Compare Beecher City, IL Car Insurance Rates (2021)

Car insurance in Beecher City, IL averages $242 a month. Beecher City, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Beecher City car insurance rates, compare quotes from the top car insurance companies in Beecher City, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Beecher City is State Farm
  • The cheapest car insurance company in Beecher City for teen drivers is Travelers
  • Average car insurance rates in Beecher City, IL are $2,909/year

If you need to buy Beecher City, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Beecher City, IL is right here.

You’ll find Beecher City car insurance rates, the cheapest Beecher City, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Beecher City, Illinois car insurance rates to Chicago car insurance rates, Elgin car insurance rates, and Cicero car insurance rates.

Ready to find affordable Beecher City, IL car insurance today? Enter your ZIP code for fast, free Beecher City car insurance quotes.

Cheapest Beecher City, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beecher City, IL car insurance rates? Every Beecher City, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beecher City, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,260 $2,263 $2,009 $2,118 $9,422 $9,824 $2,579 $2,707
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,317 $1,423 $1,098 $1,226 $4,152 $4,618 $1,378 $1,458
Nationwide $1,505 $1,533 $1,343 $1,422 $4,036 $5,173 $1,742 $1,884
Progressive $1,760 $1,674 $1,450 $1,511 $6,194 $6,962 $2,101 $2,277
State Farm $1,295 $1,295 $1,152 $1,152 $3,649 $4,628 $1,463 $1,682
Travelers $1,363 $1,438 $1,222 $1,303 $3,658 $4,512 $1,448 $1,526
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

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Minimum Car Insurance in Beecher City, IL

Every driver must carry the minimum car insurance in Beecher City, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Beecher City, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Beecher City, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beecher City, IL. Compare credit history car insurance rates in Beecher City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beecher City, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,882 $3,316 $2,802
Farmers $4,723 $3,956 $3,764
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,948 $1,836 $1,467
Nationwide $2,776 $2,244 $1,969
Progressive $3,414 $2,891 $2,668
State Farm $2,965 $1,776 $1,377
Travelers $2,525 $2,008 $1,642
USAA $3,657 $2,511 $2,069

Cheapest Beecher City, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beecher City, IL to rates for a clean record with top companies.

Annual Beecher City, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,506 $4,508 $4,396 $4,180
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,743 $2,453 $2,166 $1,973
Nationwide $1,885 $2,428 $2,847 $2,159
Progressive $2,472 $3,640 $2,733 $3,119
State Farm $1,868 $2,211 $2,039 $2,039
Travelers $1,650 $2,143 $2,379 $2,062
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Beecher City, IL Car Insurance for Teen Drivers

Teen car insurance in Beecher City, IL can be expensive. Take a look at rates from the top car insurance companies in Beecher City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beecher City, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,420 $8,919
Farmers $9,422 $9,824
GEICO $4,375 $4,641
Liberty Mutual $4,152 $4,618
Nationwide $4,036 $5,173
Progressive $6,194 $6,962
State Farm $3,649 $4,628
Travelers $3,658 $4,512
USAA $5,277 $5,820

Cheapest Beecher City, IL Car Insurance for Seniors

Take a look at Beecher City, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beecher City, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,092 $2,092
Farmers $2,009 $2,118
GEICO $1,364 $1,612
Liberty Mutual $1,098 $1,226
Nationwide $1,343 $1,422
Progressive $1,450 $1,511
State Farm $1,152 $1,152
Travelers $1,222 $1,303
USAA $1,524 $1,504

Cheapest Beecher City, IL Car Insurance Rates After a DUI

A DUI in Beecher City, IL increases car insurance rates. Compare Beecher City, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beecher City, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $5,085
Farmers $4,396
GEICO $3,141
Liberty Mutual $2,166
Nationwide $2,847
Progressive $2,733
State Farm $2,039
Travelers $2,379
USAA $3,851

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Cheapest Beecher City, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beecher City, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beecher City, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,619 $3,714
Farmers $4,148 $4,148
GEICO $2,263 $2,351
Liberty Mutual $2,084 $2,084
Nationwide $2,330 $2,330
Progressive $2,991 $2,991
State Farm $1,989 $2,090
Travelers $1,979 $2,138
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Beecher City, IL

Take a look at a side-by-side comparison of the top car insurance companies in Beecher City, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beecher City, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,667
Farmers $4,148
GEICO $2,307
Liberty Mutual $2,084
Nationwide $2,330
Progressive $2,991
State Farm $2,039
Travelers $2,059
USAA $2,746

Category Winners: Cheapest Car Insurance in Beecher City, Illinois

Find the cheapest car insurance companies in Beecher City, IL for each category right here.

Best Annual Car Insurance Rates by Company in Beecher City, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Beecher City, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beecher City car insurance rates. Find the cheapest Beecher City, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beecher City, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,539 $3,801 $3,661
Farmers $3,958 $4,056 $4,429
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,971 $2,079 $2,201
Nationwide $2,330 $2,344 $2,315
Progressive $2,763 $2,985 $3,226
State Farm $1,937 $2,042 $2,139
Travelers $1,949 $2,057 $2,171
USAA $2,561 $2,743 $2,933

What affects car insurance rates in Beecher City, Illinois?

What factors can have an impact on Beecher City, IL car insurance? There are several reasons why Beecher City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beecher City, Illinois.

Commute Time in Beecher City

The more time you spend in your car the higher the risk of an accident. The average commute length in Beecher City, IL is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Beecher City, IL

Ready to find affordable Beecher City, Illinois car insurance today? Enter your ZIP code for fast, free Beecher City, IL car insurance quotes.

Free Car Insurance Comparison

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