Compare Beechwood, MI Car Insurance Rates (2021)

Car insurance in Beechwood, MI averages $717 a month. Beechwood, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Beechwood car insurance rates, compare quotes from the top car insurance companies in Beechwood, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Beechwood is USAA
  • Average car insurance rates in Beechwood, MI after a DUI are $14,388/year
  • The cheapest car insurance company in Beechwood for teen drivers is USAA

If you need to buy Beechwood, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Beechwood, MI is right here.

You’ll find Beechwood car insurance rates, the cheapest Beechwood, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Beechwood, Michigan car insurance rates to Dearborn car insurance rates, Detroit car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Beechwood, MI car insurance today? Enter your ZIP code for fast, free Beechwood car insurance quotes.

Cheapest Beechwood, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beechwood, MI car insurance rates? Every Beechwood, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beechwood, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,872 $14,872 $13,782 $13,782 $37,556 $37,556 $15,678 $15,678
Farmers $3,916 $3,916 $3,659 $3,659 $8,629 $8,629 $4,404 $4,404
GEICO $3,551 $3,551 $3,658 $3,658 $10,433 $10,433 $3,402 $3,402
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $4,148 $4,148 $3,679 $3,679 $11,423 $11,423 $4,573 $4,573
Progressive $2,512 $2,352 $2,235 $2,458 $9,448 $10,183 $2,919 $2,750
State Farm $6,076 $6,076 $5,638 $5,638 $21,498 $21,498 $7,150 $7,150
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,389 $2,257 $2,249 $2,119 $5,821 $5,518 $2,898 $2,771

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Minimum Car Insurance in Beechwood, MI

Every driver must carry the minimum car insurance in Beechwood, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Beechwood, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Beechwood, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beechwood, MI. Compare credit history car insurance rates in Beechwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beechwood, Michigan

Insurance Company Poor Fair Good
Allstate $30,993 $17,197 $13,226
Farmers $6,819 $4,493 $4,144
GEICO $6,759 $4,974 $4,050
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $7,418 $5,642 $4,807
Progressive $4,984 $4,237 $3,850
State Farm $16,347 $8,286 $5,637
Travelers $6,813 $6,608 $6,525
USAA $4,850 $2,783 $2,125

Cheapest Beechwood, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beechwood, MI to rates for a clean record with top companies.

Annual Beechwood, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,917 $13,245 $44,795 $13,932
Farmers $4,330 $5,512 $5,444 $5,323
GEICO $1,809 $3,918 $11,919 $3,399
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $5,109 $6,801 $6,174 $5,740
Progressive $3,727 $4,841 $4,346 $4,514
State Farm $6,354 $7,654 $16,751 $9,603
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,622 $3,269 $4,265 $2,855

Cheapest Beechwood, MI Car Insurance for Teen Drivers

Teen car insurance in Beechwood, MI can be expensive. Take a look at rates from the top car insurance companies in Beechwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beechwood, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,556 $37,556
Farmers $8,629 $8,629
GEICO $10,433 $10,433
Liberty Mutual $28,466 $28,466
Nationwide $11,423 $11,423
Progressive $9,448 $10,183
State Farm $21,498 $21,498
Travelers $13,395 $13,395
USAA $5,821 $5,518

Cheapest Beechwood, MI Car Insurance for Seniors

Take a look at Beechwood, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beechwood, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,782 $13,782
Farmers $3,659 $3,659
GEICO $3,658 $3,658
Liberty Mutual $12,035 $12,035
Nationwide $3,679 $3,679
Progressive $2,235 $2,458
State Farm $5,638 $5,638
Travelers $3,858 $3,858
USAA $2,249 $2,119

Cheapest Beechwood, MI Car Insurance Rates After a DUI

A DUI in Beechwood, MI increases car insurance rates. Compare Beechwood, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beechwood, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,795
Farmers $5,444
GEICO $11,919
Liberty Mutual $25,467
Nationwide $6,174
Progressive $4,346
State Farm $16,751
Travelers $10,331
USAA $4,265

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Cheapest Beechwood, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beechwood, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beechwood, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,472 $20,472
Farmers $5,152 $5,152
GEICO $5,145 $5,377
Liberty Mutual $15,648 $16,757
Nationwide $5,956 $5,956
Progressive $4,357 $4,357
State Farm $9,830 $10,350
Travelers $6,611 $6,686
USAA $3,216 $3,290

The Best Cheap Car Insurance Companies in Beechwood, MI

Take a look at a side-by-side comparison of the top car insurance companies in Beechwood, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beechwood, Michigan

Insurance Company Average Annual Rates
Allstate $20,472
Farmers $5,152
GEICO $5,261
Liberty Mutual $16,202
Nationwide $5,956
Progressive $4,357
State Farm $10,090
Travelers $6,649
USAA $3,253

Category Winners: Cheapest Car Insurance in Beechwood, Michigan

Find the cheapest car insurance companies in Beechwood, MI for each category right here.

Best Annual Car Insurance Rates by Company in Beechwood, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Beechwood, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beechwood car insurance rates. Find the cheapest Beechwood, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beechwood, Michigan

Insurance Company Low Medium High
Allstate $19,989 $20,515 $20,912
Farmers $5,040 $5,142 $5,274
GEICO $4,932 $5,215 $5,636
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $6,242 $5,852 $5,773
Progressive $4,236 $4,361 $4,474
State Farm $9,636 $10,146 $10,489
Travelers $6,575 $6,656 $6,715
USAA $3,163 $3,260 $3,336

What affects car insurance rates in Beechwood, Michigan?

What factors can have an impact on Beechwood, MI car insurance? There are several reasons why Beechwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beechwood, Michigan.

Commute Time in Beechwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Beechwood, MI is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Beechwood, MI

Ready to find affordable Beechwood, Michigan car insurance today? Enter your ZIP code for fast, free Beechwood, MI car insurance quotes.

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