 $5,495 $5,430
Progressive $5,542 $5,711 $5,861
State Farm $9,306 $9,809 $10,147
Travelers $8,078 $8,170 $8,239
USAA $3,122 $3,223 $3,302

What affects car insurance rates in Bedford, Michigan?

What factors can have an impact on Bedford, MI car insurance? There are several reasons why Bedford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bedford, Michigan.

Traffic in Bedford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bedford, MI traffic data from INRIX ranks Bedford as the 313th-most congested in the world.

Compare Car Insurance Quotes in Bedford, MI

Ready to find affordable Bedford, Michigan car insurance today? Enter your ZIP code for fast, free Bedford, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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