Compare Beechmont, KY Car Insurance Rates (2021)

Car insurance in Beechmont, KY averages $357 a month. Beechmont, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Beechmont car insurance rates, compare quotes from the top car insurance companies in Beechmont, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Beechmont is USAA
  • Average car insurance rates in Beechmont, KY are $4,282/year
  • The cheapest car insurance company in Beechmont for teen drivers is USAA

If you need to buy Beechmont, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Beechmont, KY is right here.

You’ll find Beechmont car insurance rates, the cheapest Beechmont, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Beechmont, Kentucky car insurance rates to Bowling Green car insurance rates, Henderson car insurance rates, and Independence car insurance rates.

Ready to find affordable Beechmont, KY car insurance today? Enter your ZIP code for fast, free Beechmont car insurance quotes.

Cheapest Beechmont, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beechmont, KY car insurance rates? Every Beechmont, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beechmont, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,806 $3,041 $2,404 $2,681 $11,405 $12,586 $2,925 $3,028
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,016 $1,929 $1,797 $1,815 $9,452 $10,685 $2,500 $2,560
State Farm $2,143 $2,143 $1,916 $1,916 $6,471 $8,161 $2,390 $2,693
Travelers $2,278 $2,319 $2,234 $2,240 $10,963 $17,628 $2,380 $2,750
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Beechmont, KY

Every driver must carry the minimum car insurance in Beechmont, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Beechmont, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Beechmont, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beechmont, KY. Compare credit history car insurance rates in Beechmont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beechmont, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,311 $4,483 $3,534
Nationwide $4,672 $3,666 $3,197
Progressive $4,596 $3,983 $3,703
State Farm $5,030 $3,037 $2,370
Travelers $5,965 $5,051 $5,031
USAA $4,165 $2,317 $1,884

Cheapest Beechmont, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beechmont, KY to rates for a clean record with top companies.

Annual Beechmont, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,258 $6,552 $5,096 $4,531
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,390 $4,995 $3,869 $4,123
State Farm $3,175 $3,783 $3,479 $3,479
Travelers $4,665 $4,799 $6,931 $5,000
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Beechmont, KY Car Insurance for Teen Drivers

Teen car insurance in Beechmont, KY can be expensive. Take a look at rates from the top car insurance companies in Beechmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beechmont, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,405 $12,586
Nationwide $6,037 $7,550
Progressive $9,452 $10,685
State Farm $6,471 $8,161
Travelers $10,963 $17,628
USAA $4,875 $5,165

Cheapest Beechmont, KY Car Insurance for Seniors

Take a look at Beechmont, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beechmont, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,404 $2,681
Nationwide $2,519 $2,640
Progressive $1,797 $1,815
State Farm $1,916 $1,916
Travelers $2,234 $2,240
USAA $1,693 $1,740

Cheapest Beechmont, KY Car Insurance Rates After a DUI

A DUI in Beechmont, KY increases car insurance rates. Compare Beechmont, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beechmont, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,096
Nationwide $4,997
Progressive $3,869
State Farm $3,479
Travelers $6,931
USAA $3,541

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Cheapest Beechmont, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beechmont, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beechmont, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,109 $5,109
Nationwide $3,845 $3,845
Progressive $4,094 $4,094
State Farm $3,397 $3,562
Travelers $5,349 $5,349
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Beechmont, KY

Take a look at a side-by-side comparison of the top car insurance companies in Beechmont, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beechmont, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,109
Nationwide $3,845
Progressive $4,094
State Farm $3,479
Travelers $5,349
USAA $2,789

Category Winners: Cheapest Car Insurance in Beechmont, Kentucky

Find the cheapest car insurance companies in Beechmont, KY for each category right here.

Best Annual Car Insurance Rates by Company in Beechmont, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Beechmont, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beechmont car insurance rates. Find the cheapest Beechmont, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beechmont, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,859 $5,075 $5,394
Nationwide $3,908 $3,801 $3,826
Progressive $3,806 $4,046 $4,431
State Farm $3,299 $3,474 $3,664
Travelers $5,074 $5,374 $5,599
USAA $2,673 $2,783 $2,910

What affects car insurance rates in Beechmont, Kentucky?

What factors can have an impact on Beechmont, KY car insurance? There are several reasons why Beechmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beechmont, Kentucky.

Commute Time in Beechmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Beechmont, KY is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Beechmont, KY

Ready to find affordable Beechmont, Kentucky car insurance today? Enter your ZIP code for fast, free Beechmont, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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