Compare Bel-Ridge, MO Car Insurance Rates (2021)

Car insurance in Bel-Ridge, MO averages $320 a month. Bel-Ridge, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bel-Ridge car insurance rates, compare quotes from the top car insurance companies in Bel-Ridge, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Bel-Ridge, MO after a DUI are $4,503/year
  • The cheapest car insurance company in Bel-Ridge is USAA
  • Average car insurance rates in Bel-Ridge, MO are $3,839/year

If you need to buy Bel-Ridge, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Bel-Ridge, MO is right here.

You’ll find Bel-Ridge car insurance rates, the cheapest Bel-Ridge, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Bel-Ridge, Missouri car insurance rates to Independence car insurance rates, Columbia car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Bel-Ridge, MO car insurance today? Enter your ZIP code for fast, free Bel-Ridge car insurance quotes.

Cheapest Bel-Ridge, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bel-Ridge, MO car insurance rates? Every Bel-Ridge, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bel-Ridge, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,175 $2,972 $3,064 $9,382 $10,216 $3,125 $3,215
American Family $2,445 $2,445 $2,181 $2,181 $6,813 $8,841 $2,445 $2,847
Farmers $2,659 $2,647 $2,368 $2,518 $11,238 $11,622 $3,027 $3,147
GEICO $2,191 $2,467 $1,741 $2,272 $6,973 $7,297 $1,990 $1,958
Liberty Mutual $3,125 $3,385 $2,576 $2,898 $11,427 $12,699 $3,269 $3,461
Nationwide $1,896 $1,937 $1,696 $1,797 $4,829 $6,193 $2,167 $2,346
Progressive $2,300 $2,095 $1,886 $1,949 $7,895 $8,826 $2,786 $2,800
State Farm $1,778 $1,778 $1,624 $1,624 $5,552 $6,957 $2,011 $2,310
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bel-Ridge, MO

Every driver must carry the minimum car insurance in Bel-Ridge, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Bel-Ridge, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bel-Ridge, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bel-Ridge, MO. Compare credit history car insurance rates in Bel-Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bel-Ridge, Missouri

Insurance Company Poor Fair Good
Allstate $6,637 $4,265 $3,511
American Family $4,931 $3,469 $2,923
Farmers $5,592 $4,674 $4,444
GEICO $4,647 $3,022 $2,414
Liberty Mutual $7,667 $4,704 $3,694
Nationwide $3,379 $2,781 $2,413
Progressive $4,419 $3,662 $3,371
State Farm $4,184 $2,604 $2,075
USAA $4,567 $2,109 $1,505

Cheapest Bel-Ridge, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bel-Ridge, MO to rates for a clean record with top companies.

Annual Bel-Ridge, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,108 $4,650 $5,799 $4,661
American Family $2,809 $4,048 $5,020 $3,221
Farmers $4,229 $5,287 $5,168 $4,930
GEICO $2,583 $3,397 $4,653 $2,811
Liberty Mutual $3,868 $5,605 $5,744 $6,203
Nationwide $2,248 $2,882 $3,842 $2,459
Progressive $3,275 $4,464 $3,657 $3,872
State Farm $2,686 $3,222 $2,954 $2,954
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Bel-Ridge, MO Car Insurance for Teen Drivers

Teen car insurance in Bel-Ridge, MO can be expensive. Take a look at rates from the top car insurance companies in Bel-Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bel-Ridge, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,382 $10,216
American Family $6,813 $8,841
Farmers $11,238 $11,622
GEICO $6,973 $7,297
Liberty Mutual $11,427 $12,699
Nationwide $4,829 $6,193
Progressive $7,895 $8,826
State Farm $5,552 $6,957
USAA $5,002 $6,115

Cheapest Bel-Ridge, MO Car Insurance for Seniors

Take a look at Bel-Ridge, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bel-Ridge, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $3,064
American Family $2,181 $2,181
Farmers $2,368 $2,518
GEICO $1,741 $2,272
Liberty Mutual $2,576 $2,898
Nationwide $1,696 $1,797
Progressive $1,886 $1,949
State Farm $1,624 $1,624
USAA $1,491 $1,518

Cheapest Bel-Ridge, MO Car Insurance Rates After a DUI

A DUI in Bel-Ridge, MO increases car insurance rates. Compare Bel-Ridge, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bel-Ridge, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,799
American Family $5,020
Farmers $5,168
GEICO $4,653
Liberty Mutual $5,744
Nationwide $3,842
Progressive $3,657
State Farm $2,954
USAA $3,694

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bel-Ridge, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bel-Ridge, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bel-Ridge, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,804 $4,804
American Family $3,738 $3,812
Farmers $4,903 $4,903
GEICO $3,298 $3,424
Liberty Mutual $5,355 $5,355
Nationwide $2,858 $2,858
Progressive $3,817 $3,817
State Farm $2,880 $3,028
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Bel-Ridge, MO

Take a look at a side-by-side comparison of the top car insurance companies in Bel-Ridge, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bel-Ridge, Missouri

Insurance Company Average Annual Rates
Allstate $4,804
American Family $3,775
Farmers $4,903
GEICO $3,361
Liberty Mutual $5,355
Nationwide $2,858
Progressive $3,817
State Farm $2,954
USAA $2,727

Category Winners: Cheapest Car Insurance in Bel-Ridge, Missouri

Find the cheapest car insurance companies in Bel-Ridge, MO for each category right here.

Best Annual Car Insurance Rates by Company in Bel-Ridge, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bel-Ridge, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bel-Ridge car insurance rates. Find the cheapest Bel-Ridge, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bel-Ridge, Missouri

Insurance Company Low Medium High
Allstate $4,614 $4,794 $5,006
American Family $3,651 $3,892 $3,780
Farmers $4,562 $4,852 $5,296
GEICO $3,078 $3,394 $3,611
Liberty Mutual $4,990 $5,386 $5,689
Nationwide $2,671 $2,884 $3,018
Progressive $3,324 $3,829 $4,298
State Farm $2,726 $2,969 $3,168
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Bel-Ridge, Missouri?

What factors can have an impact on Bel-Ridge, MO car insurance? There are several reasons why Bel-Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bel-Ridge, Missouri.

Commute Time in Bel-Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Bel-Ridge, MO is 28.2 minutes according to City-Data.

Compare Car Insurance Quotes in Bel-Ridge, MO

Ready to find affordable Bel-Ridge, Missouri car insurance today? Enter your ZIP code for fast, free Bel-Ridge, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption