Compare Belk, AL Car Insurance Rates (2021)

Car insurance in Belk, AL averages $304 a month. Belk, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Belk car insurance rates, compare quotes from the top car insurance companies in Belk, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Belk is USAA
  • Average car insurance rates in Belk, AL are $3,645/year
  • Average car insurance rates in Belk, AL after a DUI are $4,161/year

If you need to buy Belk, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Belk, AL is right here.

You’ll find Belk car insurance rates, the cheapest Belk, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Belk, Alabama car insurance rates to Mobile car insurance rates, Dothan car insurance rates, and Auburn car insurance rates.

Ready to find affordable Belk, AL car insurance today? Enter your ZIP code for fast, free Belk car insurance quotes.

Cheapest Belk, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belk, AL car insurance rates? Every Belk, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belk, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,941 $1,831 $1,867 $6,941 $7,446 $2,290 $2,349
Farmers $2,466 $2,447 $2,203 $2,344 $9,586 $9,862 $2,791 $2,888
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,070 $3,319 $2,517 $2,813 $10,945 $12,168 $3,282 $3,508
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,285 $2,162 $1,874 $1,984 $9,156 $10,252 $2,693 $2,889
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,502 $1,526 $1,402 $1,398 $7,841 $12,264 $1,425 $1,650
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Belk, AL

Every driver must carry the minimum car insurance in Belk, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Belk, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Belk, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belk, AL. Compare credit history car insurance rates in Belk from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belk, Alabama

Insurance Company Poor Fair Good
Allstate $4,126 $3,237 $2,648
Farmers $4,842 $4,173 $3,955
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,461 $4,563 $3,584
Nationwide $3,099 $2,411 $2,179
Progressive $4,716 $4,022 $3,749
State Farm $7,329 $3,709 $2,520
Travelers $3,958 $3,428 $3,492
USAA $2,881 $1,865 $1,663

Cheapest Belk, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belk, AL to rates for a clean record with top companies.

Annual Belk, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,845 $3,346 $3,951 $3,207
Farmers $3,640 $4,711 $4,595 $4,348
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,081 $5,675 $5,561 $5,495
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,772 $4,714 $4,022 $4,140
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,021 $3,172 $4,627 $3,684
USAA $1,642 $2,059 $3,067 $1,777

Cheapest Belk, AL Car Insurance for Teen Drivers

Teen car insurance in Belk, AL can be expensive. Take a look at rates from the top car insurance companies in Belk for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belk, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,941 $7,446
Farmers $9,586 $9,862
GEICO $5,465 $5,384
Liberty Mutual $10,945 $12,168
Nationwide $4,316 $5,612
Progressive $9,156 $10,252
State Farm $8,309 $10,427
Travelers $7,841 $12,264
USAA $3,950 $4,385

Cheapest Belk, AL Car Insurance for Seniors

Take a look at Belk, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belk, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,867
Farmers $2,203 $2,344
GEICO $1,993 $2,033
Liberty Mutual $2,517 $2,813
Nationwide $1,544 $1,607
Progressive $1,874 $1,984
State Farm $2,520 $2,520
Travelers $1,402 $1,398
USAA $1,239 $1,215

Cheapest Belk, AL Car Insurance Rates After a DUI

A DUI in Belk, AL increases car insurance rates. Compare Belk, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belk, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,951
Farmers $4,595
GEICO $3,878
Liberty Mutual $5,561
Nationwide $3,273
Progressive $4,022
State Farm $4,472
Travelers $4,627
USAA $3,067

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Belk, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belk, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belk, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,337
Farmers $4,323 $4,323
GEICO $2,876 $2,987
Liberty Mutual $5,203 $5,203
Nationwide $2,563 $2,563
Progressive $4,162 $4,162
State Farm $4,410 $4,629
Travelers $3,626 $3,626
USAA $2,038 $2,234

The Best Cheap Car Insurance Companies in Belk, AL

Take a look at a side-by-side comparison of the top car insurance companies in Belk, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belk, Alabama

Insurance Company Average Annual Rates
Allstate $3,337
Farmers $4,323
GEICO $2,931
Liberty Mutual $5,203
Nationwide $2,563
Progressive $4,162
State Farm $4,519
Travelers $3,626
USAA $2,136

Category Winners: Cheapest Car Insurance in Belk, Alabama

Find the cheapest car insurance companies in Belk, AL for each category right here.

Best Annual Car Insurance Rates by Company in Belk, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Belk, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belk car insurance rates. Find the cheapest Belk, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belk, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,331 $3,452
Farmers $4,070 $4,265 $4,635
GEICO $2,726 $2,919 $3,149
Liberty Mutual $4,990 $5,181 $5,437
Nationwide $2,566 $2,535 $2,589
Progressive $3,799 $4,144 $4,542
State Farm $4,278 $4,514 $4,767
Travelers $3,466 $3,698 $3,713
USAA $2,066 $2,126 $2,217

What affects car insurance rates in Belk, Alabama?

What factors can have an impact on Belk, AL car insurance? There are several reasons why Belk car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belk, Alabama.

Commute Time in Belk

The more time you spend in your car the higher the risk of an accident. The average commute length in Belk, AL is 23.4 minutes according to City-Data.

Compare Car Insurance Quotes in Belk, AL

Ready to find affordable Belk, Alabama car insurance today? Enter your ZIP code for fast, free Belk, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State