Compare Bell City, MO Car Insurance Rates (2021)

Car insurance in Bell City, MO averages $260 a month. Bell City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bell City car insurance rates, compare quotes from the top car insurance companies in Bell City, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bell City, MO after a DUI are $3,669/year
  • The cheapest car insurance company in Bell City is Nationwide
  • Average car insurance rates in Bell City, MO are $3,126/year

If you need to buy Bell City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Bell City, MO is right here.

You’ll find Bell City car insurance rates, the cheapest Bell City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Bell City, Missouri car insurance rates to Springfield car insurance rates, Kansas City car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Bell City, MO car insurance today? Enter your ZIP code for fast, free Bell City car insurance quotes.

Cheapest Bell City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bell City, MO car insurance rates? Every Bell City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bell City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,076 $2,076 $1,848 $1,848 $5,646 $7,346 $2,076 $2,432
Farmers $2,160 $2,158 $1,924 $2,042 $9,117 $9,455 $2,465 $2,575
GEICO $1,634 $1,840 $1,281 $1,653 $5,140 $5,435 $1,491 $1,493
Liberty Mutual $2,546 $2,760 $2,101 $2,357 $8,887 $9,870 $2,676 $2,848
Nationwide $1,504 $1,532 $1,349 $1,425 $3,871 $4,940 $1,722 $1,858
Progressive $1,856 $1,721 $1,517 $1,564 $6,105 $6,860 $2,263 $2,319
State Farm $1,441 $1,441 $1,293 $1,293 $4,115 $5,186 $1,617 $1,838
USAA $1,612 $1,594 $1,457 $1,475 $4,904 $5,980 $1,996 $2,211

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Minimum Car Insurance in Bell City, MO

Every driver must carry the minimum car insurance in Bell City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Bell City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bell City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bell City, MO. Compare credit history car insurance rates in Bell City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bell City, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,140 $2,913 $2,453
Farmers $4,550 $3,798 $3,612
GEICO $3,442 $2,246 $1,799
Liberty Mutual $6,103 $3,729 $2,935
Nationwide $2,679 $2,219 $1,927
Progressive $3,508 $2,898 $2,671
State Farm $3,116 $2,039 $1,678
USAA $4,414 $2,065 $1,482

Cheapest Bell City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bell City, MO to rates for a clean record with top companies.

Annual Bell City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,379 $3,428 $4,158 $2,710
Farmers $3,444 $4,293 $4,198 $4,012
GEICO $1,933 $2,523 $3,427 $2,101
Liberty Mutual $3,089 $4,441 $4,571 $4,922
Nationwide $1,779 $2,294 $3,076 $1,951
Progressive $2,611 $3,518 $2,902 $3,072
State Farm $2,095 $2,461 $2,278 $2,278
USAA $2,107 $2,579 $3,619 $2,310

Cheapest Bell City, MO Car Insurance for Teen Drivers

Teen car insurance in Bell City, MO can be expensive. Take a look at rates from the top car insurance companies in Bell City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bell City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,646 $7,346
Farmers $9,117 $9,455
GEICO $5,140 $5,435
Liberty Mutual $8,887 $9,870
Nationwide $3,871 $4,940
Progressive $6,105 $6,860
State Farm $4,115 $5,186
USAA $4,904 $5,980

Cheapest Bell City, MO Car Insurance for Seniors

Take a look at Bell City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bell City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,848 $1,848
Farmers $1,924 $2,042
GEICO $1,281 $1,653
Liberty Mutual $2,101 $2,357
Nationwide $1,349 $1,425
Progressive $1,517 $1,564
State Farm $1,293 $1,293
USAA $1,457 $1,475

Cheapest Bell City, MO Car Insurance Rates After a DUI

A DUI in Bell City, MO increases car insurance rates. Compare Bell City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bell City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,158
Farmers $4,198
GEICO $3,427
Liberty Mutual $4,571
Nationwide $3,076
Progressive $2,902
State Farm $2,278
USAA $3,619

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Cheapest Bell City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bell City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bell City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,137 $3,200
Farmers $3,987 $3,987
GEICO $2,449 $2,543
Liberty Mutual $4,256 $4,256
Nationwide $2,275 $2,275
Progressive $3,026 $3,026
State Farm $2,222 $2,334
USAA $2,559 $2,748

The Best Cheap Car Insurance Companies in Bell City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Bell City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bell City, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,169
Farmers $3,987
GEICO $2,496
Liberty Mutual $4,256
Nationwide $2,275
Progressive $3,026
State Farm $2,278
USAA $2,654

Category Winners: Cheapest Car Insurance in Bell City, Missouri

Find the cheapest car insurance companies in Bell City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Bell City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Bell City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bell City car insurance rates. Find the cheapest Bell City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bell City, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,077 $3,269 $3,160
Farmers $3,708 $3,942 $4,310
GEICO $2,322 $2,513 $2,653
Liberty Mutual $3,997 $4,276 $4,494
Nationwide $2,131 $2,298 $2,396
Progressive $2,707 $3,031 $3,339
State Farm $2,120 $2,283 $2,431
USAA $2,536 $2,644 $2,781

What affects car insurance rates in Bell City, Missouri?

What factors can have an impact on Bell City, MO car insurance? There are several reasons why Bell City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bell City, Missouri.

Commute Time in Bell City

The more time you spend in your car the higher the risk of an accident. The average commute length in Bell City, MO is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Bell City, MO

Ready to find affordable Bell City, Missouri car insurance today? Enter your ZIP code for fast, free Bell City, MO car insurance quotes.

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