Compare Belgrade, MT Car Insurance Rates (2021)

Car insurance in Belgrade, MT averages $255 a month. Belgrade, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Belgrade car insurance rates, compare quotes from the top car insurance companies in Belgrade, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Belgrade for teen drivers is Liberty Mutual
  • Average car insurance rates in Belgrade, MT after a DUI are $3,750/year
  • The cheapest car insurance company in Belgrade is Liberty Mutual

If you need to buy Belgrade, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Belgrade, MT is right here.

You’ll find Belgrade car insurance rates, the cheapest Belgrade, MT car insurance companies, and information on Montana car insurance laws. You can also compare Belgrade, Montana car insurance rates to Bozeman car insurance rates, Helena car insurance rates, and Billings car insurance rates.

Ready to find affordable Belgrade, MT car insurance today? Enter your ZIP code for fast, free Belgrade car insurance quotes.

Cheapest Belgrade, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belgrade, MT car insurance rates? Every Belgrade, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belgrade, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,832 $2,832 $2,592 $2,592 $10,941 $10,941 $3,056 $3,056
Farmers $2,581 $2,581 $2,309 $2,309 $7,168 $7,168 $2,835 $2,835
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,025 $1,025 $996 $996 $2,093 $2,093 $1,229 $1,229
Nationwide $2,485 $2,485 $2,268 $2,268 $4,984 $4,984 $2,630 $2,630
Progressive $2,839 $2,839 $2,577 $2,577 $7,046 $7,046 $3,205 $3,205
State Farm $1,611 $1,611 $1,425 $1,425 $4,850 $4,850 $1,749 $1,749
USAA $1,291 $1,291 $1,155 $1,155 $4,301 $4,301 $1,603 $1,603

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Minimum Car Insurance in Belgrade, MT

Every driver must carry the minimum car insurance in Belgrade, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Belgrade, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Belgrade, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belgrade, MT. Compare credit history car insurance rates in Belgrade from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belgrade, Montana

Insurance Company Poor Fair Good
Allstate $5,865 $4,699 $4,002
Farmers $4,382 $3,494 $3,293
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,336 $1,336 $1,336
Nationwide $3,906 $2,822 $2,546
Progressive $4,700 $3,639 $3,411
State Farm $3,464 $2,108 $1,654
USAA $2,801 $1,910 $1,551

Cheapest Belgrade, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belgrade, MT to rates for a clean record with top companies.

Annual Belgrade, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,071 $4,819 $5,871 $4,661
Farmers $3,264 $4,236 $4,129 $3,264
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $907 $1,585 $1,585 $1,265
Nationwide $2,263 $3,232 $4,149 $2,723
Progressive $3,363 $4,390 $4,173 $3,740
State Farm $2,231 $2,587 $2,409 $2,409
USAA $1,566 $1,957 $2,917 $1,910

Cheapest Belgrade, MT Car Insurance for Teen Drivers

Teen car insurance in Belgrade, MT can be expensive. Take a look at rates from the top car insurance companies in Belgrade for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belgrade, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,941 $10,941
Farmers $7,168 $7,168
GEICO $5,830 $5,426
Liberty Mutual $2,093 $2,093
Nationwide $4,984 $4,984
Progressive $7,046 $7,046
State Farm $4,850 $4,850
USAA $4,301 $4,301

Cheapest Belgrade, MT Car Insurance for Seniors

Take a look at Belgrade, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belgrade, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,592 $2,592
Farmers $2,309 $2,309
GEICO $2,342 $2,136
Liberty Mutual $996 $996
Nationwide $2,268 $2,268
Progressive $2,577 $2,577
State Farm $1,425 $1,425
USAA $1,155 $1,155

Cheapest Belgrade, MT Car Insurance Rates After a DUI

A DUI in Belgrade, MT increases car insurance rates. Compare Belgrade, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belgrade, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,871
Farmers $4,129
GEICO $4,768
Liberty Mutual $1,585
Nationwide $4,149
Progressive $4,173
State Farm $2,409
USAA $2,917

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Cheapest Belgrade, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belgrade, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belgrade, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,740 $4,971
Farmers $3,723 $3,723
GEICO $2,984 $3,092
Liberty Mutual $1,336 $1,336
Nationwide $3,092 $3,092
Progressive $3,917 $3,917
State Farm $2,338 $2,479
USAA $2,063 $2,112

The Best Cheap Car Insurance Companies in Belgrade, MT

Take a look at a side-by-side comparison of the top car insurance companies in Belgrade, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belgrade, Montana

Insurance Company Average Annual Rates
Allstate $4,855
Farmers $3,723
GEICO $3,038
Liberty Mutual $1,336
Nationwide $3,092
Progressive $3,917
State Farm $2,409
USAA $2,088

Category Winners: Cheapest Car Insurance in Belgrade, Montana

Find the cheapest car insurance companies in Belgrade, MT for each category right here.

Best Annual Car Insurance Rates by Company in Belgrade, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Belgrade, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belgrade car insurance rates. Find the cheapest Belgrade, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belgrade, Montana

Insurance Company Low Medium High
Allstate $4,631 $4,844 $5,090
Farmers $3,451 $3,719 $4,000
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,246 $1,339 $1,422
Nationwide $2,374 $3,286 $3,615
Progressive $3,695 $3,905 $4,150
State Farm $2,266 $2,399 $2,561
USAA $1,992 $2,077 $2,194

What affects car insurance rates in Belgrade, Montana?

What factors can have an impact on Belgrade, MT car insurance? There are several reasons why Belgrade car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belgrade, Montana.

Car Theft in Belgrade

High levels of vehicle theft can make car insurance more expensive. Belgrade, MT car theft statistics from the FBI indicate 13 vehicle thefts a year.

Commute Time in Belgrade

The more time you spend in your car the higher the risk of an accident. The average commute length in Belgrade, MT is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Belgrade, MT

Ready to find affordable Belgrade, Montana car insurance today? Enter your ZIP code for fast, free Belgrade, MT car insurance quotes.

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