Compare Belle Plaine, IA Car Insurance Rates (2021)

Car insurance in Belle Plaine, IA averages $246 a month. Belle Plaine, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Belle Plaine car insurance rates, compare quotes from the top car insurance companies in Belle Plaine, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Belle Plaine, IA after a DUI are $3,568/year
  • The cheapest car insurance company in Belle Plaine for teen drivers is USAA
  • The cheapest car insurance company in Belle Plaine is USAA

If you need to buy Belle Plaine, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Belle Plaine, IA is right here.

You’ll find Belle Plaine car insurance rates, the cheapest Belle Plaine, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Belle Plaine, Iowa car insurance rates to Davenport car insurance rates, Waterloo car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Belle Plaine, IA car insurance today? Enter your ZIP code for fast, free Belle Plaine car insurance quotes.

Cheapest Belle Plaine, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belle Plaine, IA car insurance rates? Every Belle Plaine, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belle Plaine, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,027 $1,953 $1,794 $1,829 $5,760 $6,464 $2,219 $2,285
American Family $1,933 $1,933 $1,729 $1,729 $5,150 $7,228 $1,933 $2,329
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,722 $1,764 $1,537 $1,636 $4,030 $5,193 $1,957 $2,124
Progressive $1,608 $1,551 $1,327 $1,375 $3,889 $4,391 $1,934 $2,088
State Farm $1,480 $1,480 $1,296 $1,296 $3,940 $5,007 $1,662 $1,887
Travelers $2,549 $2,597 $2,498 $2,501 $11,700 $18,665 $2,663 $3,111
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Belle Plaine, IA

Every driver must carry the minimum car insurance in Belle Plaine, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Belle Plaine, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Belle Plaine, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belle Plaine, IA. Compare credit history car insurance rates in Belle Plaine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belle Plaine, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,893 $2,596
American Family $3,819 $2,808 $2,360
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,026 $2,378 $2,082
Progressive $2,687 $2,166 $1,959
State Farm $3,213 $1,987 $1,567
Travelers $6,493 $5,560 $5,303
USAA $2,421 $1,661 $1,438

Cheapest Belle Plaine, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belle Plaine, IA to rates for a clean record with top companies.

Annual Belle Plaine, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,596 $3,136 $3,541 $2,892
American Family $2,163 $3,168 $4,110 $2,542
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,813 $2,594 $3,526 $2,048
Progressive $1,828 $2,985 $1,982 $2,287
State Farm $2,093 $2,419 $2,256 $2,256
Travelers $4,199 $5,632 $7,551 $5,761
USAA $1,407 $1,885 $2,453 $1,615

Cheapest Belle Plaine, IA Car Insurance for Teen Drivers

Teen car insurance in Belle Plaine, IA can be expensive. Take a look at rates from the top car insurance companies in Belle Plaine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belle Plaine, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,760 $6,464
American Family $5,150 $7,228
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,030 $5,193
Progressive $3,889 $4,391
State Farm $3,940 $5,007
Travelers $11,700 $18,665
USAA $3,311 $3,520

Cheapest Belle Plaine, IA Car Insurance for Seniors

Take a look at Belle Plaine, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belle Plaine, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,794 $1,829
American Family $1,729 $1,729
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,537 $1,636
Progressive $1,327 $1,375
State Farm $1,296 $1,296
Travelers $2,498 $2,501
USAA $1,130 $1,155

Cheapest Belle Plaine, IA Car Insurance Rates After a DUI

A DUI in Belle Plaine, IA increases car insurance rates. Compare Belle Plaine, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belle Plaine, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,541
American Family $4,110
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,526
Progressive $1,982
State Farm $2,256
Travelers $7,551
USAA $2,453

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Belle Plaine, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belle Plaine, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belle Plaine, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,969 $3,114
American Family $2,961 $3,031
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,495 $2,495
Progressive $2,270 $2,270
State Farm $2,201 $2,310
Travelers $5,785 $5,785
USAA $1,773 $1,907

The Best Cheap Car Insurance Companies in Belle Plaine, IA

Take a look at a side-by-side comparison of the top car insurance companies in Belle Plaine, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belle Plaine, Iowa

Insurance Company Average Annual Rates
Allstate $3,041
American Family $2,996
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,495
Progressive $2,270
State Farm $2,256
Travelers $5,785
USAA $1,840

Category Winners: Cheapest Car Insurance in Belle Plaine, Iowa

Find the cheapest car insurance companies in Belle Plaine, IA for each category right here.

Best Annual Car Insurance Rates by Company in Belle Plaine, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Belle Plaine, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belle Plaine car insurance rates. Find the cheapest Belle Plaine, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belle Plaine, Iowa

Insurance Company Low Medium High
Allstate $2,922 $3,046 $3,156
American Family $3,012 $3,162 $2,813
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,594 $2,487 $2,405
Progressive $2,144 $2,278 $2,389
State Farm $2,148 $2,268 $2,351
Travelers $5,437 $5,873 $6,046
USAA $1,749 $1,845 $1,925

What affects car insurance rates in Belle Plaine, Iowa?

What factors can have an impact on Belle Plaine, IA car insurance? There are several reasons why Belle Plaine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belle Plaine, Iowa.

Commute Time in Belle Plaine

The more time you spend in your car the higher the risk of an accident. The average commute length in Belle Plaine, IA is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Belle Plaine, IA

Ready to find affordable Belle Plaine, Iowa car insurance today? Enter your ZIP code for fast, free Belle Plaine, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State