Compare Bell, FL Car Insurance Rates (2021)

Car insurance in Bell, FL averages $305 a month. Bell, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Bell car insurance rates, compare quotes from the top car insurance companies in Bell, FL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bell for teen drivers is GEICO
  • The cheapest car insurance company in Bell is USAA
  • Average car insurance rates in Bell, FL after a DUI are $4,369/year

If you need to buy Bell, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Bell, FL is right here.

You’ll find Bell car insurance rates, the cheapest Bell, FL car insurance companies, and information on Florida car insurance laws. You can also compare Bell, Florida car insurance rates to Port St. Lucie car insurance rates, Miami car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Bell, FL car insurance today? Enter your ZIP code for fast, free Bell car insurance quotes.

Cheapest Bell, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bell, FL car insurance rates? Every Bell, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bell, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,603 $3,445 $3,120 $3,167 $11,907 $12,801 $3,637 $3,704
GEICO $2,451 $2,475 $2,287 $2,287 $4,262 $5,396 $2,703 $2,779
Liberty Mutual $3,003 $3,003 $2,760 $2,760 $6,224 $9,529 $3,003 $4,031
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $3,004 $2,852 $2,593 $2,778 $8,267 $9,101 $3,624 $3,527
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bell, FL

Every driver must carry the minimum car insurance in Bell, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Bell, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bell, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bell, FL. Compare credit history car insurance rates in Bell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bell, Florida

Insurance Company Poor Fair Good
Allstate $7,932 $5,011 $4,075
GEICO $4,387 $2,741 $2,112
Liberty Mutual $5,494 $4,060 $3,312
Nationwide $4,095 $3,013 $2,729
Progressive $5,843 $4,126 $3,436
State Farm $3,393 $2,249 $1,856
USAA $3,880 $1,875 $1,358

Cheapest Bell, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bell, FL to rates for a clean record with top companies.

Annual Bell, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,925 $5,856 $6,471 $5,440
GEICO $2,213 $2,766 $4,009 $3,331
Liberty Mutual $3,133 $4,026 $5,771 $4,225
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,548 $5,205 $4,387 $4,732
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,875 $2,293 $3,354 $1,961

Cheapest Bell, FL Car Insurance for Teen Drivers

Teen car insurance in Bell, FL can be expensive. Take a look at rates from the top car insurance companies in Bell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bell, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,907 $12,801
GEICO $4,262 $5,396
Liberty Mutual $6,224 $9,529
Nationwide $5,480 $6,791
Progressive $8,267 $9,101
State Farm $4,538 $5,795
USAA $4,617 $5,403

Cheapest Bell, FL Car Insurance for Seniors

Take a look at Bell, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bell, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,120 $3,167
GEICO $2,287 $2,287
Liberty Mutual $2,760 $2,760
Nationwide $2,057 $2,134
Progressive $2,593 $2,778
State Farm $1,435 $1,435
USAA $1,282 $1,281

Cheapest Bell, FL Car Insurance Rates After a DUI

A DUI in Bell, FL increases car insurance rates. Compare Bell, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bell, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,471
GEICO $4,009
Liberty Mutual $5,771
Nationwide $4,094
Progressive $4,387
State Farm $2,499
USAA $3,354

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bell, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bell, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bell, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,509 $5,836
GEICO $3,064 $3,096
Liberty Mutual $4,154 $4,424
Nationwide $3,279 $3,279
Progressive $4,468 $4,468
State Farm $2,416 $2,582
USAA $2,344 $2,398

The Best Cheap Car Insurance Companies in Bell, FL

Take a look at a side-by-side comparison of the top car insurance companies in Bell, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bell, Florida

Insurance Company Average Annual Rates
Allstate $5,673
GEICO $3,080
Liberty Mutual $4,289
Nationwide $3,279
Progressive $4,468
State Farm $2,499
USAA $2,371

Category Winners: Cheapest Car Insurance in Bell, Florida

Find the cheapest car insurance companies in Bell, FL for each category right here.

Best Annual Car Insurance Rates by Company in Bell, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bell, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bell car insurance rates. Find the cheapest Bell, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bell, Florida

Insurance Company Low Medium High
Allstate $4,560 $5,924 $6,534
GEICO $2,585 $3,173 $3,481
Liberty Mutual $3,928 $4,352 $4,587
Nationwide $2,669 $3,395 $3,774
Progressive $3,872 $4,554 $4,979
State Farm $2,142 $2,557 $2,799
USAA $2,083 $2,445 $2,584

What affects car insurance rates in Bell, Florida?

What factors can have an impact on Bell, FL car insurance? There are several reasons why Bell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bell, Florida.

Commute Time in Bell

The more time you spend in your car the higher the risk of an accident. The average commute length in Bell, FL is 26.5 minutes according to City-Data.

Traffic in Bell

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bell, FL traffic data from INRIX ranks Bell as the 240th-most congested in the world.

Compare Car Insurance Quotes in Bell, FL

Ready to find affordable Bell, Florida car insurance today? Enter your ZIP code for fast, free Bell, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State