Compare Beech Creek, KY Car Insurance Rates (2021)

Car insurance in Beech Creek, KY averages $350 a month. Beech Creek, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Beech Creek car insurance rates, compare quotes from the top car insurance companies in Beech Creek, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Beech Creek is USAA
  • The cheapest car insurance company in Beech Creek for teen drivers is USAA
  • Average car insurance rates in Beech Creek, KY are $4,205/year

If you need to buy Beech Creek, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Beech Creek, KY is right here.

You’ll find Beech Creek car insurance rates, the cheapest Beech Creek, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Beech Creek, Kentucky car insurance rates to Bowling Green car insurance rates, Richmond car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Beech Creek, KY car insurance today? Enter your ZIP code for fast, free Beech Creek car insurance quotes.

Cheapest Beech Creek, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beech Creek, KY car insurance rates? Every Beech Creek, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beech Creek, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,768 $3,000 $2,361 $2,634 $11,371 $12,564 $2,892 $3,006
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,968 $1,880 $1,753 $1,770 $9,238 $10,440 $2,439 $2,499
State Farm $2,156 $2,156 $1,927 $1,927 $6,513 $8,216 $2,405 $2,709
Travelers $2,078 $2,115 $2,038 $2,044 $9,893 $15,891 $2,170 $2,503
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Beech Creek, KY

Every driver must carry the minimum car insurance in Beech Creek, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Beech Creek, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Beech Creek, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beech Creek, KY. Compare credit history car insurance rates in Beech Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beech Creek, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,261 $4,452 $3,511
Nationwide $4,672 $3,666 $3,197
Progressive $4,487 $3,891 $3,617
State Farm $5,062 $3,056 $2,384
Travelers $5,397 $4,573 $4,555
USAA $4,165 $2,317 $1,884

Cheapest Beech Creek, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beech Creek, KY to rates for a clean record with top companies.

Annual Beech Creek, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,230 $6,508 $5,062 $4,499
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,311 $4,876 $3,780 $4,027
State Farm $3,195 $3,807 $3,501 $3,501
Travelers $4,226 $4,347 $6,265 $4,527
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Beech Creek, KY Car Insurance for Teen Drivers

Teen car insurance in Beech Creek, KY can be expensive. Take a look at rates from the top car insurance companies in Beech Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beech Creek, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,371 $12,564
Nationwide $6,037 $7,550
Progressive $9,238 $10,440
State Farm $6,513 $8,216
Travelers $9,893 $15,891
USAA $4,875 $5,165

Cheapest Beech Creek, KY Car Insurance for Seniors

Take a look at Beech Creek, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beech Creek, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,361 $2,634
Nationwide $2,519 $2,640
Progressive $1,753 $1,770
State Farm $1,927 $1,927
Travelers $2,038 $2,044
USAA $1,693 $1,740

Cheapest Beech Creek, KY Car Insurance Rates After a DUI

A DUI in Beech Creek, KY increases car insurance rates. Compare Beech Creek, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beech Creek, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,062
Nationwide $4,997
Progressive $3,780
State Farm $3,501
Travelers $6,265
USAA $3,541

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Cheapest Beech Creek, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beech Creek, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beech Creek, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,075 $5,075
Nationwide $3,845 $3,845
Progressive $3,998 $3,998
State Farm $3,418 $3,584
Travelers $4,841 $4,841
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Beech Creek, KY

Take a look at a side-by-side comparison of the top car insurance companies in Beech Creek, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beech Creek, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,075
Nationwide $3,845
Progressive $3,998
State Farm $3,501
Travelers $4,841
USAA $2,789

Category Winners: Cheapest Car Insurance in Beech Creek, Kentucky

Find the cheapest car insurance companies in Beech Creek, KY for each category right here.

Best Annual Car Insurance Rates by Company in Beech Creek, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Beech Creek, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beech Creek car insurance rates. Find the cheapest Beech Creek, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beech Creek, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,835 $5,042 $5,347
Nationwide $3,908 $3,801 $3,826
Progressive $3,736 $3,957 $4,302
State Farm $3,318 $3,496 $3,688
Travelers $4,589 $4,864 $5,071
USAA $2,673 $2,783 $2,910

Compare Car Insurance Quotes in Beech Creek, KY

Ready to find affordable Beech Creek, Kentucky car insurance today? Enter your ZIP code for fast, free Beech Creek, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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