Compare Bedford, PA Car Insurance Rates (2021)

Car insurance in Bedford, PA averages $307 a month. Bedford, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bedford car insurance rates, compare quotes from the top car insurance companies in Bedford, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bedford, PA are $3,686/year
  • The cheapest car insurance company in Bedford is USAA
  • The cheapest car insurance company in Bedford for teen drivers is USAA

If you need to buy Bedford, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Bedford, PA is right here.

You’ll find Bedford car insurance rates, the cheapest Bedford, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Bedford, Pennsylvania car insurance rates to Bethlehem car insurance rates, Pittsburgh car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Bedford, PA car insurance today? Enter your ZIP code for fast, free Bedford car insurance quotes.

Cheapest Bedford, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bedford, PA car insurance rates? Every Bedford, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bedford, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,458 $2,458 $2,244 $2,244 $7,920 $7,920 $2,732 $2,732
GEICO $1,886 $1,633 $1,749 $1,515 $4,584 $3,977 $1,915 $1,657
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,749 $1,749 $1,649 $1,649 $4,836 $4,836 $1,954 $1,954
Progressive $2,752 $2,752 $2,456 $2,456 $8,556 $8,556 $3,507 $3,507
State Farm $1,528 $1,528 $1,335 $1,335 $5,275 $5,275 $1,675 $1,675
Travelers $1,587 $1,587 $1,688 $1,688 $22,634 $22,634 $1,931 $1,931
USAA $1,099 $1,099 $986 $986 $3,282 $3,282 $1,463 $1,463

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Minimum Car Insurance in Bedford, PA

Every driver must carry the minimum car insurance in Bedford, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Bedford, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Bedford, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bedford, PA. Compare credit history car insurance rates in Bedford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bedford, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,912 $3,655 $2,949
GEICO $3,545 $2,001 $1,548
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,996 $2,452 $2,194
Progressive $5,735 $4,007 $3,211
State Farm $3,493 $2,162 $1,705
Travelers $7,583 $6,840 $6,456
USAA $2,130 $1,587 $1,407

Cheapest Bedford, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bedford, PA to rates for a clean record with top companies.

Annual Bedford, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,679 $4,317 $3,679 $3,679
GEICO $1,737 $2,957 $2,344 $2,420
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,829 $2,447 $3,441 $2,471
Progressive $3,926 $5,369 $4,039 $3,938
State Farm $2,265 $2,642 $2,453 $2,453
Travelers $4,986 $7,027 $8,800 $7,027
USAA $1,378 $1,894 $2,018 $1,540

Cheapest Bedford, PA Car Insurance for Teen Drivers

Teen car insurance in Bedford, PA can be expensive. Take a look at rates from the top car insurance companies in Bedford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bedford, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,920 $7,920
GEICO $4,584 $3,977
Liberty Mutual $10,156 $10,156
Nationwide $4,836 $4,836
Progressive $8,556 $8,556
State Farm $5,275 $5,275
Travelers $22,634 $22,634
USAA $3,282 $3,282

Cheapest Bedford, PA Car Insurance for Seniors

Take a look at Bedford, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bedford, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,244
GEICO $1,749 $1,515
Liberty Mutual $3,175 $3,175
Nationwide $1,649 $1,649
Progressive $2,456 $2,456
State Farm $1,335 $1,335
Travelers $1,688 $1,688
USAA $986 $986

Cheapest Bedford, PA Car Insurance Rates After a DUI

A DUI in Bedford, PA increases car insurance rates. Compare Bedford, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bedford, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,679
GEICO $2,344
Liberty Mutual $5,414
Nationwide $3,441
Progressive $4,039
State Farm $2,453
Travelers $8,800
USAA $2,018

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Cheapest Bedford, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bedford, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bedford, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,765 $3,912
GEICO $2,322 $2,407
Liberty Mutual $5,165 $5,438
Nationwide $2,547 $2,547
Progressive $4,318 $4,318
State Farm $2,381 $2,525
Travelers $6,960 $6,960
USAA $1,659 $1,756

The Best Cheap Car Insurance Companies in Bedford, PA

Take a look at a side-by-side comparison of the top car insurance companies in Bedford, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bedford, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,839
GEICO $2,364
Liberty Mutual $5,302
Nationwide $2,547
Progressive $4,318
State Farm $2,453
Travelers $6,960
USAA $1,708

Category Winners: Cheapest Car Insurance in Bedford, Pennsylvania

Find the cheapest car insurance companies in Bedford, PA for each category right here.

Best Annual Car Insurance Rates by Company in Bedford, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bedford, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bedford car insurance rates. Find the cheapest Bedford, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bedford, Pennsylvania

Insurance Company Low Medium High
Allstate $3,702 $3,857 $3,957
GEICO $2,174 $2,379 $2,540
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,585 $2,574 $2,483
Progressive $3,976 $4,347 $4,630
State Farm $2,333 $2,477 $2,550
Travelers $7,092 $6,949 $6,838
USAA $1,615 $1,719 $1,789

What affects car insurance rates in Bedford, Pennsylvania?

What factors can have an impact on Bedford, PA car insurance? There are several reasons why Bedford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bedford, Pennsylvania.

Commute Time in Bedford

The more time you spend in your car the higher the risk of an accident. The average commute length in Bedford, PA is 38.5 minutes according to City-Data.

Traffic in Bedford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bedford, PA traffic data from INRIX ranks Bedford as the 313th-most congested in the world.

Compare Car Insurance Quotes in Bedford, PA

Ready to find affordable Bedford, Pennsylvania car insurance today? Enter your ZIP code for fast, free Bedford, PA car insurance quotes.

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