Compare Belen, NM Car Insurance Rates (2021)

Car insurance in Belen, NM averages $329 a month. Belen, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Belen car insurance rates, compare quotes from the top car insurance companies in Belen, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Belen, NM after a DUI are $5,053/year
  • The cheapest car insurance company in Belen for teen drivers is USAA
  • Average car insurance rates in Belen, NM are $3,950/year

If you need to buy Belen, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Belen, NM is right here.

You’ll find Belen car insurance rates, the cheapest Belen, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Belen, New Mexico car insurance rates to Albuquerque car insurance rates, Hobbs car insurance rates, and Farmington car insurance rates.

Ready to find affordable Belen, NM car insurance today? Enter your ZIP code for fast, free Belen car insurance quotes.

Cheapest Belen, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belen, NM car insurance rates? Every Belen, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belen, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,668 $2,429 $2,557 $8,949 $10,360 $2,950 $3,126
Farmers $2,856 $2,853 $2,554 $2,725 $11,643 $11,999 $3,200 $3,299
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,782 $2,828 $2,525 $2,649 $6,843 $8,630 $3,151 $3,376
Progressive $2,002 $1,953 $1,795 $1,812 $7,969 $8,979 $2,436 $2,526
State Farm $1,689 $1,689 $1,537 $1,537 $4,564 $5,738 $1,890 $2,077
USAA $1,664 $1,645 $1,593 $1,581 $4,476 $5,054 $2,064 $2,205

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Minimum Car Insurance in Belen, NM

Every driver must carry the minimum car insurance in Belen, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Belen, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Belen, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belen, NM. Compare credit history car insurance rates in Belen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belen, New Mexico

Insurance Company Poor Fair Good
Allstate $5,191 $4,281 $3,914
Farmers $5,897 $4,882 $4,644
GEICO $5,759 $5,013 $4,638
Nationwide $5,014 $3,900 $3,380
Progressive $4,062 $3,599 $3,390
State Farm $3,691 $2,277 $1,803
USAA $3,168 $2,376 $2,062

Cheapest Belen, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belen, NM to rates for a clean record with top companies.

Annual Belen, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,673 $4,848 $5,188 $4,139
Farmers $4,351 $5,595 $5,464 $5,155
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $3,055 $4,302 $5,568 $3,466
Progressive $3,190 $4,337 $3,434 $3,775
State Farm $2,433 $2,643 $2,643 $2,643
USAA $1,877 $2,623 $3,452 $2,189

Cheapest Belen, NM Car Insurance for Teen Drivers

Teen car insurance in Belen, NM can be expensive. Take a look at rates from the top car insurance companies in Belen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belen, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,949 $10,360
Farmers $11,643 $11,999
GEICO $9,224 $12,627
Nationwide $6,843 $8,630
Progressive $7,969 $8,979
State Farm $4,564 $5,738
USAA $4,476 $5,054

Cheapest Belen, NM Car Insurance for Seniors

Take a look at Belen, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belen, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,429 $2,557
Farmers $2,554 $2,725
GEICO $3,007 $3,007
Nationwide $2,525 $2,649
Progressive $1,795 $1,812
State Farm $1,537 $1,537
USAA $1,593 $1,581

Cheapest Belen, NM Car Insurance Rates After a DUI

A DUI in Belen, NM increases car insurance rates. Compare Belen, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belen, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,188
Farmers $5,464
GEICO $9,625
Nationwide $5,568
Progressive $3,434
State Farm $2,643
USAA $3,452

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Cheapest Belen, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belen, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belen, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,462 $4,462
Farmers $5,141 $5,141
GEICO $5,057 $5,215
Nationwide $4,098 $4,098
Progressive $3,684 $3,684
State Farm $2,525 $2,656
USAA $2,460 $2,611

The Best Cheap Car Insurance Companies in Belen, NM

Take a look at a side-by-side comparison of the top car insurance companies in Belen, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belen, New Mexico

Insurance Company Average Annual Rates
Allstate $4,462
Farmers $5,141
GEICO $5,136
Nationwide $4,098
Progressive $3,684
State Farm $2,590
USAA $2,535

Category Winners: Cheapest Car Insurance in Belen, New Mexico

Find the cheapest car insurance companies in Belen, NM for each category right here.

Best Annual Car Insurance Rates by Company in Belen, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Belen, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belen car insurance rates. Find the cheapest Belen, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belen, New Mexico

Insurance Company Low Medium High
Allstate $4,273 $4,454 $4,659
Farmers $4,661 $5,087 $5,675
GEICO $4,774 $5,124 $5,512
Nationwide $4,029 $4,063 $4,202
Progressive $3,514 $3,684 $3,854
State Farm $2,350 $2,599 $2,822
USAA $2,348 $2,549 $2,709

What affects car insurance rates in Belen, New Mexico?

What factors can have an impact on Belen, NM car insurance? There are several reasons why Belen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belen, New Mexico.

Car Theft in Belen

High levels of vehicle theft can make car insurance more expensive. Belen, NM car theft statistics from the FBI indicate 33 vehicle thefts a year.

Commute Time in Belen

The more time you spend in your car the higher the risk of an accident. The average commute length in Belen, NM is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Belen, NM

Ready to find affordable Belen, New Mexico car insurance today? Enter your ZIP code for fast, free Belen, NM car insurance quotes.

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