Compare Belchertown, MA Car Insurance Rates (2021)

Car insurance in Belchertown, MA averages $236 a month. Belchertown, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Belchertown car insurance rates, compare quotes from the top car insurance companies in Belchertown, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Belchertown is State Farm
  • Average car insurance rates in Belchertown, MA after a DUI are $3,483/year
  • The cheapest car insurance company in Belchertown for teen drivers is State Farm

If you need to buy Belchertown, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Belchertown, MA is right here.

You’ll find Belchertown car insurance rates, the cheapest Belchertown, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Belchertown, Massachusetts car insurance rates to Quincy car insurance rates, Lynn car insurance rates, and Brockton car insurance rates.

Ready to find affordable Belchertown, MA car insurance today? Enter your ZIP code for fast, free Belchertown car insurance quotes.

Cheapest Belchertown, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belchertown, MA car insurance rates? Every Belchertown, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belchertown, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,146 $2,146 $2,146 $7,701 $7,701 $2,407 $2,407
GEICO $1,800 $1,800 $1,667 $1,667 $5,151 $5,151 $1,857 $1,857
Liberty Mutual $2,623 $2,623 $2,287 $2,287 $8,758 $8,758 $2,744 $2,744
Progressive $1,929 $1,929 $1,855 $1,855 $7,192 $7,192 $2,081 $2,081
State Farm $862 $862 $862 $862 $2,394 $2,394 $862 $862
Travelers $2,584 $2,584 $2,285 $2,285 $5,202 $5,202 $2,853 $2,853
USAA $1,286 $1,286 $1,267 $1,267 $2,984 $2,984 $1,419 $1,419

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Minimum Car Insurance in Belchertown, MA

Every driver must carry the minimum car insurance in Belchertown, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Belchertown, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Belchertown, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belchertown, MA to rates for a clean record with top companies.

Annual Belchertown, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,797 $4,139 $4,668 $2,797
GEICO $2,096 $2,881 $3,288 $2,209
Liberty Mutual $3,238 $4,409 $5,311 $3,453
Progressive $2,748 $3,860 $3,067 $3,382
State Farm $986 $1,342 $1,597 $1,056
Travelers $2,524 $3,475 $3,730 $3,195
USAA $1,241 $1,608 $2,721 $1,387

Cheapest Belchertown, MA Car Insurance for Teen Drivers

Teen car insurance in Belchertown, MA can be expensive. Take a look at rates from the top car insurance companies in Belchertown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belchertown, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,701 $7,701
GEICO $5,151 $5,151
Liberty Mutual $8,758 $8,758
Progressive $7,192 $7,192
State Farm $2,394 $2,394
Travelers $5,202 $5,202
USAA $2,984 $2,984

Cheapest Belchertown, MA Car Insurance for Seniors

Take a look at Belchertown, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belchertown, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,146 $2,146
GEICO $1,667 $1,667
Liberty Mutual $2,287 $2,287
Progressive $1,855 $1,855
State Farm $862 $862
Travelers $2,285 $2,285
USAA $1,267 $1,267

Cheapest Belchertown, MA Car Insurance Rates After a DUI

A DUI in Belchertown, MA increases car insurance rates. Compare Belchertown, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belchertown, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,668
GEICO $3,288
Liberty Mutual $5,311
Progressive $3,067
State Farm $1,597
Travelers $3,730
USAA $2,721

Cheapest Belchertown, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belchertown, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belchertown, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,488 $3,712
GEICO $2,567 $2,670
Liberty Mutual $3,942 $4,264
Progressive $3,264 $3,264
State Farm $1,216 $1,275
Travelers $3,078 $3,384
USAA $1,691 $1,787

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The Best Cheap Car Insurance Companies in Belchertown, MA

Take a look at a side-by-side comparison of the top car insurance companies in Belchertown, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belchertown, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,600
GEICO $2,619
Liberty Mutual $4,103
Progressive $3,264
State Farm $1,245
Travelers $3,231
USAA $1,739

Category Winners: Cheapest Car Insurance in Belchertown, Massachusetts

Find the cheapest car insurance companies in Belchertown, MA for each category right here.

Best Annual Car Insurance Rates by Company in Belchertown, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Belchertown, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belchertown car insurance rates. Find the cheapest Belchertown, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belchertown, Massachusetts

Insurance Company Low Medium High
Allstate $3,348 $3,652 $3,800
GEICO $2,409 $2,667 $2,780
Liberty Mutual $3,847 $4,155 $4,307
Progressive $2,981 $3,329 $3,483
State Farm $1,135 $1,268 $1,333
Travelers $2,927 $3,288 $3,478
USAA $1,611 $1,768 $1,838

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What affects car insurance rates in Belchertown, Massachusetts?

What factors can have an impact on Belchertown, MA car insurance? There are several reasons why Belchertown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belchertown, Massachusetts.

Commute Time in Belchertown

The more time you spend in your car the higher the risk of an accident. The average commute length in Belchertown, MA is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Belchertown, MA

Ready to find affordable Belchertown, Massachusetts car insurance today? Enter your ZIP code for fast, free Belchertown, MA car insurance quotes.

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