Compare Beecher, MI Car Insurance Rates (2021)

Car insurance in Beecher, MI averages $1,344 a month. Beecher, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Beecher car insurance rates, compare quotes from the top car insurance companies in Beecher, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Beecher is USAA
  • The cheapest car insurance company in Beecher for teen drivers is USAA
  • Average car insurance rates in Beecher, MI after a DUI are $26,713/year

If you need to buy Beecher, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Beecher, MI is right here.

You’ll find Beecher car insurance rates, the cheapest Beecher, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Beecher, Michigan car insurance rates to Warren car insurance rates, Troy car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Beecher, MI car insurance today? Enter your ZIP code for fast, free Beecher car insurance quotes.

Cheapest Beecher, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beecher, MI car insurance rates? Every Beecher, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beecher, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $27,822 $27,822 $26,155 $26,155 $64,637 $64,637 $29,219 $29,219
Farmers $13,674 $13,674 $12,639 $12,639 $30,591 $30,591 $15,472 $15,472
GEICO $5,252 $5,252 $5,363 $5,363 $14,214 $14,214 $5,007 $5,007
Liberty Mutual $21,640 $21,640 $21,430 $21,430 $50,272 $50,272 $21,640 $21,640
Nationwide $6,643 $6,643 $5,866 $5,866 $18,481 $18,481 $7,338 $7,338
Progressive $3,452 $3,184 $3,049 $3,422 $12,847 $13,653 $4,019 $3,673
State Farm $11,557 $11,557 $10,817 $10,817 $41,824 $41,824 $13,601 $13,601
Travelers $9,527 $9,527 $8,149 $8,149 $29,087 $29,087 $10,366 $10,366
USAA $3,450 $3,208 $3,250 $3,025 $8,517 $7,941 $4,175 $3,923

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Minimum Car Insurance in Beecher, MI

Every driver must carry the minimum car insurance in Beecher, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Beecher, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Beecher, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beecher, MI. Compare credit history car insurance rates in Beecher from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beecher, Michigan

Insurance Company Poor Fair Good
Allstate $56,827 $31,119 $22,929
Farmers $26,945 $14,186 $13,150
GEICO $9,608 $7,047 $5,722
Liberty Mutual $45,540 $26,252 $14,445
Nationwide $12,062 $9,043 $7,640
Progressive $6,828 $5,745 $5,164
State Farm $31,650 $15,932 $10,767
Travelers $14,639 $14,194 $14,013
USAA $7,057 $4,004 $2,998

Cheapest Beecher, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beecher, MI to rates for a clean record with top companies.

Annual Beecher, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $17,622 $23,850 $81,447 $24,914
Farmers $15,074 $19,494 $19,163 $18,643
GEICO $2,597 $5,533 $16,877 $4,828
Liberty Mutual $19,529 $24,015 $46,059 $25,379
Nationwide $8,155 $11,005 $9,951 $9,217
Progressive $4,989 $6,602 $5,927 $6,132
State Farm $12,129 $14,676 $32,499 $18,495
Travelers $9,623 $13,795 $22,312 $11,398
USAA $3,750 $4,725 $6,178 $4,092

Cheapest Beecher, MI Car Insurance for Teen Drivers

Teen car insurance in Beecher, MI can be expensive. Take a look at rates from the top car insurance companies in Beecher for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beecher, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $64,637 $64,637
Farmers $30,591 $30,591
GEICO $14,214 $14,214
Liberty Mutual $50,272 $50,272
Nationwide $18,481 $18,481
Progressive $12,847 $13,653
State Farm $41,824 $41,824
Travelers $29,087 $29,087
USAA $8,517 $7,941

Cheapest Beecher, MI Car Insurance for Seniors

Take a look at Beecher, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beecher, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $26,155 $26,155
Farmers $12,639 $12,639
GEICO $5,363 $5,363
Liberty Mutual $21,430 $21,430
Nationwide $5,866 $5,866
Progressive $3,049 $3,422
State Farm $10,817 $10,817
Travelers $8,149 $8,149
USAA $3,250 $3,025

Cheapest Beecher, MI Car Insurance Rates After a DUI

A DUI in Beecher, MI increases car insurance rates. Compare Beecher, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beecher, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $81,447
Farmers $19,163
GEICO $16,877
Liberty Mutual $46,059
Nationwide $9,951
Progressive $5,927
State Farm $32,499
Travelers $22,312
USAA $6,178

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Cheapest Beecher, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beecher, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beecher, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $36,958 $36,958
Farmers $18,094 $18,094
GEICO $7,289 $7,629
Liberty Mutual $27,772 $29,719
Nationwide $9,582 $9,582
Progressive $5,912 $5,912
State Farm $18,897 $20,003
Travelers $14,199 $14,365
USAA $4,631 $4,742

The Best Cheap Car Insurance Companies in Beecher, MI

Take a look at a side-by-side comparison of the top car insurance companies in Beecher, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beecher, Michigan

Insurance Company Average Annual Rates
Allstate $36,958
Farmers $18,094
GEICO $7,459
Liberty Mutual $28,746
Nationwide $9,582
Progressive $5,912
State Farm $19,450
Travelers $14,282
USAA $4,686

Category Winners: Cheapest Car Insurance in Beecher, Michigan

Find the cheapest car insurance companies in Beecher, MI for each category right here.

Best Annual Car Insurance Rates by Company in Beecher, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Beecher, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beecher car insurance rates. Find the cheapest Beecher, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beecher, Michigan

Insurance Company Low Medium High
Allstate $35,890 $37,055 $37,930
Farmers $17,429 $18,026 $18,826
GEICO $7,082 $7,407 $7,887
Liberty Mutual $28,054 $28,677 $29,506
Nationwide $10,056 $9,413 $9,277
Progressive $5,691 $5,922 $6,125
State Farm $18,322 $19,589 $20,438
Travelers $14,149 $14,299 $14,399
USAA $4,548 $4,699 $4,812

What affects car insurance rates in Beecher, Michigan?

What factors can have an impact on Beecher, MI car insurance? There are several reasons why Beecher car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beecher, Michigan.

Commute Time in Beecher

The more time you spend in your car the higher the risk of an accident. The average commute length in Beecher, MI is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in Beecher, MI

Ready to find affordable Beecher, Michigan car insurance today? Enter your ZIP code for fast, free Beecher, MI car insurance quotes.

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