Compare Belle, MO Car Insurance Rates (2021)

Car insurance in Belle, MO averages $273 a month. Belle, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Belle car insurance rates, compare quotes from the top car insurance companies in Belle, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Belle for teen drivers is Nationwide
  • Average car insurance rates in Belle, MO are $3,271/year
  • Average car insurance rates in Belle, MO after a DUI are $3,817/year

If you need to buy Belle, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Belle, MO is right here.

You’ll find Belle car insurance rates, the cheapest Belle, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Belle, Missouri car insurance rates to St. Charles car insurance rates, St. Joseph car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Belle, MO car insurance today? Enter your ZIP code for fast, free Belle car insurance quotes.

Cheapest Belle, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belle, MO car insurance rates? Every Belle, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belle, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,798 $2,713 $2,516 $2,597 $7,672 $8,297 $2,687 $2,775
American Family $2,029 $2,029 $1,808 $1,808 $5,560 $7,219 $2,029 $2,371
Farmers $2,361 $2,358 $2,112 $2,231 $9,579 $9,924 $2,695 $2,830
GEICO $1,986 $2,214 $1,538 $1,941 $6,064 $6,440 $1,841 $1,868
Liberty Mutual $2,688 $2,914 $2,211 $2,480 $9,352 $10,390 $2,834 $3,026
Nationwide $1,410 $1,443 $1,259 $1,338 $3,551 $4,564 $1,607 $1,742
Progressive $2,113 $1,984 $1,727 $1,776 $6,649 $7,494 $2,586 $2,656
State Farm $1,496 $1,496 $1,334 $1,334 $4,302 $5,415 $1,682 $1,929
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Belle, MO

Every driver must carry the minimum car insurance in Belle, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Belle, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Belle, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belle, MO. Compare credit history car insurance rates in Belle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belle, Missouri

Insurance Company Poor Fair Good
Allstate $5,533 $3,553 $2,936
American Family $4,054 $2,858 $2,408
Farmers $4,874 $4,054 $3,856
GEICO $4,126 $2,686 $2,148
Liberty Mutual $6,441 $3,928 $3,091
Nationwide $2,496 $2,057 $1,790
Progressive $3,912 $3,230 $2,977
State Farm $3,250 $2,124 $1,747
USAA $4,567 $2,109 $1,505

Cheapest Belle, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belle, MO to rates for a clean record with top companies.

Annual Belle, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,448 $3,884 $4,804 $3,891
American Family $2,317 $3,366 $4,096 $2,648
Farmers $3,703 $4,571 $4,474 $4,297
GEICO $2,359 $3,017 $4,021 $2,549
Liberty Mutual $3,257 $4,680 $4,823 $5,187
Nationwide $1,674 $2,131 $2,825 $1,826
Progressive $2,944 $3,883 $3,245 $3,420
State Farm $2,183 $2,564 $2,374 $2,374
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Belle, MO Car Insurance for Teen Drivers

Teen car insurance in Belle, MO can be expensive. Take a look at rates from the top car insurance companies in Belle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belle, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,672 $8,297
American Family $5,560 $7,219
Farmers $9,579 $9,924
GEICO $6,064 $6,440
Liberty Mutual $9,352 $10,390
Nationwide $3,551 $4,564
Progressive $6,649 $7,494
State Farm $4,302 $5,415
USAA $5,002 $6,115

Cheapest Belle, MO Car Insurance for Seniors

Take a look at Belle, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belle, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,516 $2,597
American Family $1,808 $1,808
Farmers $2,112 $2,231
GEICO $1,538 $1,941
Liberty Mutual $2,211 $2,480
Nationwide $1,259 $1,338
Progressive $1,727 $1,776
State Farm $1,334 $1,334
USAA $1,491 $1,518

Cheapest Belle, MO Car Insurance Rates After a DUI

A DUI in Belle, MO increases car insurance rates. Compare Belle, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belle, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,804
American Family $4,096
Farmers $4,474
GEICO $4,021
Liberty Mutual $4,823
Nationwide $2,825
Progressive $3,245
State Farm $2,374
USAA $3,694

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Cheapest Belle, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belle, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belle, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,007 $4,007
American Family $3,076 $3,137
Farmers $4,261 $4,261
GEICO $2,928 $3,045
Liberty Mutual $4,487 $4,487
Nationwide $2,114 $2,114
Progressive $3,373 $3,373
State Farm $2,317 $2,430
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Belle, MO

Take a look at a side-by-side comparison of the top car insurance companies in Belle, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belle, Missouri

Insurance Company Average Annual Rates
Allstate $4,007
American Family $3,107
Farmers $4,261
GEICO $2,987
Liberty Mutual $4,487
Nationwide $2,114
Progressive $3,373
State Farm $2,374
USAA $2,727

Category Winners: Cheapest Car Insurance in Belle, Missouri

Find the cheapest car insurance companies in Belle, MO for each category right here.

Best Annual Car Insurance Rates by Company in Belle, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Belle, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belle car insurance rates. Find the cheapest Belle, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belle, Missouri

Insurance Company Low Medium High
Allstate $3,839 $3,998 $4,185
American Family $3,013 $3,205 $3,102
Farmers $4,001 $4,221 $4,562
GEICO $2,813 $3,006 $3,141
Liberty Mutual $4,233 $4,507 $4,720
Nationwide $1,993 $2,132 $2,217
Progressive $3,048 $3,379 $3,692
State Farm $2,239 $2,381 $2,500
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Belle, Missouri?

What factors can have an impact on Belle, MO car insurance? There are several reasons why Belle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belle, Missouri.

Commute Time in Belle

The more time you spend in your car the higher the risk of an accident. The average commute length in Belle, MO is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Belle, MO

Ready to find affordable Belle, Missouri car insurance today? Enter your ZIP code for fast, free Belle, MO car insurance quotes.

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