Compare Bellamy, AL Car Insurance Rates (2021)

Car insurance in Bellamy, AL averages $317 a month. Bellamy, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bellamy car insurance rates, compare quotes from the top car insurance companies in Bellamy, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bellamy is USAA
  • Average car insurance rates in Bellamy, AL after a DUI are $4,361/year
  • The cheapest car insurance company in Bellamy for teen drivers is USAA

If you need to buy Bellamy, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Bellamy, AL is right here.

You’ll find Bellamy car insurance rates, the cheapest Bellamy, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Bellamy, Alabama car insurance rates to Decatur car insurance rates, Mobile car insurance rates, and Dothan car insurance rates.

Ready to find affordable Bellamy, AL car insurance today? Enter your ZIP code for fast, free Bellamy car insurance quotes.

Cheapest Bellamy, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bellamy, AL car insurance rates? Every Bellamy, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bellamy, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,443 $2,305 $1,997 $2,134 $9,609 $10,734 $2,854 $3,018
State Farm $2,747 $2,747 $2,462 $2,462 $7,969 $10,016 $3,096 $3,552
Travelers $1,846 $1,877 $1,723 $1,721 $10,091 $16,000 $1,742 $2,012
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

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Minimum Car Insurance in Bellamy, AL

Every driver must carry the minimum car insurance in Bellamy, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Bellamy, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bellamy, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bellamy, AL. Compare credit history car insurance rates in Bellamy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bellamy, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,585 $3,949 $3,742
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $4,978 $4,238 $3,944
State Farm $7,103 $3,597 $2,444
Travelers $5,044 $4,375 $4,461
USAA $3,000 $1,947 $1,737

Cheapest Bellamy, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bellamy, AL to rates for a clean record with top companies.

Annual Bellamy, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,974 $4,961 $4,245 $4,367
State Farm $3,978 $4,874 $4,337 $4,337
Travelers $3,852 $4,042 $5,920 $4,692
USAA $1,713 $2,146 $3,200 $1,853

Cheapest Bellamy, AL Car Insurance for Teen Drivers

Teen car insurance in Bellamy, AL can be expensive. Take a look at rates from the top car insurance companies in Bellamy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bellamy, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $8,984 $9,241
GEICO $5,465 $5,384
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,609 $10,734
State Farm $7,969 $10,016
Travelers $10,091 $16,000
USAA $4,111 $4,567

Cheapest Bellamy, AL Car Insurance for Seniors

Take a look at Bellamy, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bellamy, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,102 $2,224
GEICO $1,993 $2,033
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $1,997 $2,134
State Farm $2,462 $2,462
Travelers $1,723 $1,721
USAA $1,294 $1,274

Cheapest Bellamy, AL Car Insurance Rates After a DUI

A DUI in Bellamy, AL increases car insurance rates. Compare Bellamy, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bellamy, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,338
GEICO $3,878
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,245
State Farm $4,337
Travelers $5,920
USAA $3,200

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Cheapest Bellamy, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bellamy, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bellamy, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,092 $4,092
GEICO $2,876 $2,987
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,387 $4,387
State Farm $4,276 $4,487
Travelers $4,627 $4,627
USAA $2,126 $2,330

The Best Cheap Car Insurance Companies in Bellamy, AL

Take a look at a side-by-side comparison of the top car insurance companies in Bellamy, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bellamy, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,092
GEICO $2,931
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,387
State Farm $4,381
Travelers $4,627
USAA $2,228

Category Winners: Cheapest Car Insurance in Bellamy, Alabama

Find the cheapest car insurance companies in Bellamy, AL for each category right here.

Best Annual Car Insurance Rates by Company in Bellamy, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bellamy, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bellamy car insurance rates. Find the cheapest Bellamy, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bellamy, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,898 $4,048 $4,330
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,937 $4,358 $4,864
State Farm $4,158 $4,375 $4,610
Travelers $4,391 $4,719 $4,769
USAA $2,151 $2,216 $2,317

What affects car insurance rates in Bellamy, Alabama?

What factors can have an impact on Bellamy, AL car insurance? There are several reasons why Bellamy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bellamy, Alabama.

Commute Time in Bellamy

The more time you spend in your car the higher the risk of an accident. The average commute length in Bellamy, AL is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in Bellamy, AL

Ready to find affordable Bellamy, Alabama car insurance today? Enter your ZIP code for fast, free Bellamy, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State