Compare Beech Grove, KY Car Insurance Rates (2021)

Car insurance in Beech Grove, KY averages $338 a month. Beech Grove, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Beech Grove car insurance rates, compare quotes from the top car insurance companies in Beech Grove, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Beech Grove, KY after a DUI are $4,838/year
  • The cheapest car insurance company in Beech Grove is USAA
  • Average car insurance rates in Beech Grove, KY are $4,054/year

If you need to buy Beech Grove, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Beech Grove, KY is right here.

You’ll find Beech Grove car insurance rates, the cheapest Beech Grove, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Beech Grove, Kentucky car insurance rates to Bowling Green car insurance rates, Independence car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Beech Grove, KY car insurance today? Enter your ZIP code for fast, free Beech Grove car insurance quotes.

Cheapest Beech Grove, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beech Grove, KY car insurance rates? Every Beech Grove, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beech Grove, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,103 $3,095 $2,783 $2,970 $10,864 $12,208 $3,491 $3,712
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,741 $2,969 $2,321 $2,592 $11,513 $12,744 $2,875 $3,004
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,755 $1,679 $1,570 $1,581 $8,318 $9,406 $2,174 $2,229
State Farm $2,133 $2,133 $1,909 $1,909 $6,441 $8,138 $2,380 $2,673
Travelers $1,813 $1,846 $1,777 $1,782 $8,402 $13,441 $1,891 $2,181
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Beech Grove, KY

Every driver must carry the minimum car insurance in Beech Grove, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Beech Grove, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Beech Grove, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beech Grove, KY. Compare credit history car insurance rates in Beech Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beech Grove, Kentucky

Insurance Company Poor Fair Good
Allstate $6,986 $4,816 $4,033
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,283 $4,473 $3,528
Nationwide $4,672 $3,666 $3,197
Progressive $4,015 $3,495 $3,257
State Farm $5,009 $3,025 $2,360
Travelers $4,616 $3,912 $3,896
USAA $4,165 $2,317 $1,884

Cheapest Beech Grove, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beech Grove, KY to rates for a clean record with top companies.

Annual Beech Grove, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,434 $5,702 $6,024 $4,954
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,248 $6,535 $5,082 $4,514
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $2,974 $4,380 $3,390 $3,612
State Farm $3,161 $3,768 $3,464 $3,464
Travelers $3,621 $3,724 $5,344 $3,877
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Beech Grove, KY Car Insurance for Teen Drivers

Teen car insurance in Beech Grove, KY can be expensive. Take a look at rates from the top car insurance companies in Beech Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beech Grove, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,864 $12,208
GEICO $6,831 $8,150
Liberty Mutual $11,513 $12,744
Nationwide $6,037 $7,550
Progressive $8,318 $9,406
State Farm $6,441 $8,138
Travelers $8,402 $13,441
USAA $4,875 $5,165

Cheapest Beech Grove, KY Car Insurance for Seniors

Take a look at Beech Grove, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beech Grove, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,970
GEICO $3,608 $3,267
Liberty Mutual $2,321 $2,592
Nationwide $2,519 $2,640
Progressive $1,570 $1,581
State Farm $1,909 $1,909
Travelers $1,777 $1,782
USAA $1,693 $1,740

Cheapest Beech Grove, KY Car Insurance Rates After a DUI

A DUI in Beech Grove, KY increases car insurance rates. Compare Beech Grove, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beech Grove, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,024
GEICO $6,862
Liberty Mutual $5,082
Nationwide $4,997
Progressive $3,390
State Farm $3,464
Travelers $5,344
USAA $3,541

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Cheapest Beech Grove, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beech Grove, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beech Grove, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,278 $5,278
GEICO $4,191 $4,270
Liberty Mutual $5,095 $5,095
Nationwide $3,845 $3,845
Progressive $3,589 $3,589
State Farm $3,381 $3,548
Travelers $4,142 $4,142
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Beech Grove, KY

Take a look at a side-by-side comparison of the top car insurance companies in Beech Grove, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beech Grove, Kentucky

Insurance Company Average Annual Rates
Allstate $5,278
GEICO $4,231
Liberty Mutual $5,095
Nationwide $3,845
Progressive $3,589
State Farm $3,464
Travelers $4,142
USAA $2,789

Category Winners: Cheapest Car Insurance in Beech Grove, Kentucky

Find the cheapest car insurance companies in Beech Grove, KY for each category right here.

Best Annual Car Insurance Rates by Company in Beech Grove, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Beech Grove, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beech Grove car insurance rates. Find the cheapest Beech Grove, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beech Grove, Kentucky

Insurance Company Low Medium High
Allstate $4,952 $5,260 $5,623
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,871 $5,066 $5,348
Nationwide $3,908 $3,801 $3,826
Progressive $3,323 $3,550 $3,895
State Farm $3,270 $3,460 $3,663
Travelers $3,929 $4,161 $4,335
USAA $2,673 $2,783 $2,910

What affects car insurance rates in Beech Grove, Kentucky?

What factors can have an impact on Beech Grove, KY car insurance? There are several reasons why Beech Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beech Grove, Kentucky.

Commute Time in Beech Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Beech Grove, KY is 15.1 minutes according to City-Data.

Compare Car Insurance Quotes in Beech Grove, KY

Ready to find affordable Beech Grove, Kentucky car insurance today? Enter your ZIP code for fast, free Beech Grove, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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