Compare Belfast, TN Car Insurance Rates (2021)

Car insurance in Belfast, TN averages $298 a month. Belfast, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Belfast car insurance rates, compare quotes from the top car insurance companies in Belfast, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Belfast, TN are $3,578/year
  • The cheapest car insurance company in Belfast is State Farm
  • The cheapest car insurance company in Belfast for teen drivers is State Farm

If you need to buy Belfast, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Belfast, TN is right here.

You’ll find Belfast car insurance rates, the cheapest Belfast, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Belfast, Tennessee car insurance rates to Johnson City car insurance rates, Chattanooga car insurance rates, and Hendersonville car insurance rates.

Ready to find affordable Belfast, TN car insurance today? Enter your ZIP code for fast, free Belfast car insurance quotes.

Cheapest Belfast, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belfast, TN car insurance rates? Every Belfast, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belfast, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,893 $2,785 $2,596 $2,697 $10,748 $11,716 $3,099 $3,210
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,291 $2,312 $2,110 $2,110 $6,985 $7,110 $2,330 $2,404
Liberty Mutual $3,521 $129 $2,895 $3,233 $14,198 $15,769 $3,776 $4,024
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,799 $1,701 $1,464 $1,529 $7,997 $9,012 $2,169 $2,372
State Farm $1,472 $1,472 $1,323 $1,323 $4,425 $5,539 $1,661 $1,929
Travelers $1,696 $1,784 $1,547 $1,646 $4,776 $5,922 $1,805 $1,899
USAA $1,518 $1,542 $1,369 $1,367 $5,428 $6,228 $1,976 $2,110

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Minimum Car Insurance in Belfast, TN

Every driver must carry the minimum car insurance in Belfast, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Belfast, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Belfast, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belfast, TN. Compare credit history car insurance rates in Belfast from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belfast, Tennessee

Insurance Company Poor Fair Good
Allstate $6,337 $4,856 $3,711
Farmers $4,149 $3,236 $3,061
GEICO $3,922 $3,359 $3,089
Liberty Mutual $8,519 $5,223 $4,088
Nationwide $3,761 $2,980 $2,643
Progressive $3,948 $3,397 $3,172
State Farm $3,473 $2,085 $1,620
Travelers $3,348 $2,633 $1,922
USAA $3,910 $2,284 $1,882

Cheapest Belfast, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belfast, TN to rates for a clean record with top companies.

Annual Belfast, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,173 $4,967 $5,971 $4,761
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,509 $3,365 $5,442 $2,509
Liberty Mutual $4,823 $6,944 $6,460 $5,545
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,089 $4,003 $3,290 $3,639
State Farm $2,185 $2,600 $2,393 $2,393
Travelers $2,137 $2,743 $3,030 $2,628
USAA $1,958 $2,931 $3,454 $2,426

Cheapest Belfast, TN Car Insurance for Teen Drivers

Teen car insurance in Belfast, TN can be expensive. Take a look at rates from the top car insurance companies in Belfast for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belfast, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,748 $11,716
Farmers $7,422 $7,867
GEICO $6,985 $7,110
Liberty Mutual $14,198 $15,769
Nationwide $5,414 $7,005
Progressive $7,997 $9,012
State Farm $4,425 $5,539
Travelers $4,776 $5,922
USAA $5,428 $6,228

Cheapest Belfast, TN Car Insurance for Seniors

Take a look at Belfast, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belfast, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,596 $2,697
Farmers $1,690 $1,844
GEICO $2,110 $2,110
Liberty Mutual $2,895 $3,233
Nationwide $1,818 $1,853
Progressive $1,464 $1,529
State Farm $1,323 $1,323
Travelers $1,547 $1,646
USAA $1,369 $1,367

Cheapest Belfast, TN Car Insurance Rates After a DUI

A DUI in Belfast, TN increases car insurance rates. Compare Belfast, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belfast, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,971
Farmers $3,753
GEICO $5,442
Liberty Mutual $6,460
Nationwide $4,070
Progressive $3,290
State Farm $2,393
Travelers $3,030
USAA $3,454

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Cheapest Belfast, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belfast, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belfast, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,968 $4,968
Farmers $3,482 $3,482
GEICO $3,435 $3,478
Liberty Mutual $5,943 $5,943
Nationwide $3,128 $3,128
Progressive $3,505 $3,505
State Farm $2,336 $2,449
Travelers $2,531 $2,738
USAA $2,617 $2,768

The Best Cheap Car Insurance Companies in Belfast, TN

Take a look at a side-by-side comparison of the top car insurance companies in Belfast, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belfast, Tennessee

Insurance Company Average Annual Rates
Allstate $4,968
Farmers $3,482
GEICO $3,457
Liberty Mutual $5,943
Nationwide $3,128
Progressive $3,505
State Farm $2,393
Travelers $2,634
USAA $2,692

Category Winners: Cheapest Car Insurance in Belfast, Tennessee

Find the cheapest car insurance companies in Belfast, TN for each category right here.

Best Annual Car Insurance Rates by Company in Belfast, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Belfast, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belfast car insurance rates. Find the cheapest Belfast, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belfast, Tennessee

Insurance Company Low Medium High
Allstate $4,797 $4,957 $5,150
Farmers $3,305 $3,467 $3,674
GEICO $3,298 $3,450 $3,622
Liberty Mutual $5,696 $5,942 $6,192
Nationwide $3,154 $3,057 $3,173
Progressive $3,296 $3,504 $3,717
State Farm $2,264 $2,403 $2,512
Travelers $2,477 $2,632 $2,794
USAA $2,615 $2,684 $2,778

What affects car insurance rates in Belfast, Tennessee?

What factors can have an impact on Belfast, TN car insurance? There are several reasons why Belfast car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belfast, Tennessee.

Traffic in Belfast

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Belfast, TN traffic data from INRIX ranks Belfast as the 121st-most congested in the world.

Compare Car Insurance Quotes in Belfast, TN

Ready to find affordable Belfast, Tennessee car insurance today? Enter your ZIP code for fast, free Belfast, TN car insurance quotes.

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