Compare Belfast, PA Car Insurance Rates (2021)

Car insurance in Belfast, PA averages $328 a month. Belfast, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Belfast car insurance rates, compare quotes from the top car insurance companies in Belfast, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Belfast for teen drivers is USAA
  • Average car insurance rates in Belfast, PA are $3,930/year
  • The cheapest car insurance company in Belfast is USAA

If you need to buy Belfast, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Belfast, PA is right here.

You’ll find Belfast car insurance rates, the cheapest Belfast, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Belfast, Pennsylvania car insurance rates to Bethlehem car insurance rates, Lancaster car insurance rates, and Altoona car insurance rates.

Ready to find affordable Belfast, PA car insurance today? Enter your ZIP code for fast, free Belfast car insurance quotes.

Cheapest Belfast, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belfast, PA car insurance rates? Every Belfast, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belfast, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,549 $2,549 $2,366 $2,366 $8,890 $8,890 $2,792 $2,792
GEICO $1,999 $1,730 $1,904 $1,649 $5,010 $4,346 $2,001 $1,732
Liberty Mutual $3,633 $3,633 $3,331 $3,331 $10,558 $10,558 $4,605 $4,605
Nationwide $1,799 $1,799 $1,706 $1,706 $5,109 $5,109 $2,021 $2,021
Progressive $2,864 $2,864 $2,557 $2,557 $9,268 $9,268 $3,635 $3,635
State Farm $1,511 $1,511 $1,336 $1,336 $5,464 $5,464 $1,670 $1,670
Travelers $1,684 $1,684 $1,823 $1,823 $24,832 $24,832 $2,020 $2,020
USAA $1,199 $1,199 $1,084 $1,084 $3,671 $3,671 $1,597 $1,597

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Minimum Car Insurance in Belfast, PA

Every driver must carry the minimum car insurance in Belfast, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Belfast, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Belfast, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belfast, PA. Compare credit history car insurance rates in Belfast from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belfast, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,291 $3,964 $3,193
GEICO $3,822 $2,153 $1,664
Liberty Mutual $7,058 $5,064 $4,473
Nationwide $3,116 $2,568 $2,292
Progressive $6,068 $4,259 $3,416
State Farm $3,553 $2,199 $1,735
Travelers $8,248 $7,463 $7,058
USAA $2,358 $1,753 $1,553

Cheapest Belfast, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belfast, PA to rates for a clean record with top companies.

Annual Belfast, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,966 $4,698 $3,966 $3,966
GEICO $1,872 $3,226 $2,504 $2,584
Liberty Mutual $5,035 $5,794 $5,649 $5,649
Nationwide $1,921 $2,573 $3,577 $2,565
Progressive $4,148 $5,750 $4,269 $4,158
State Farm $2,279 $2,712 $2,496 $2,496
Travelers $5,366 $7,662 $9,670 $7,662
USAA $1,515 $2,099 $2,245 $1,693

Cheapest Belfast, PA Car Insurance for Teen Drivers

Teen car insurance in Belfast, PA can be expensive. Take a look at rates from the top car insurance companies in Belfast for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belfast, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,890 $8,890
GEICO $5,010 $4,346
Liberty Mutual $10,558 $10,558
Nationwide $5,109 $5,109
Progressive $9,268 $9,268
State Farm $5,464 $5,464
Travelers $24,832 $24,832
USAA $3,671 $3,671

Cheapest Belfast, PA Car Insurance for Seniors

Take a look at Belfast, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belfast, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,366 $2,366
GEICO $1,904 $1,649
Liberty Mutual $3,331 $3,331
Nationwide $1,706 $1,706
Progressive $2,557 $2,557
State Farm $1,336 $1,336
Travelers $1,823 $1,823
USAA $1,084 $1,084

Cheapest Belfast, PA Car Insurance Rates After a DUI

A DUI in Belfast, PA increases car insurance rates. Compare Belfast, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belfast, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,966
GEICO $2,504
Liberty Mutual $5,649
Nationwide $3,577
Progressive $4,269
State Farm $2,496
Travelers $9,670
USAA $2,245

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Cheapest Belfast, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belfast, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belfast, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,063 $4,236
GEICO $2,507 $2,586
Liberty Mutual $5,391 $5,673
Nationwide $2,659 $2,659
Progressive $4,581 $4,581
State Farm $2,422 $2,569
Travelers $7,590 $7,590
USAA $1,834 $1,942

The Best Cheap Car Insurance Companies in Belfast, PA

Take a look at a side-by-side comparison of the top car insurance companies in Belfast, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belfast, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,149
GEICO $2,546
Liberty Mutual $5,532
Nationwide $2,659
Progressive $4,581
State Farm $2,496
Travelers $7,590
USAA $1,888

Category Winners: Cheapest Car Insurance in Belfast, Pennsylvania

Find the cheapest car insurance companies in Belfast, PA for each category right here.

Best Annual Car Insurance Rates by Company in Belfast, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Belfast, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belfast car insurance rates. Find the cheapest Belfast, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belfast, Pennsylvania

Insurance Company Low Medium High
Allstate $3,952 $4,178 $4,318
GEICO $2,300 $2,572 $2,768
Liberty Mutual $5,247 $5,574 $5,773
Nationwide $2,664 $2,696 $2,616
Progressive $4,162 $4,618 $4,963
State Farm $2,326 $2,532 $2,629
Travelers $7,654 $7,599 $7,516
USAA $1,740 $1,907 $2,016

What affects car insurance rates in Belfast, Pennsylvania?

What factors can have an impact on Belfast, PA car insurance? There are several reasons why Belfast car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belfast, Pennsylvania.

Commute Time in Belfast

The more time you spend in your car the higher the risk of an accident. The average commute length in Belfast, PA is 33.6 minutes according to City-Data.

Traffic in Belfast

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Belfast, PA traffic data from INRIX ranks Belfast as the 121st-most congested in the world.

Compare Car Insurance Quotes in Belfast, PA

Ready to find affordable Belfast, Pennsylvania car insurance today? Enter your ZIP code for fast, free Belfast, PA car insurance quotes.

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