Compare Bedford, TX Car Insurance Rates (2021)

Car insurance in Bedford, TX averages $317 a month. Bedford, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bedford car insurance rates, compare quotes from the top car insurance companies in Bedford, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bedford, TX are $3,807/year
  • Average car insurance rates in Bedford, TX after a DUI are $4,340/year
  • The cheapest ZIP code in Bedford is 76021

If you need to buy Bedford, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bedford, TX is right here.

You’ll find Bedford car insurance rates, the cheapest Bedford, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bedford, Texas car insurance rates to Fort Worth car insurance rates, Austin car insurance rates, and Arlington car insurance rates.

Ready to find affordable Bedford, TX car insurance today? Enter your ZIP code for fast, free Bedford car insurance quotes.

Cheapest Bedford, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bedford, TX car insurance rates? Every Bedford, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bedford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,353 $3,370 $3,306 $3,306 $9,050 $10,890 $4,140 $4,295
American Family $2,927 $3,254 $2,712 $3,104 $7,683 $10,112 $4,193 $4,791
GEICO $2,446 $2,641 $2,362 $2,681 $5,383 $5,575 $2,646 $2,637
Nationwide $2,331 $2,369 $2,060 $2,180 $6,626 $8,506 $2,740 $2,965
Progressive $2,259 $2,160 $2,005 $2,047 $9,253 $10,316 $2,683 $2,738
State Farm $2,078 $2,078 $1,861 $1,861 $5,094 $6,512 $2,268 $2,333
USAA $1,510 $1,508 $1,449 $1,425 $4,326 $4,680 $2,002 $2,124

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Minimum Car Insurance in Bedford, TX

Every driver must carry the minimum car insurance in Bedford, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bedford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bedford, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bedford, TX. Compare credit history car insurance rates in Bedford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bedford, Texas

Insurance Company Poor Fair Good
Allstate $6,613 $4,859 $4,168
American Family $6,690 $4,190 $3,661
GEICO $5,088 $2,880 $1,920
Nationwide $4,463 $3,586 $3,117
Progressive $4,718 $4,066 $3,764
State Farm $4,251 $2,658 $2,124
USAA $3,477 $2,024 $1,633

Cheapest Bedford, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bedford, TX to rates for a clean record with top companies.

Annual Bedford, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,999 $6,286 $6,570 $3,999
American Family $4,415 $5,630 $4,929 $4,415
GEICO $2,797 $3,702 $3,086 $3,600
Nationwide $3,229 $3,229 $4,785 $3,647
Progressive $3,653 $4,697 $4,264 $4,117
State Farm $2,662 $3,071 $3,649 $2,662
USAA $1,767 $2,621 $3,096 $2,028

Cheapest Bedford, TX Car Insurance for Teen Drivers

Teen car insurance in Bedford, TX can be expensive. Take a look at rates from the top car insurance companies in Bedford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bedford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,050 $10,890
American Family $7,683 $10,112
GEICO $5,383 $5,575
Nationwide $6,626 $8,506
Progressive $9,253 $10,316
State Farm $5,094 $6,512
USAA $4,326 $4,680

Cheapest Bedford, TX Car Insurance for Seniors

Take a look at Bedford, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bedford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,306 $3,306
American Family $2,712 $3,104
GEICO $2,362 $2,681
Nationwide $2,060 $2,180
Progressive $2,005 $2,047
State Farm $1,861 $1,861
USAA $1,449 $1,425

Cheapest Bedford, TX Car Insurance Rates After a DUI

A DUI in Bedford, TX increases car insurance rates. Compare Bedford, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bedford, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,570
American Family $4,929
GEICO $3,086
Nationwide $4,785
Progressive $4,264
State Farm $3,649
USAA $3,096

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Cheapest Bedford, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bedford, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bedford, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,082 $5,345
American Family $4,847 $4,847
GEICO $3,236 $3,356
Nationwide $3,722 $3,722
Progressive $4,183 $4,183
State Farm $3,011 $3,011
USAA $2,348 $2,408

Cheapest Bedford, TX Car Insurance Rates by ZIP Code

Bedford car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bedford, TX.

Annual Car Insurance Rates by ZIP Code in Bedford, Texas

ZIP Code Average Annual Rates
76021 $5,535
76022 $5,680

The Best Cheap Car Insurance Companies in Bedford, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bedford, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bedford, Texas

Insurance Company Average Annual Rates
Allstate $5,214
American Family $4,847
GEICO $3,296
Nationwide $3,722
Progressive $4,183
State Farm $3,011
USAA $2,378

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Category Winners: Cheapest Car Insurance in Bedford, Texas

Find the cheapest car insurance companies in Bedford, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bedford, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Bedford, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bedford car insurance rates. Find the cheapest Bedford, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bedford, Texas

Insurance Company Low Medium High
Allstate $5,093 $5,168 $5,380
American Family $4,550 $4,695 $5,296
GEICO $3,122 $3,258 $3,508
Nationwide $4,010 $3,564 $3,593
Progressive $4,016 $4,165 $4,367
State Farm $2,843 $3,003 $3,187
USAA $2,292 $2,369 $2,473

What affects car insurance rates in Bedford, Texas?

What factors can have an impact on Bedford, TX car insurance? There are several reasons why Bedford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bedford, Texas.

Car Theft in Bedford

High levels of vehicle theft can make car insurance more expensive. Bedford, TX car theft statistics from the FBI indicate 84 vehicle thefts a year.

Commute Time in Bedford

The more time you spend in your car the higher the risk of an accident. The average commute length in Bedford, TX is 25.5 minutes according to City-Data.

Traffic in Bedford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bedford, TX traffic data from INRIX ranks Bedford as the 313th-most congested in the world.

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Compare Car Insurance Quotes in Bedford, TX

Ready to find affordable Bedford, Texas car insurance today? Enter your ZIP code for fast, free Bedford, TX car insurance quotes.

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