Compare Bellaire, MI Car Insurance Rates (2021)

Car insurance in Bellaire, MI averages $795 a month. Bellaire, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Bellaire car insurance rates, compare quotes from the top car insurance companies in Bellaire, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Bellaire, MI after a DUI are $15,956/year
  • The cheapest car insurance company in Bellaire is USAA
  • The cheapest car insurance company in Bellaire for teen drivers is USAA

If you need to buy Bellaire, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Bellaire, MI is right here.

You’ll find Bellaire car insurance rates, the cheapest Bellaire, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Bellaire, Michigan car insurance rates to Dearborn car insurance rates, Grand Rapids car insurance rates, and Detroit car insurance rates.

Ready to find affordable Bellaire, MI car insurance today? Enter your ZIP code for fast, free Bellaire car insurance quotes.

Cheapest Bellaire, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bellaire, MI car insurance rates? Every Bellaire, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bellaire, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,610 $17,610 $16,449 $16,449 $42,085 $42,085 $18,520 $18,520
Farmers $4,171 $4,171 $3,892 $3,892 $9,306 $9,306 $4,695 $4,695
GEICO $3,728 $3,728 $3,811 $3,811 $10,509 $10,509 $3,566 $3,566
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,923 $2,723 $2,586 $2,876 $10,768 $11,512 $3,403 $3,163
State Farm $6,507 $6,507 $6,007 $6,007 $22,455 $22,455 $7,630 $7,630
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,372 $2,255 $2,232 $2,115 $5,726 $5,456 $2,888 $2,781

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bellaire, MI

Every driver must carry the minimum car insurance in Bellaire, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Bellaire, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bellaire, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bellaire, MI. Compare credit history car insurance rates in Bellaire from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bellaire, Michigan

Insurance Company Poor Fair Good
Allstate $36,172 $19,898 $14,928
Farmers $7,275 $4,822 $4,451
GEICO $6,944 $5,108 $4,158
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,751 $4,851 $4,381
State Farm $17,262 $8,744 $5,944
Travelers $8,169 $7,922 $7,822
USAA $4,814 $2,759 $2,112

Cheapest Bellaire, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bellaire, MI to rates for a clean record with top companies.

Annual Bellaire, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,485 $15,432 $51,668 $16,081
Farmers $4,632 $5,904 $5,828 $5,699
GEICO $1,897 $4,025 $12,180 $3,511
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,242 $5,559 $4,996 $5,180
State Farm $6,843 $8,167 $17,435 $10,153
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,604 $3,236 $4,237 $2,835

Cheapest Bellaire, MI Car Insurance for Teen Drivers

Teen car insurance in Bellaire, MI can be expensive. Take a look at rates from the top car insurance companies in Bellaire for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bellaire, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,085 $42,085
Farmers $9,306 $9,306
GEICO $10,509 $10,509
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $10,768 $11,512
State Farm $22,455 $22,455
Travelers $16,137 $16,137
USAA $5,726 $5,456

Cheapest Bellaire, MI Car Insurance for Seniors

Take a look at Bellaire, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bellaire, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,449 $16,449
Farmers $3,892 $3,892
GEICO $3,811 $3,811
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,586 $2,876
State Farm $6,007 $6,007
Travelers $4,589 $4,589
USAA $2,232 $2,115

Cheapest Bellaire, MI Car Insurance Rates After a DUI

A DUI in Bellaire, MI increases car insurance rates. Compare Bellaire, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bellaire, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $51,668
Farmers $5,828
GEICO $12,180
Liberty Mutual $28,109
Nationwide $6,765
Progressive $4,996
State Farm $17,435
Travelers $12,382
USAA $4,237

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bellaire, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bellaire, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bellaire, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,666 $23,666
Farmers $5,516 $5,516
GEICO $5,282 $5,525
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $4,994 $4,994
State Farm $10,368 $10,932
Travelers $7,926 $8,017
USAA $3,191 $3,265

The Best Cheap Car Insurance Companies in Bellaire, MI

Take a look at a side-by-side comparison of the top car insurance companies in Bellaire, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bellaire, Michigan

Insurance Company Average Annual Rates
Allstate $23,666
Farmers $5,516
GEICO $5,404
Liberty Mutual $17,919
Nationwide $6,507
Progressive $4,994
State Farm $10,650
Travelers $7,971
USAA $3,228

Category Winners: Cheapest Car Insurance in Bellaire, Michigan

Find the cheapest car insurance companies in Bellaire, MI for each category right here.

Best Annual Car Insurance Rates by Company in Bellaire, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bellaire, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bellaire car insurance rates. Find the cheapest Bellaire, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bellaire, Michigan

Insurance Company Low Medium High
Allstate $23,111 $23,715 $24,172
Farmers $5,395 $5,505 $5,647
GEICO $5,065 $5,357 $5,788
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,843 $5,001 $5,139
State Farm $10,151 $10,711 $11,087
Travelers $7,889 $7,978 $8,047
USAA $3,130 $3,236 $3,318

What affects car insurance rates in Bellaire, Michigan?

What factors can have an impact on Bellaire, MI car insurance? There are several reasons why Bellaire car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bellaire, Michigan.

Commute Time in Bellaire

The more time you spend in your car the higher the risk of an accident. The average commute length in Bellaire, MI is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Bellaire, MI

Ready to find affordable Bellaire, Michigan car insurance today? Enter your ZIP code for fast, free Bellaire, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption