Compare Belle Fourche, SD Car Insurance Rates (2021)

Car insurance in Belle Fourche, SD averages $348 a month. Belle Fourche, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Belle Fourche car insurance rates, compare quotes from the top car insurance companies in Belle Fourche, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Belle Fourche for teen drivers is State Farm
  • The cheapest car insurance company in Belle Fourche is State Farm
  • Average car insurance rates in Belle Fourche, SD after a DUI are $4,996/year

If you need to buy Belle Fourche, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Belle Fourche, SD is right here.

You’ll find Belle Fourche car insurance rates, the cheapest Belle Fourche, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Belle Fourche, South Dakota car insurance rates to Spearfish car insurance rates, Yankton car insurance rates, and Brookings car insurance rates.

Ready to find affordable Belle Fourche, SD car insurance today? Enter your ZIP code for fast, free Belle Fourche car insurance quotes.

Cheapest Belle Fourche, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belle Fourche, SD car insurance rates? Every Belle Fourche, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belle Fourche, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,561 $2,215 $2,370 $10,422 $12,452 $2,836 $3,097
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,107 $2,106 $1,853 $1,930 $9,490 $9,844 $2,360 $2,516
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,522 $2,499 $2,073 $2,134 $8,845 $10,084 $3,163 $3,301
State Farm $1,390 $1,390 $1,204 $1,204 $3,512 $4,490 $1,557 $1,758

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Minimum Car Insurance in Belle Fourche, SD

Every driver must carry the minimum car insurance in Belle Fourche, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Belle Fourche, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Belle Fourche, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belle Fourche, SD. Compare credit history car insurance rates in Belle Fourche from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belle Fourche, South Dakota

Insurance Company Poor Fair Good
Allstate $5,862 $4,584 $3,978
American Family $4,836 $3,484 $2,941
Farmers $4,548 $3,844 $3,685
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,017 $4,147 $3,820
State Farm $3,002 $1,796 $1,392

Cheapest Belle Fourche, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belle Fourche, SD to rates for a clean record with top companies.

Annual Belle Fourche, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,631 $6,160 $4,460
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,426 $4,339 $4,232 $4,107
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,736 $5,037 $4,030 $4,508
State Farm $1,927 $2,200 $2,063 $2,063

Cheapest Belle Fourche, SD Car Insurance for Teen Drivers

Teen car insurance in Belle Fourche, SD can be expensive. Take a look at rates from the top car insurance companies in Belle Fourche for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belle Fourche, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $12,452
American Family $5,673 $8,308
Farmers $9,490 $9,844
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $8,845 $10,084
State Farm $3,512 $4,490

Cheapest Belle Fourche, SD Car Insurance for Seniors

Take a look at Belle Fourche, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belle Fourche, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,370
American Family $2,378 $2,378
Farmers $1,853 $1,930
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,073 $2,134
State Farm $1,204 $1,204

Cheapest Belle Fourche, SD Car Insurance Rates After a DUI

A DUI in Belle Fourche, SD increases car insurance rates. Compare Belle Fourche, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belle Fourche, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,160
American Family $5,158
Farmers $4,232
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,030
State Farm $2,063

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Cheapest Belle Fourche, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belle Fourche, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belle Fourche, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,925
American Family $3,709 $3,799
Farmers $4,026 $4,026
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,328 $4,328
State Farm $2,013 $2,113

The Best Cheap Car Insurance Companies in Belle Fourche, SD

Take a look at a side-by-side comparison of the top car insurance companies in Belle Fourche, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belle Fourche, South Dakota

Insurance Company Average Annual Rates
Allstate $4,808
American Family $3,754
Farmers $4,026
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,328
State Farm $2,063

Category Winners: Cheapest Car Insurance in Belle Fourche, South Dakota

Find the cheapest car insurance companies in Belle Fourche, SD for each category right here.

Best Annual Car Insurance Rates by Company in Belle Fourche, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Belle Fourche, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belle Fourche car insurance rates. Find the cheapest Belle Fourche, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belle Fourche, South Dakota

Insurance Company Low Medium High
Allstate $4,655 $4,799 $4,970
American Family $3,756 $3,859 $3,646
Farmers $3,867 $3,989 $4,221
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,240 $4,298 $4,445
State Farm $1,996 $2,064 $2,129

What affects car insurance rates in Belle Fourche, South Dakota?

What factors can have an impact on Belle Fourche, SD car insurance? There are several reasons why Belle Fourche car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belle Fourche, South Dakota.

Car Theft in Belle Fourche

High levels of vehicle theft can make car insurance more expensive. Belle Fourche, SD car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Belle Fourche

The more time you spend in your car the higher the risk of an accident. The average commute length in Belle Fourche, SD is 15.3 minutes according to City-Data.

Compare Car Insurance Quotes in Belle Fourche, SD

Ready to find affordable Belle Fourche, South Dakota car insurance today? Enter your ZIP code for fast, free Belle Fourche, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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