Compare Belfast, ME Car Insurance Rates (2021)

Car insurance in Belfast, ME averages $216 a month. Belfast, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Belfast car insurance rates, compare quotes from the top car insurance companies in Belfast, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Belfast, ME after a DUI are $3,071/year
  • Average car insurance rates in Belfast, ME are $2,595/year
  • The cheapest car insurance company in Belfast for teen drivers is GEICO

If you need to buy Belfast, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Belfast, ME is right here.

You’ll find Belfast car insurance rates, the cheapest Belfast, ME car insurance companies, and information on Maine car insurance laws. You can also compare Belfast, Maine car insurance rates to Saco car insurance rates, Biddeford car insurance rates, and Auburn car insurance rates.

Ready to find affordable Belfast, ME car insurance today? Enter your ZIP code for fast, free Belfast car insurance quotes.

Cheapest Belfast, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belfast, ME car insurance rates? Every Belfast, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belfast, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,810 $1,866 $1,625 $1,765 $4,558 $6,092 $1,972 $2,209
Farmers $1,631 $1,645 $1,518 $1,640 $4,911 $5,535 $1,894 $1,968
GEICO $989 $1,024 $989 $989 $2,397 $3,119 $1,078 $1,152
Liberty Mutual $3,026 $3,026 $2,881 $2,881 $6,444 $9,650 $3,026 $4,267
Progressive $1,883 $1,845 $1,883 $1,845 $7,825 $8,794 $2,198 $2,487
State Farm $1,289 $1,289 $1,214 $1,214 $4,094 $5,106 $1,437 $1,574
Travelers $1,180 $1,226 $1,072 $1,097 $4,785 $6,464 $1,177 $1,361
USAA $904 $893 $899 $880 $2,963 $3,273 $1,152 $1,215

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Minimum Car Insurance in Belfast, ME

Every driver must carry the minimum car insurance in Belfast, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Belfast, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Belfast, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belfast, ME. Compare credit history car insurance rates in Belfast from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belfast, Maine

Insurance Company Poor Fair Good
Allstate $3,437 $2,622 $2,152
Farmers $3,007 $2,481 $2,290
GEICO $1,974 $1,309 $1,117
Liberty Mutual $6,126 $3,969 $3,104
Progressive $4,068 $3,483 $3,234
State Farm $3,134 $1,872 $1,450
Travelers $2,701 $2,214 $1,971
USAA $2,000 $1,373 $1,194

Cheapest Belfast, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belfast, ME to rates for a clean record with top companies.

Annual Belfast, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,235 $3,028 $3,160 $2,525
Farmers $2,272 $2,890 $2,508 $2,701
GEICO $1,066 $1,501 $2,235 $1,066
Liberty Mutual $3,409 $3,989 $6,502 $3,699
Progressive $2,883 $4,863 $3,207 $3,426
State Farm $1,955 $2,350 $2,152 $2,152
Travelers $1,912 $2,125 $2,665 $2,479
USAA $1,158 $1,523 $2,135 $1,273

Cheapest Belfast, ME Car Insurance for Teen Drivers

Teen car insurance in Belfast, ME can be expensive. Take a look at rates from the top car insurance companies in Belfast for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belfast, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,558 $6,092
Farmers $4,911 $5,535
GEICO $2,397 $3,119
Liberty Mutual $6,444 $9,650
Progressive $7,825 $8,794
State Farm $4,094 $5,106
Travelers $4,785 $6,464
USAA $2,963 $3,273

Cheapest Belfast, ME Car Insurance for Seniors

Take a look at Belfast, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belfast, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,625 $1,765
Farmers $1,518 $1,640
GEICO $989 $989
Liberty Mutual $2,881 $2,881
Progressive $1,883 $1,845
State Farm $1,214 $1,214
Travelers $1,072 $1,097
USAA $899 $880

Cheapest Belfast, ME Car Insurance Rates After a DUI

A DUI in Belfast, ME increases car insurance rates. Compare Belfast, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belfast, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,160
Farmers $2,508
GEICO $2,235
Liberty Mutual $6,502
Progressive $3,207
State Farm $2,152
Travelers $2,665
USAA $2,135

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Cheapest Belfast, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belfast, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belfast, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,737 $2,737
Farmers $2,593 $2,593
GEICO $1,443 $1,491
Liberty Mutual $4,309 $4,491
Progressive $3,595 $3,595
State Farm $2,082 $2,222
Travelers $2,295 $2,295
USAA $1,480 $1,565

The Best Cheap Car Insurance Companies in Belfast, ME

Take a look at a side-by-side comparison of the top car insurance companies in Belfast, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belfast, Maine

Insurance Company Average Annual Rates
Allstate $2,737
Farmers $2,593
GEICO $1,467
Liberty Mutual $4,400
Progressive $3,595
State Farm $2,152
Travelers $2,295
USAA $1,522

Category Winners: Cheapest Car Insurance in Belfast, Maine

Find the cheapest car insurance companies in Belfast, ME for each category right here.

Best Annual Car Insurance Rates by Company in Belfast, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Belfast, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belfast car insurance rates. Find the cheapest Belfast, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belfast, Maine

Insurance Company Low Medium High
Allstate $2,707 $2,708 $2,796
Farmers $2,503 $2,520 $2,755
GEICO $1,439 $1,448 $1,514
Liberty Mutual $4,352 $4,352 $4,497
Progressive $3,529 $3,536 $3,719
State Farm $2,098 $2,130 $2,228
Travelers $2,260 $2,264 $2,363
USAA $1,494 $1,506 $1,568

What affects car insurance rates in Belfast, Maine?

What factors can have an impact on Belfast, ME car insurance? There are several reasons why Belfast car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belfast, Maine.

Commute Time in Belfast

The more time you spend in your car the higher the risk of an accident. The average commute length in Belfast, ME is 17.6 minutes according to City-Data.

Traffic in Belfast

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Belfast, ME traffic data from INRIX ranks Belfast as the 121st-most congested in the world.

Compare Car Insurance Quotes in Belfast, ME

Ready to find affordable Belfast, Maine car insurance today? Enter your ZIP code for fast, free Belfast, ME car insurance quotes.

Free Car Insurance Comparison

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